Sarkari Yojana

Indira Gandhi Shehri Credit Card Yojana

Rajasthan
Quick Summary: Rajasthan's Indira Gandhi Shehri Credit Card Yojana offers interest-free loans of up to Rs.50,000/- to urban street vendors, service workers and unemployed youth aged 18 to 40.

About Indira Gandhi Shehri Credit Card Yojana

This scheme is aimed at street vendors, the unemployed, and informal-sector workers who provide essential services — hair dressers, rickshaw-pullers, potters, eaters, cobblers, mechanics, tailors, washermen, paint-painters, plumbing-electric repairmen and the like. It seeks to give young people financial strength and help them get back on their feet.

Scheme Overview

Government Level

State Government

Eligible Entity

Individual

Launch / Open Date

01 Jun 2021

Closing Date

31 Mar 2022

Scheme Details

Eligibility

Eligibility Requirements

To qualify for Indira Gandhi Shehri Credit Card Yojana, applicants must satisfy the following conditions:

✅

Only permanent residents of Rajasthan can apply

Only permanent residents of Rajasthan can apply.

✅

Applicants must be aged 18 to 40 years

Applicants must be aged 18 to 40 years.

💰

The applicant's own monthly income cannot exceed Rs…

The applicant's own monthly income cannot exceed Rs 15,000/-.

💰

Family income must not be more than Rs

Family income must not be more than Rs. 50,000 a month.

📄

Small traders holding a certificate or identity card…

Small traders holding a certificate or identity card from the urban body are covered.

✅

Traders missed in the survey, or beneficiary Wonder,…

Traders missed in the survey, or beneficiary Wonder, who have a recommendation letter from the Town Vending Committee can also benefit.

📄

Vendors chosen in the survey who have not…

Vendors chosen in the survey who have not yet been given a certificate or identity card are eligible too.

Applicants must meet all of the above conditions to be considered eligible for this scheme.
Benefits

Benefits Provided

Indira Gandhi Shehri Credit Card Yojana provides the following benefits to eligible applicants:

💰

Loans of up to Rs.50,000/- (fifty thousand) are…

Loans of up to Rs.50,000/- (fifty thousand) are offered without interest.

✅

Growth of small informal-sector businesses is encouraged

Growth of small informal-sector businesses is encouraged.

✅

Self-employment gets a push

Self-employment gets a push.

✅

Money for everyday needs is made accessible

Money for everyday needs is made accessible.

✅

The scheme eases the blow that COVID-19 dealt…

The scheme eases the blow that COVID-19 dealt to informal businesses.

✅

By supporting 5 lakh beneficiaries in Rajasthan's informal…

By supporting 5 lakh beneficiaries in Rajasthan's informal business sector, it aims to boost and develop the economy.

Benefit amounts and conditions may vary by category — refer to the official scheme guidelines for exact figures applicable to your case.
Documents Required

Documents Required

Applicants should keep the following documents ready before starting the application:

📄

Photo of passport size

Photo of passport size.

✅

Janadhar Card

Janadhar Card.

✅

Aadhar card

Aadhar card.

📄

Proof of present residence in Rajasthan

Proof of present residence in Rajasthan.

📄

Proof of permanent residence in Rajasthan

Proof of permanent residence in Rajasthan.

✅

Passbook of the bank account

Passbook of the bank account.

📄

Vendor certificate, Wedding ID card, or recommendation letter…

Vendor certificate, Wedding ID card, or recommendation letter from the Municipal body.

✅

Registration number from the District Employment Center

Registration number from the District Employment Center.

✅

An affidavit, self-attested, which must state:-

An affidavit, self-attested, which must state:-

✅

Details of any loan currently outstanding against the…

Details of any loan currently outstanding against the applicant.

✅

Nature of the business/occupation

Nature of the business/occupation.

✅

Self-declared monthly income (must be under 15000)

Self-declared monthly income (must be under 15000).

✅

Family's monthly income details (must be under 50000)

Family's monthly income details (must be under 50000).

Ensure all documents are valid and, where required, duly attested before submitting your application.
Important Dates

2021-06-01

How to Apply

Online Application

Applicants can apply for Indira Gandhi Shehri Credit Card Yojana through the online application process outlined below.

Application Portal: Open Application Portal ↗

1️⃣

Applications can be made at an e-Mitra centre…

Applications can be made at an e-Mitra centre via the scheme's online portal, through the applicant's own S.S.O. Application , or at the office of the concerned urban body.

2️⃣

The relevant nodal officer checks applications received on…

The relevant nodal officer checks applications received on the portal within 07 working days.

Ensure all required documents are ready before starting the application process.

Official Application & Website

Verify the latest eligibility, dates and instructions before applying.

Official Sources & References