Sarkari Yojana

Assam Arogya Nidhi Scheme

Direct Benefit Transfer (DBT)
Assam
Quick Summary: Assam Arogya Nidhi helps BPL families and households earning under ₹5.00 Lakhs a year pay for treating life-threatening diseases and disaster-related injuries, with assistance of up to ₹3.00 Lakh sanctioned by committee.

About Assam Arogya Nidhi Scheme

The Health & Family Welfare Department, Govt. of Assam, introduced “Assam Arogya Nidhi (AAN)” to give monetary help to BPL households and to families whose yearly income is below ₹5.00 Lakhs. Support covers general and specialised care for (i) life-threatening illnesses and (ii) injuries from natural or manmade disasters, such as industrial/ farm/ road/ rail accidents, bomb blasts, etc. The life-threatening conditions include Heart Diseases and Heart Surgery, Cancer, Kidney and Urinary diseases, Orthopedic, Thallassemia, Bone marrow Transplant, AIDS, and chronic Mental Illness with Surgical Treatment. A Selection Committee notified by the Government of Assam picks the beneficiaries, and the Government of India funds 50% of the amount sanctioned by the State Government under AAN. Grant of Assistance: 1. The Chief Minister of Assam can directly approve the highest level of benefit permissible under AAN. 2. The Committee’s Chairperson can sanction AAN assistance for eligible cases up to ₹2.00 Lakh. 3. Eligible cases needing more than ₹2.00 Lakh and up to ₹3.00 Lakh are decided by the State Level committee. Mode of disbursement: Payment is made only by bank transfer, either to the beneficiary or as reimbursement to the hospital. Advance payment is made solely to the hospital and cannot exceed ₹3.00 lakh.

Scheme Overview

Government Level

State Government

Implementing Agency

Health & Family Welfare Department, Government Of Assam

Eligible Entity

Individual

Scheme Details

Eligibility

Eligibility Requirements

To qualify for Assam Arogya Nidhi Scheme, applicants must satisfy the following conditions:

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Every Indian citizen normally living in the State…

Every Indian citizen normally living in the State of Assam can be covered by the scheme.

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The applicant's family must earn less than ₹5.00…

The applicant's family must earn less than ₹5.00 lakhs a year.

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The scheme sets no age limit for coverage

The scheme sets no age limit for coverage.

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Govt

Govt. employees, Govt. pensioners and members of their families are not eligible.

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Treatment may be taken at any govt

Treatment may be taken at any govt. hospital, Govt. Medical Colleges included, or at any reputed Pvt. Hospitals registered under the Clinical Establishment Act., within the state or anywhere in the country.

Applicants must meet all of the above conditions to be considered eligible for this scheme.
Documents Required

Documents Required

Applicants should keep the following documents ready before starting the application:

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Patient's photograph, attested by a Doctor

Patient's photograph, attested by a Doctor

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Income Certificate photocopy attested by the Revenue Circle…

Income Certificate photocopy attested by the Revenue Circle Officer.

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Attested photocopy of proof of identity & address…

Attested photocopy of proof of identity & address (Voter ID, ADHAAR CARD, Driving license).

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Original bills, vouchers, receipts and similar papers

Original bills, vouchers, receipts and similar papers.

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Copies of the treatment records, certified by the…

Copies of the treatment records, certified by the treating Doctor/Hospital

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Attested Discharge Summary/Prescription

Attested Discharge Summary/Prescription

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Attested photocopy of the Bank Pass Book's first…

Attested photocopy of the Bank Pass Book's first page.

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Attested photocopy of the Pradhan Mantri Jana Arogyua…

Attested photocopy of the Pradhan Mantri Jana Arogyua Yojana (PMJAY)/Atal Amrit Abhiyan (AAA) Card.

Ensure all documents are valid and, where required, duly attested before submitting your application.

How to Apply

Offline Application

Applicants can apply for Assam Arogya Nidhi Scheme through the offline application process outlined below.

Application Portal: Open Application Portal ↗

1️⃣

Download the application form from the National Health…

Download the application form from the National Health Assam website: https://nhm.assam.gov.in/schemes/assam-arogya-nidhi

2️⃣

Submit the fully completed application in the prescribed…

Submit the fully completed application in the prescribed format either to NHM, Assam, or to the district's Joint Director of Health Services, who sends it on to NHM, Assam for consideration.

3️⃣

Specialist doctors of Guwahati Medical College, forming an…

Specialist doctors of Guwahati Medical College, forming an Expert Committee, scrutinise the applications and recommend eligible cases.

4️⃣

Acting on these recommendations, assistance is released to…

Acting on these recommendations, assistance is released to eligible beneficiaries, ideally by Direct Bank Transfer. Note 01: Holders of a PMJAY or AAA card must first use the cashless treatment available for covered diseases under those schemes before seeking consideration under AAN. Note 02: Those without a PMJAY/ AAA Card, or whose illness is not covered by PMJAY/AAA, may apply directly. Note 03: AAN support is meant for exceptional cases, not routine ones.

Ensure all required documents are ready before starting the application process.

Official Application & Website

Verify the latest eligibility, dates and instructions before applying.

Official Sources & References