Sarkari Yojana

Jharkhand Rajya Patrakar Swasth Bima Yojna Niyamawali 2021

Jharkhand
Quick Summary: The Jharkhand Rajya Patrakar Swasth Bima Yojna Niyamawali 2021 offers accredited journalists aged 21 to 60 cashless health insurance of up to ₹5,00,000/- per year for themselves, their spouse and up to two children. Journalists pay 20% of the premium and the Department pays 80%.

About Jharkhand Rajya Patrakar Swasth Bima Yojna Niyamawali 2021

Introduced by the Information and Public Relations Department, Government of Jharkhand, the “Jharkhand Rajya Patrakar Swasth Bima Yojna Niyamawali 2021” gives journalists and their families health insurance that pays for medical costs, hospitalization included. Its broad health cover is meant to keep them financially secure when a medical emergency strikes.

Scheme Overview

Government Level

State Government

Eligible Entity

Individual

Scheme Details

Eligibility

Eligibility Requirements

To qualify for Jharkhand Rajya Patrakar Swasth Bima Yojna Niyamawali 2021, applicants must satisfy the following conditions:

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Applicants must live in Jharkhand and work within…

Applicants must live in Jharkhand and work within the state.

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Only journalists accredited in Jharkhand can apply

Only journalists accredited in Jharkhand can apply.

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Media representatives have to belong to newspapers, magazines,…

Media representatives have to belong to newspapers, magazines, news agencies, electronic media or news-based electronic media.

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The applicant must be on the regular or…

The applicant must be on the regular or contractual staff of the media organization concerned.

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An accreditation certificate from the state government is…

An accreditation certificate from the state government is required.

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The journalist has to be aged between 21…

The journalist has to be aged between 21 to 60 years.

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Freelance journalists need to show valid press credentials…

Freelance journalists need to show valid press credentials from the Information and Public Relations Department when they apply.

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Cover extends to the media representative's spouse and…

Cover extends to the media representative's spouse and to two unmarried, dependent children aged up to 21 years.

Applicants must meet all of the above conditions to be considered eligible for this scheme.
Benefits

Benefits Provided

Jharkhand Rajya Patrakar Swasth Bima Yojna Niyamawali 2021 provides the following benefits to eligible applicants:

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Accredited journalists get health cover of up to…

Accredited journalists get health cover of up to ₹5,00,000/- per year.

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The policy protects the journalist, the spouse and…

The policy protects the journalist, the spouse and up to 2 dependent children.

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Costs of hospitalization, surgery, medicines and treatment are…

Costs of hospitalization, surgery, medicines and treatment are included.

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Treatment at empaneled hospitals is cashless

Treatment at empaneled hospitals is cashless. Note-1: Cover under the Jharkhand State Journalist Health Insurance Scheme lasts one year, and it has to be renewed before it expires. Note-2: For cover of up to ₹5,00,000/-, media representatives must pay 20% of the annual premium by banker's cheque/cheque/demand draft into the designated account of the Director, Information & Public Relations Directorate, Jharkhand Government, by the date fixed. The Department pays the other 80% of the annual premium. Claim Process:

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To get medical reimbursement from the insurer, the…

To get medical reimbursement from the insurer, the insured media representative must give full details of dependents (spouse and two children) in the application form and name a nominee for claim settlement.

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After any treatment or accident, the district office…

After any treatment or accident, the district office of the insurance company and the Information and Public Relations Department, Ranchi, must be told within seven days at most.

Benefit amounts and conditions may vary by category — refer to the official scheme guidelines for exact figures applicable to your case.
Documents Required

Documents Required

Applicants should keep the following documents ready before starting the application:

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Passport-sized Photographs, five in number

Passport-sized Photographs, five in number

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Accreditation Certificate (from the state government)

Accreditation Certificate (from the state government)

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Degree of Graduation or its Equivalent

Degree of Graduation or its Equivalent

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Appointment Letter/Affiliation Certificate (bearing the signature of the…

Appointment Letter/Affiliation Certificate (bearing the signature of the editor/employer/bureau chief and confirming full-time/part-time status)

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Birth Certificate (bearing the signature of the editor/employer/bureau…

Birth Certificate (bearing the signature of the editor/employer/bureau chief)

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Details of any Other Insurance Scheme or Mediclaim…

Details of any Other Insurance Scheme or Mediclaim Policy (attach if held)

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Certificate of Work Experience (from the editor/employer/bureau chief…

Certificate of Work Experience (from the editor/employer/bureau chief concerned, confirming at least 5 (five) years)

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Valid Press Credential (from the Information and Public…

Valid Press Credential (from the Information and Public Relations Department, for Freelance Accredited Journalists)

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Crossed/Cancelled Blank Cheque (from the applicant's own account,…

Crossed/Cancelled Blank Cheque (from the applicant's own account, signed, with ECS facility details, MICR and IFSC code)

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Copy of the Receipt (for the insurance contribution…

Copy of the Receipt (for the insurance contribution paid)

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Affidavit/Notarized

Affidavit/Notarized

Ensure all documents are valid and, where required, duly attested before submitting your application.

How to Apply

Online Application

Applicants can apply for Jharkhand Rajya Patrakar Swasth Bima Yojna Niyamawali 2021 through the online application process outlined below.

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Application Process

Online Application Submission:

Go to the Information and Public Relations Department's official website.
Fill in the eligibility details asked for and finish the online application.
On completion, the applicant is given an ID code.

Form Download and Submission:

With the eligibility details confirmed online, download the prescribed form (Appendices 'A' and 'B').
Fill in a printed copy of the form and gather the supporting attachments.

Submission at District Office:

Hand the completed printed form and documents to the District Public Relations Officer (DPRO).

Note:

Should the media representative leave the organization or firm, the editor/employer/bureau chief handling the application has to inform the Information and Public Relations Department and the insurer straight away.
A journalist who quits the profession loses the insurance benefits, and the premium share paid by the insured is forfeited.

Ensure all required documents are ready before starting the application process.

Official Application & Website

Verify the latest eligibility, dates and instructions before applying.

Official Sources & References