Sarkari Yojana
Bima Yojana – Direct Benefit to Artisan
About Bima Yojana – Direct Benefit to Artisan
Launched on 15 August 2022, the Bima Yojana – Direct Benefit to Artisan (BYDBTA) is a social welfare scheme run by the Ministry of Textiles. It gives senior and award-winning artisans up to ₹8,000 a month in financial support, aimed at securing their finances and sustaining the handicrafts sector. Applications go in offline through the nearest Handicrafts Service Centre, and the Office of the Development Commissioner (Handicrafts), Ministry of Textiles, implements the scheme.
Scheme Overview
Central Government
Ministry Of Textiles
Individual
Scheme Details
Eligibility Requirements
To qualify for Bima Yojana - Direct Benefit to Artisan, applicants must satisfy the following conditions:
The applicant must be a master craftsperson who…
The applicant must be a master craftsperson who has won a Shilp Guru Award, National Award, Merit Certificate, or similar honour.
The applicant must be 60 or older (this…
The applicant must be 60 or older (this is relaxed for artisans with disabilities).
The applicant's annual income must not exceed ₹1,00,000
The applicant's annual income must not exceed ₹1,00,000.
The applicant must not already be receiving similar…
The applicant must not already be receiving similar financial assistance elsewhere.
The applicant must submit an income certificate and…
The applicant must submit an income certificate and affidavit each year, countersigned by a 1st Class Magistrate.
Benefits Provided
Bima Yojana - Direct Benefit to Artisan provides the following benefits to eligible applicants:
Government assistance may come as a monthly allowance,…
Government assistance may come as a monthly allowance, a lump-sum grant, or both — but it will never exceed ₹8,000/- per month.
Documents Required
Applicants should keep the following documents ready before starting the application:
The artisan's Aadhaar card for identification
The artisan's Aadhaar card for identification
A document proving the applicant's status as an…
A document proving the applicant's status as an artisan
The applicant's certificate of birth
The applicant's certificate of birth
Particulars of the artisan's bank account
Particulars of the artisan's bank account
One photograph of passport size
One photograph of passport size
How to Apply
Offline Application
Applicants can apply for Bima Yojana - Direct Benefit to Artisan through the offline application process outlined below.
Application Process
Handicraft artisans registered with the Office of the DC (Handicrafts), holding a valid photo ID card and meeting any other conditions set, should submit a fully completed application form to the nearest Handicrafts Service Centre for a loan recommendation, or apply directly to a bank for a MUDRA loan.
Official Application & Website
Verify the latest eligibility, dates and instructions before applying.