Sarkari Yojana
Micro Finance Scheme (GNDTDC)
About Micro Finance Scheme (GNDTDC)
The Gujarat Nomadic and Denotified Tribes Development Corporation (GNDTDC), under the Social Justice and Empowerment Department, Government of Gujarat, implements the “Micro Finance Scheme”. It encourages self-employment among people from Nomadic and Denotified Tribes communities by giving them money to start a small-scale business/enterprise. Beneficiaries can take loans at concessional interest to buy equipment or raw materials, or to meet working capital needs.
Scheme Overview
State Government
Gujarat Nomadic And Denotified Tribes Development Corporation
Individual
Scheme Details
Eligibility Requirements
To qualify for Micro Finance Scheme (GNDTDC), applicants must satisfy the following conditions:
Only residents of Gujarat can apply
Only residents of Gujarat can apply.
The applicant must be from a Nomadic Tribe…
The applicant must be from a Nomadic Tribe or Denotified Tribe.
Annual family income must not go above ₹3,00,000/-
Annual family income must not go above ₹3,00,000/-.
On the date of applying, the applicant's age…
On the date of applying, the applicant's age must be between 21 to 50 years.
Experience & technical skill in the planned trade/business…
Experience & technical skill in the planned trade/business is needed.
Suitable collateral has to be offered to obtain…
Suitable collateral has to be offered to obtain the loan. Note: No less than 50% of the scheme's total loan amount will be set aside for families earning up to ₹1,50,000/- a year.
Benefits Provided
Micro Finance Scheme (GNDTDC) provides the following benefits to eligible applicants:
Loan Amount Details:
Loan Amount:
Beneficiaries can borrow up to ₹1,25,000/-.- Interest Rate: Interest is 5% per annum.
Loan Contribution:
The National Corporation funds 90%, the State Government 5%, and the beneficiary 5%.- Repayment: The loan, with interest, is repaid in 48 equal monthly installments.
Documents Required
Applicants should keep the following documents ready before starting the application:
Proof of identity
Proof of identity
Certificate of caste
Certificate of caste
Certificate of income
Certificate of income
Proof of age
Proof of age
Certificate of experience
Certificate of experience
Documents for the collateral
Documents for the collateral
A photograph
A photograph
Other documents, if needed
Other documents, if needed
How to Apply
Online Application
Applicants can apply for Micro Finance Scheme (GNDTDC) through the online application process outlined below.
Visit the Official Portal - Open the Official…
Visit the Official Portal
Open the Official Website of the Gujarat Nomadic and Denotified Tribes Development Corporation.
On the homepage, scroll down to "Micro Finance" and select "Apply Now".
The application form will then open.
Access and Fill Out the Application Form -…
Access and Fill Out the Application Form
Fill in every part of "Applicant information": full name, father/husband's name, gender, full address, contact numbers, Aadhaar No., and the occupation and income of parents/husband/guardian. Date of Birth, Age, Caste, and Subspecies are also needed, along with the percentage if you have a disability.
Answer "Yes" or "No" on whether you have taken a loan before; if "Yes", give the loan details (date, amount, paid, remaining) and your account number.
Enter the bank account number, bank name, branch name, name as in the account, account type (Saving/Current), MICR code, and IFSC code.
Upload Documents - Under "Upload Photo" in the…
Upload Documents
Under "Upload Photo" in the menu, upload your photograph and signature (each under 15 KB) and select "Save Photo and Signature"
Under "Upload Document" in the menu, upload all the required files (only PDF, JPG, JPEG, PNG).
Review and Final Submission - Go through each…
Review and Final Submission
Go through each module carefully and use the preview option to check the application before the final submission. Enter the "CAPTCHA" shown and select "Submit".
Track and Review Status
An Application ID/Reference Number is given to the applicant; save or print the acknowledgement to track it later.
Open the Official Website of the Gujarat Nomadic and Denotified Tribes Development Corporation.
Scroll down to Know App Status and select "Know App Status".
Choose the Scheme name, type the App No. and Birth Date, fill in the Captcha and select Submit.
Official Application & Website
Verify the latest eligibility, dates and instructions before applying.