Sarkari Yojana

Self Employment Scheme For Rehabilitation Of Manual Scavengers

Direct Benefit Transfer (DBT)
Quick Summary: SRMS helps identified manual scavengers and their dependants move into alternative livelihoods through a one-time ₹40,000 cash payment, project-based capital subsidy up to ₹5,00,000, concessional loans, two-year skill training with a ₹3,000/month stipend, and ₹5,00,000 health insurance cover under AB-PMJAY. Loan applications are filed online through NSKFDC's portal, while cash assistance is based on State Government surveys.

About Self Employment Scheme For Rehabilitation Of Manual Scavengers

The Ministry of Social Justice and Empowerment introduced the Self Employment Scheme for Rehabilitation of Manual Scavengers (SRMS) in January 2017 to help identified manual scavengers and their dependants move into alternative livelihoods. The scheme was revised in November 2013 to align with the Prohibition of Employment as Manual Scavengers and their Rehabilitation Act, 2013 (MS Act, 2013).

Scheme Overview

Government Level

Central Government

Ministry

Ministry Of Social Justice and Empowerment

Implementing Agency

National Safai Karamcharis Finance & Development Corporation (NSKFDC)

Eligible Entity

Individual

Launch / Open Date

01 Jan 2013

Scheme Details

Eligibility

Eligibility Requirements

To qualify for Self Employment Scheme For Rehabilitation Of Manual Scavengers, applicants must satisfy the following conditions:

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The applicant must be a manual scavenger engaged…

The applicant must be a manual scavenger engaged or employed by an individual, local authority, agency, or contractor, as identified through the State Government survey and issued an MS-ID/Receipt Number -- or a dependent of such a person.

✅

Sanitation workers and their dependents qualify only for…

Sanitation workers and their dependents qualify only for assistance toward sanitation-related self-employment projects.

Applicants must meet all of the above conditions to be considered eligible for this scheme.
Benefits

Benefits Provided

Self Employment Scheme For Rehabilitation Of Manual Scavengers provides the following benefits to eligible applicants:

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One identified manual scavenger per family receives a…

One identified manual scavenger per family receives a one-time cash assistance of ₹ 40,000.

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Identified manual scavengers and their dependents get project-based…

Identified manual scavengers and their dependents get project-based upfront capital subsidy of up to ₹ 5,00,000, plus concessional loans, to start self-employment ventures.

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Sanitation workers and their dependants receive assistance for…

Sanitation workers and their dependants receive assistance for sanitation-related projects on the same scale as admissible to manual scavengers for general tasks.

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Groups of target beneficiaries can take up projects…

Groups of target beneficiaries can take up projects costing up to ₹ 50,00,000.

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Beneficiaries can also access skill-development training for up…

Beneficiaries can also access skill-development training for up to two years, drawing a stipend of ₹ 3,000 per month during this period.

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Manual Scavengers and their family members are covered…

Manual Scavengers and their family members are covered for Health Insurance of ₹ 5,00,000 under the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PMJAY).

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Sanitation workers can access Upskilling/RPL training

Sanitation workers can access Upskilling/RPL training.

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Workshops on "Hazardous Cleaning of Sewers and Septic…

Workshops on "Hazardous Cleaning of Sewers and Septic Tanks" are organized for officers, supervisors, and sanitation workers. Credit Linked upfront Capital Subsidy - Range of Project Cost (₹) (for Individuals): Upto ₹5,00,000 Rate of Subsidy: 50% of project cost Range of Project Cost (₹) (for Individuals): 5,00,000 to 15,00,000 Rate of Subsidy: ₹2.5 lakh + 25% of remaining project cost Range of Project Cost (₹) (for Group Projects): Upto ₹10,00,000 lakh per beneficiary maximum project cost upto ₹50,00,000 Rate of Subsidy: Same as admissible to individuals subject to a maximum ₹3.75 lakh per beneficiary The rate of interest chargeable from the beneficiaries will be as follows:- Range of Projects: up to ₹1,00,000/- Rate of Subsidy: 5% per annum (4% per annum for women beneficiaries) Range of Projects: above 1,00,000/- Rate of Subsidy: 6% per annum Loan repayment, including the moratorium period, runs for five years on projects up to ₹5,00,000/- and 7 years on projects above ₹ 5,00,000/-, with a moratorium period of up to 6 months before repayment begins.

Benefit amounts and conditions may vary by category — refer to the official scheme guidelines for exact figures applicable to your case.
Documents Required

Documents Required

Applicants should keep the following documents ready before starting the application:

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A valid Aadhaar identity card

A valid Aadhaar identity card

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A document establishing the applicant's identity

A document establishing the applicant's identity

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A document confirming the applicant's residential address

A document confirming the applicant's residential address

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A document verifying the applicant's age

A document verifying the applicant's age

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An Occupation Certificate obtained from a designated authority

An Occupation Certificate obtained from a designated authority

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A passport-sized photograph

A passport-sized photograph

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The applicant's bank account information

The applicant's bank account information

Ensure all documents are valid and, where required, duly attested before submitting your application.
Important Dates

2013-01-01

How to Apply

Offline Application

Applicants can apply for Self Employment Scheme For Rehabilitation Of Manual Scavengers through the offline application process outlined below.

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Application Process

Application for One-Time Cash Assistance (OTCA) --

Identification of manual scavengers is carried out by the concerned State Governments through surveys conducted by Urban Local Bodies/Gram Panchayats.

Ensure all required documents are ready before starting the application process.

Online Application

Applicants can apply for Self Employment Scheme For Rehabilitation Of Manual Scavengers through the online application process outlined below.

Application for Loan -

Application Portal: Open Application Portal ↗

1️⃣

Visit https://nskfdc.nic.in/en/node/add/srms-projects-loan-form

Visit https://nskfdc.nic.in/en/node/add/srms-projects-loan-form. Fill in the mandatory fields and click "Submit". Loan applications are submitted by beneficiaries to the District Offices of State Channelizing Agencies (SCAs) of NSKFDC, or to Branches of Regional Rural Banks (RRBs)/Nationalised Banks.

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These District Offices/branches send the applications, after scrutiny,…

These District Offices/branches send the applications, after scrutiny, to their Head Offices.

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The SCAs/RRBs/Nationalised Banks appraise project viability and send…

The SCAs/RRBs/Nationalised Banks appraise project viability and send the viable proposals to NSKFDC along with their recommendations.

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The project proposals are also appraised by NSKFDC's…

The project proposals are also appraised by NSKFDC's Project Appraisal Committee, and those found to be in order are placed before the Board of Directors for consideration and sanction.

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After the Board of Directors sanctions the project,…

After the Board of Directors sanctions the project, sanction letters (also called Letters of Intent) are issued to the SCAs/RRBs/Nationalised Banks for acceptance.

6️⃣

Once the terms and conditions are accepted and…

Once the terms and conditions are accepted and the loan agreement/other documents executed, funds are released to the SCA/RRB/Nationalised Bank for onward disbursement to beneficiaries. NSKFDC releases these funds on receiving demand from the SCAs/RRBs/Nationalised Banks, in line with its Lending Policies & Guidelines (LPG). Application for Skill Development -
Since the 2020-21 financial year, the Ministry of Social Justice & Empowerment has implemented the Pradhan Mantri Dakshta Aur Kushalta Sampann Hitgrahi (PM-DAKSH) Scheme across the country through its Apex Corporations.
Under PM-DAKSH, skill development training is provided to candidates from SCs, OBCs, EBCs, DNTs, and sanitation workers (including waste pickers), to improve their overall competency and employability.

Ensure all required documents are ready before starting the application process.

Official Application & Website

Verify the latest eligibility, dates and instructions before applying.

Official Sources & References