Sarkari Yojana
Personal Accident Insurance Scheme For Coir Workers
About Personal Accident Insurance Scheme For Coir Workers
The Coir Board, Government of India runs the “Personal Accident Insurance Scheme for Coir Workers” to give financial compensation to coir workers who die or are disabled, or to their nominees. Under the scheme, coir workers are covered for accidental death, permanent total disability, permanent partial disability, and finger cuts. The Coir Board implements the scheme and pays the entire insurance premium to an insurance company chosen through quotations, while that insurer pays the financial compensation directly to disabled workers or to the nominee of a disabled or deceased worker.
Scheme Overview
Central Government
Ministry Of Micro, Small and Medium Enterprises
Individual
01 Dec 1998
Scheme Details
Eligibility Requirements
To qualify for Personal Accident Insurance Scheme For Coir Workers, applicants must satisfy the following conditions:
The applicant must be a coir worker engaged…
The applicant must be a coir worker engaged in the coir industry.
The applicant must be 18 years of age…
The applicant must be 18 years of age or older.
There is no upper age limit for coverage…
There is no upper age limit for coverage under the scheme.
A disabled coir worker may file the claim…
A disabled coir worker may file the claim themselves.
The nominee of a disabled or deceased coir…
The nominee of a disabled or deceased coir worker may file the claim.
Given that women make up the majority of…
Given that women make up the majority of the workforce, covered accidents for women coir workers include death and disablement arising out of and traceable to:
Sterilisation and consequent complications.
Pregnancy.
Childbirth.
Caesarean.
Hysterectomy.
Removal of breast.
Murder and rape, etc.
Benefits Provided
Personal Accident Insurance Scheme For Coir Workers provides the following benefits to eligible applicants:
Accidental death
Accidental death: ₹ 50,000/-
Permanent total disability
Permanent total disability: ₹ 50,000/-
Permanent partial disability
Permanent partial disability: ₹ 25,000/-
Provision for finger cut
Provision for finger cut: the amount depends on the finger involved and is capped at the applicable percentage of the capital sum insured.
Documents Required
Applicants should keep the following documents ready before starting the application:
Copy of the deceased person's death certificate
Copy of the deceased person's death certificate.
Copy of the police report or FIR
Copy of the police report or FIR.
Copy of the post-mortem report, if required
Copy of the post-mortem report, if required.
Copy of the certificate issued by the Coir…
Copy of the certificate issued by the Coir Society, unit, or establishment nominating a Coir Board officer.
1998-12-01
How to Apply
Offline Application
Applicants can apply for Personal Accident Insurance Scheme For Coir Workers through the offline application process outlined below.
Application Process
Where a claim is admissible, the disabled coir worker or the nominee of the disabled/deceased worker must file the claim form through a Coir Board office authorised for this purpose, within the prescribed time limit.
Official Application & Website
Verify the latest eligibility, dates and instructions before applying.