Sarkari Yojana

Direct Finance Scheme by NSFDC (GSCDC)

Gujarat
Quick Summary: Gujarat's Direct Finance Scheme by NSFDC (GSCDC) gives unemployed Scheduled Caste residents self-employment loans at low interest of 1% to 5%. Family income must not exceed ₹3,00,000 a year.

About Direct Finance Scheme by NSFDC (GSCDC)

The Social Justice and Empowerment Department, Government of Gujarat, launched the “Direct Finance Scheme by NSFDC (GSCDC)” to give Scheduled Caste persons access to concessional credit for self-employment. Loans under the scheme carry subsidised interest of 1% to 5%, helping beneficiaries set up their own income-generating ventures.

Scheme Overview

Government Level

State Government

Eligible Entity

Individual

Scheme Details

Eligibility

Eligibility Requirements

To qualify for Direct Finance Scheme by NSFDC (GSCDC), applicants must satisfy the following conditions:

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Only residents of Gujarat may apply

Only residents of Gujarat may apply.

✅

The applicant has to be from the Scheduled…

The applicant has to be from the Scheduled Caste (SC) community.

✅

The applicant should currently be without a job

The applicant should currently be without a job.

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Yearly family income must not go above ₹3,00,000

Yearly family income must not go above ₹3,00,000.

Applicants must meet all of the above conditions to be considered eligible for this scheme.
Benefits

Benefits Provided

Direct Finance Scheme by NSFDC (GSCDC) provides the following benefits to eligible applicants:

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Scheduled caste persons can obtain a self-employment…

Scheduled caste persons can obtain a self-employment loan carrying a concessional interest rate of only 1% to 5%.

Benefit amounts and conditions may vary by category — refer to the official scheme guidelines for exact figures applicable to your case.
Documents Required

Documents Required

Applicants should keep the following documents ready before starting the application:

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The applicant's Aadhaar Card

The applicant's Aadhaar Card

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Proof of the business address

Proof of the business address

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Income certificate in the set format under Annexure-ll…

Income certificate in the set format under Annexure-ll of the Resolution

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A regular Income Certificate

A regular Income Certificate

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Recent passport-size photographs

Recent passport-size photographs

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School Leaving certificate

School Leaving certificate

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Bank Pass Book or a Cancelled Cheque

Bank Pass Book or a Cancelled Cheque

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The applicant's Caste Certificate

The applicant's Caste Certificate

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A copy of the relevant License

A copy of the relevant License

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A notarized Bahedhari Patrak

A notarized Bahedhari Patrak

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The household Ration Card

The household Ration Card

Ensure all documents are valid and, where required, duly attested before submitting your application.

How to Apply

Online Application

Applicants can apply for Direct Finance Scheme by NSFDC (GSCDC) through the online application process outlined below.

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Application Process

Registration Process:

Open the Gujarat Scheduled Caste Development Corporation, Gandhinagar official website .
Select "New user (Register)".
Complete the registration form with Email ID, Mobile Number, a login Password and Confirm Password.
Press "Submit.
Once registration succeeds, a User ID and Password are created.

Login and Application Process:

Type in the User Name, Password and Captcha Code.

Once logged in, you will see the schemes that apply to your caste.
Choose the scheme you wish to apply for.
Complete the "Application Form" and upload the necessary documents
Select Save Application; an Application Number is generated by the system.
Select Print Application.

Ensure all required documents are ready before starting the application process.

Official Application & Website

Verify the latest eligibility, dates and instructions before applying.

Official Sources & References