Sarkari Yojana

Housing Subsidy Scheme (GBOCWWB)

Direct Benefit Transfer (DBT)
Gujarat
Quick Summary: Construction workers registered with Gujarat's GBOCWWB for at least 2 years who buy a house with a loan of up to ₹15 lakhs get ₹30,000/- a year for 5 years, totalling ₹1,50,000/-, credited to their loan account.

About Housing Subsidy Scheme (GBOCWWB)

The Gujarat Building and Other Construction Worker’s Welfare Board (GBOCWWB), under the Labour, Skill Development & Employment Department, Government of Gujarat, implements the “Housing Subsidy Scheme”. Its chief purpose is to give money to construction workers registered with the Gujarat Building and Other Construction Worker’s Welfare Board so that they can build homes of their own. The “Housing Subsidy” scheme began in the year 2021-22 to ease the financial load on construction workers by subsidising the houses they buy and to bring them social stability. Through these subsidies, the scheme intends to offer both financial relief and social stability to construction workers.

Scheme Overview

Government Level

State Government

Implementing Agency

Gujarat Building And Other Construction Worker’s Welfare Board

Eligible Entity

Individual

Scheme Details

Eligibility

Eligibility Requirements

To qualify for Housing Subsidy Scheme (GBOCWWB), applicants must satisfy the following conditions:

✅

Benefits are open to construction workers registered with…

Benefits are open to construction workers registered with the Gujarat Building and Other Construction Worker’s Welfare Board.

✅

When applying, the worker must have held registration…

When applying, the worker must have held registration with the construction worker's board for no less than the last 2 years.

📄

The house document must have been executed after…

The house document must have been executed after the scheme's resolution date (29/06/2020), and the application must be filed within one year of the date stated in the house purchase document.

💰

The loan for the house bought by the…

The loan for the house bought by the registered worker cannot exceed ₹15 lakhs, and its tenure must be 10 years or longer.

✅

Neither the worker nor his wife may own…

Neither the worker nor his wife may own any house or property, whether in their joint name or jointly otherwise; the worker must give this assurance through an affidavit in the prescribed format.

💰

To receive assistance under the Housing Subsidy Scheme,…

To receive assistance under the Housing Subsidy Scheme, the worker must submit the bank loan statement/bank loan interest certificate once the financial year ends.

✅

After the first assistance, the worker must file…

After the first assistance, the worker must file a written proposal each year at the board's district office, with a copy of the in-principle approval letter and the annual interest statement, to get assistance for the remaining four years.

Applicants must meet all of the above conditions to be considered eligible for this scheme.
Benefits

Benefits Provided

Housing Subsidy Scheme (GBOCWWB) provides the following benefits to eligible applicants:

💰

Registered construction workers receive ₹1,50,000/- in total, spread…

Registered construction workers receive ₹1,50,000/- in total, spread across 5 years as ₹30,000/- per year, subject to the terms of assistance.

💰

Workers who bought their house with a loan…

Workers who bought their house with a loan of no more than ₹15 lakhs will get ₹30,000/- every year for the five years, as planned.

Benefit amounts and conditions may vary by category — refer to the official scheme guidelines for exact figures applicable to your case.
Documents Required

Documents Required

Applicants should keep the following documents ready before starting the application:

Documents required for ‘E-Nirman Card’ under the GBOCWWB:

📄

The worker's photograph

The worker's photograph

📄

The Aadhaar Card

The Aadhaar Card

✅

The Ration Card

The Ration Card

📄

Certificate of caste category, where applicable

Certificate of caste category, where applicable

📄

Age proof (Birth certificate/Driving Licence/PAN Card/Voter ID Card)

Age proof (Birth certificate/Driving Licence/PAN Card/Voter ID Card)

📄

Certificate of self-declaration

Certificate of self-declaration

📄

Certificate from the employer

Certificate from the employer

✅

Cancelled cheque/bank passbook

Cancelled cheque/bank passbook

✅

Other documents, if asked for Documents required for…

Other documents, if asked for Documents required for Scheme Benefit:

✅

The worker's e-Nirman Card

The worker's e-Nirman Card

✅

Copy of the Identity Card (Red Book) showing…

Copy of the Identity Card (Red Book) showing enrolment with the Board

📄

Aadhaar Card copy

Aadhaar Card copy

📄

Building document copy

Building document copy

📄

Loan sanction letter as proof of the loan

Loan sanction letter as proof of the loan

📄

Annual Interest Certificate/Annual Loan Statement

Annual Interest Certificate/Annual Loan Statement

✅

Housing loan statement/passbook copy

Housing loan statement/passbook copy

✅

Other documents, if asked for

Other documents, if asked for

Ensure all documents are valid and, where required, duly attested before submitting your application.

How to Apply

Online Application

Applicants can apply for Housing Subsidy Scheme (GBOCWWB) through the online application process outlined below.

Application Process for ‘E-Nirman Card’ under the GBOCWWB:

1️⃣

Go to the e-Nirman Portal

Go to the e-Nirman Portal: https://enirmanbocw.gujarat.gov.in/

2️⃣

Under ‘Login to Portal’ on the home page,…

Under ‘Login to Portal’ on the home page, select ‘Please Register Here Registration: https://enirmanbocw.gujarat.gov.in/Registration.aspx)’.

3️⃣

Fill in the mandatory information and press ‘Register’

Fill in the mandatory information and press ‘Register’.

4️⃣

Once registered, sign in with your User ID…

Once registered, sign in with your User ID and Password.

5️⃣

Complete your profile with the details requested and…

Complete your profile with the details requested and press ‘Update’.

6️⃣

Choose the ‘Construction Works Form’ and complete all…

Choose the ‘Construction Works Form’ and complete all its mandatory fields.

7️⃣

Upload the relevant documents, accept the terms &…

Upload the relevant documents, accept the terms & conditions and submit.

8️⃣

On submission, an application Number is created; note…

On submission, an application Number is created; note it for later use. Process to track Application Status:

1️⃣

Go to the e-Nirman Portal

Go to the e-Nirman Portal: https://enirmanbocw.gujarat.gov.in/

2️⃣

Select ‘View Citizen Application Status’ on the home…

Select ‘View Citizen Application Status’ on the home page.

3️⃣

Type in the Application Number and Date of…

Type in the Application Number and Date of Birth.

4️⃣

Press ‘View Status’

Press ‘View Status’. Application Process for Scheme Benefit:

1️⃣

Go to the Sanman Portal

Go to the Sanman Portal: https://sanman.gujarat.gov.in/

2️⃣

Under ‘Citizen Login’ on the home page, select…

Under ‘Citizen Login’ on the home page, select ‘Please Register Here’.

3️⃣

Type your Aadhaar Card Number, choose the user…

Type your Aadhaar Card Number, choose the user type and enter the E-Nirman Card Number.

4️⃣

Press ‘Fetch’ and submit the details

Press ‘Fetch’ and submit the details.

5️⃣

Once registered, sign in with your User ID…

Once registered, sign in with your User ID and Password.

6️⃣

Choose the scheme and go through its instructions…

Choose the scheme and go through its instructions carefully.

7️⃣

Complete the application form and upload the relevant…

Complete the application form and upload the relevant documents.

8️⃣

Accept the Rules & Regulations and submit the…

Accept the Rules & Regulations and submit the form; a confirmation email carrying the application Number is sent to the registered email ID.

Ensure all required documents are ready before starting the application process.

Offline Application

Applicants can apply for Housing Subsidy Scheme (GBOCWWB) through the offline application process outlined below.

Application Process:

1️⃣

Collect the application form from the BOCW Board's…

Collect the application form from the BOCW Board's district office.

2️⃣

Fill in the whole form and enclose all…

Fill in the whole form and enclose all relevant documents.

3️⃣

Hand the completed form to the District Project…

Hand the completed form to the District Project Manager. Post-Application Process:

1️⃣

Once the construction worker submits the form, the…

Once the construction worker submits the form, the District Project Manager verifies and approves it.

2️⃣

Next, the district inspector verifies and approves the…

Next, the district inspector verifies and approves the application and forwards it to the head office.

3️⃣

At the Head Office, the State Project Manager…

At the Head Office, the State Project Manager checks the application and passes it to the Government Labour Officer (GLO).

4️⃣

The Head Office's Government Labour Officer verifies it,…

The Head Office's Government Labour Officer verifies it, and the Member Secretary then gives approval.

5️⃣

Once approved, the Accounts Officer credits the assistance…

Once approved, the Accounts Officer credits the assistance to the worker's loan account through DBT (Direct Benefit Transfer).

Ensure all required documents are ready before starting the application process.

Official Application & Website

Verify the latest eligibility, dates and instructions before applying.

Official Sources & References