Sarkari Yojana

RMEWF-Financial Assistance For Ex-Servicemen In Penury

Direct Benefit Transfer (DBT)
Quick Summary: This KSB scheme gives destitute non-pensioner Ex-Servicemen up to Havildar rank, and their widows, a lifelong monthly grant of ₹4,000 to ease financial hardship. Applications and renewals are handled entirely online through Zila Sainik Welfare Offices.

About RMEWF-Financial Assistance For Ex-Servicemen In Penury

Financial Assistance for Ex-Servicemen in Penury is a welfare initiative run by the Kendriya Sainik Board (KSB), Government of India, meant to offer some relief to impoverished non-pensioner Ex-Servicemen (ESM) up to the rank of Havildar/equivalent, along with their widows. Under this initiative, eligible beneficiaries receive financial support in the form of a recurring monthly grant. On the ground, delivery of the scheme is carried out by the Kendriya Sainik Board (KSB) via the network of Zila Sainik Welfare Offices (ZSWO).

Scheme Overview

Government Level

Central Government

Ministry

Ministry Of Defence

Eligible Entity

Individual

Launch / Open Date

01 Jan 1981

Scheme Details

Eligibility

Eligibility Requirements

To qualify for RMEWF-Financial Assistance For Ex-Servicemen In Penury, applicants must satisfy the following conditions:

✅

The applicant should either be a non-pensioner ESM…

The applicant should either be a non-pensioner ESM or the widow of one.

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Their rank must be Havildar/equivalent from the Navy/Air…

Their rank must be Havildar/equivalent from the Navy/Air Force, or lower.

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By 01 Apr of the Financial Year in…

By 01 Apr of the Financial Year in which the application is made, the ESM/widow must have reached 65 years of age.

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Once an ESM who was already receiving the…

Once an ESM who was already receiving the Penury Grant passes away, his widow becomes entitled to the grant regardless of her age at that time — meaning the 65-year age condition does not apply in such cases.

Applicants must meet all of the above conditions to be considered eligible for this scheme.
Benefits

Benefits Provided

RMEWF-Financial Assistance For Ex-Servicemen In Penury provides the following benefits to eligible applicants:

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Financial Support Provided - Each beneficiary receives ₹4,000/-…

Financial Support Provided
Each beneficiary receives ₹4,000/- every month.
The amount is disbursed on an annual basis.
This support continues for the beneficiary's lifetime.

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Background

Background: How the Benefit Amount Evolved Over Time
In 1981, the scheme began with ₹100/- per month for a 2-year period.
This was raised to ₹500/- per month for 2 years when revised in 2007.
The 2007 revision also introduced a one-time payment of ₹30,000/- payable at age 70/75.
From October 2011, the benefit was revised again to ₹1,000/- per month for life.

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Terms Governing These Benefits - This support is…

Terms Governing These Benefits
This support is limited to non-pensioner ESM of the rank Havildar/equivalent or below.
It carries forward to the widow after the ESM's death, though a new application may sometimes be needed.
The benefit cannot be transferred to anyone else.
Payment stops automatically when the beneficiary — ESM or widow — passes away.

Benefit amounts and conditions may vary by category — refer to the official scheme guidelines for exact figures applicable to your case.
Documents Required

Documents Required

Applicants should keep the following documents ready before starting the application:

Sign in to the KSB web portal to submit the Initial Penury application, uploading scanned images of the documents below onto the system (the required file size in MB is specified on the portal itself):

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The ESM's Service Document/Discharge Book (every page of…

The ESM's Service Document/Discharge Book (every page of the Discharge Book must be uploaded in correct sequence, with none skipped and no alterations; each page must be clearly legible. Any cutting or overwriting in the discharge book needs authentication by the DSWO — signatures or stamps from any authority other than the DSWO will make that entry invalid.)

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Proof of age, needed only if the Service…

Proof of age, needed only if the Service Document/Discharge Book does not record the date of birth.

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The Identity Card issued to the ESM/widow by…

The Identity Card issued to the ESM/widow by the ZSB.

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The first page of the Bank Pass Book,…

The first page of the Bank Pass Book, along with a cancelled cheque if the account number, IFSC, and the holder's personal details are missing from that first page.

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The Penury Certificate (format provided below)

The Penury Certificate (format provided below). Certificate to Be Issued by the ZSWO When Recommending the Online Application:

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The ZSWO must personally examine and verify the…

The ZSWO must personally examine and verify the original documents uploaded by the ESM/widow before recommending the application, namely:-

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The ESM's Service Document/Discharge Book (every page…

The ESM's Service Document/Discharge Book (every page of the Discharge Book must be uploaded in sequence without omissions or alterations, and must be legible; any cutting or overwriting must be authenticated by the DSWO, with entries becoming void if signed or stamped by any authority other than the DSWO).
Proof of the applicant's age.
An attested copy of the ESM/widow Identity Card.
The bank-related documents.
The Penury Certificate (format provided below).

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The ZSWO must verify that the details entered…

The ZSWO must verify that the details entered online by the applicant match the original uploaded documents, and only then is the case recommended.

Ensure all documents are valid and, where required, duly attested before submitting your application.
Important Dates

1981-01-01

How to Apply

Online Application

Applicants can apply for RMEWF-Financial Assistance For Ex-Servicemen In Penury through the online application process outlined below.

Fresh Application:
Between 01 Apr and 01 Mar each year, qualifying Ex-Servicemen or their widows may submit their application online via this link - https://ksb.gov.in/ex-servicemen-penury.htm
The online application must be accompanied by scanned copies of the supporting documents.
Successful submission generates a system application number for the applicant, which should be retained for future reference.
The ZSWO subsequently verifies every uploaded document and certificate, confirming through this check that the applicant's Penury certificate shows the following

Application Portal: Open Application Portal ↗

1️⃣

No income or pension is being received from…

No income or pension is being received from any other source.

2️⃣

No financial assistance has been given by the…

No financial assistance has been given by the State Government or any other body.

3️⃣

The details entered online by the applicant match…

The details entered online by the applicant match the original documents uploaded.
Once this check is complete, the ZSWO forwards the online application with a recommendation. Processing at KSB Secretariat:
On receiving the application, the Section-in-charge at the Kendriya Sainik Board verifies it and uploads a printed list for approval by the JD (Welfare).
These approved applications are then batched together, usually every quarter, and sent for sanction by the competent authority. Payment Procedure:
Once the Secretary, KSB grants approval, the Welfare Section takes up the application for payment processing.
This section checks the Ex-serviceman's service number, name, bank IFS Code and account number, then passes the list of sanctioned cases on to the Accounts Section for disbursal.
The Accounts Section subsequently arranges payment to the beneficiaries directly through ECS, as applicable. Track Application Status:
The applicant needs to go back to the same portal https://ksb.gov.in/index.htm
On the homepage, click the "Status of application" link.
Enter the DAK ID and verification code, then click "Search." For Subsequent Grant:
In the years following the first penury grant, the beneficiary must upload a life certificate online, countersigned by the concerned ZSWO, sometime between 01 Dec and 31 Mar of that financial year.
A life certificate bearing the signature of anyone other than the relevant ZSWO, or a Digital Life Certificate, will not be accepted.
The life certificate can only be submitted online through the KSB website — no other mode is accepted.
The website stops accepting renewal applications for the Penury grant after 01 Mar of the financial year, and the grant will not be paid for that year to any beneficiary who fails to upload the life certificate within this window.

Ensure all required documents are ready before starting the application process.

Exclusions / Who Is Not Eligible

Ex-Servicemen receiving Pension are not covered under this scheme.

Official Application & Website

Verify the latest eligibility, dates and instructions before applying.

Official Sources & References