Sarkari Yojana
Bankable Scheme
About Bankable Scheme
The Gujarat Scheduled Caste Development Corporation (GSCDC), under the Social Justice and Empowerment Department, Government of Gujarat, runs the “Bankable Scheme” to fund self-employment for scheduled caste persons. It offers loans for business, industry or service activities, together with a subsidy equal to 50% of the loan or ₹50,000/-, whichever is less. Funds can be used to start or grow ventures such as animal husbandry, tailoring, grocery shops, beauty parlours, carpentry, RCC centering, footwear, bamboo work, embroidery and other small trades.
Scheme Overview
State Government
Individual
Scheme Details
Eligibility Requirements
To qualify for Bankable Scheme, applicants must satisfy the following conditions:
Applicants must belong to a scheduled caste
Applicants must belong to a scheduled caste.
Applicants must be permanent residents of Gujarat
Applicants must be permanent residents of Gujarat.
Applicants must be aged 18 to 60 years
Applicants must be aged 18 to 60 years.
Applicants must be jobless
Applicants must be jobless.
Applicants must be able to run a business…
Applicants must be able to run a business activity.1. Applicants must not have defaulted with any financial institution.
Yearly income must not be more than ₹1,50,000/-…
Yearly income must not be more than ₹1,50,000/- in urban areas or ₹1,20,000/- in rural areas.
Benefits Provided
Bankable Scheme provides the following benefits to eligible applicants:
Loans of up to ₹2,00,000/- for business, industrial…
Loans of up to ₹2,00,000/- for business, industrial and service ventures.
Separate ceilings of ₹1,00,000/- for business and ₹1,00,000/-…
Separate ceilings of ₹1,00,000/- for business and ₹1,00,000/- for the industry/service sector.
A subsidy of 50% of the loan or…
A subsidy of 50% of the loan or up to ₹50,000/-, whichever is smaller.
Documents Required
Applicants should keep the following documents ready before starting the application:
Bank passbook or a cancelled cheque
Bank passbook or a cancelled cheque
Certificate of income
Certificate of income
A passport-size photo
A passport-size photo
Household ration card
Household ration card
Election (voter) card
Election (voter) card
Certificate of caste
Certificate of caste
Bahedhari Patrak (undertaking), notarised
Bahedhari Patrak (undertaking), notarised
Quotation for the items to be purchased
Quotation for the items to be purchased
School leaving certificate
School leaving certificate
How to Apply
Online Application
Applicants can apply for Bankable Scheme through the online application process outlined below.
Application Process
Registration
Open the
official website
of the Gujarat Scheduled Caste Development Corporation, Gandhinagar.
Select "New user (Register)".
Complete the registration form with Email ID, Mobile Number, a login Password and Confirm Password.
Press "Submit".
Once registered, a User ID and Password are generated.
Application
Type in your Username, Password and the Captcha Code.
After signing in, the schemes relevant to your caste are shown.
Select the scheme you wish to apply for.
Complete the "Application Form" and upload the necessary documents
Press Save Application to get a system-generated Application Number.
Press Print Application.
Official Application & Website
Verify the latest eligibility, dates and instructions before applying.