Sarkari Yojana

Interest Free Loan Scheme To Teachers For The Purchase Of Laptops

Goa
Quick Summary: Goa's Directorate of Education lends regular secondary and higher secondary teachers in Government and Aided schools up to ₹1,00,000/- interest-free to buy a laptop, paid by cheque to the dealer through GEDC.

About Interest Free Loan Scheme To Teachers For The Purchase Of Laptops

The Directorate of Education, Government of Goa, introduced the “Interest Free Loan Scheme To Teachers For The Purchase Of Laptops” so that teachers who work with computers every day can keep pace with changing technology and improve teaching in Goa’s schools using visual effects, Multimedia presentation, and Graphics. Teachers can obtain an Interest Free Loan of up to ₹1,00,000/- to buy a Laptop, paid by Cheque through Messers Goa Education Development Corporation (GEDC), Government of Goa. Applications are taken in by the teacher’s educational institution and then sent on to the Directorate of Education.

Scheme Overview

Government Level

State Government

Eligible Entity

Individual

Scheme Details

Eligibility

Eligibility Requirements

To qualify for Interest Free Loan Scheme To Teachers For The Purchase Of Laptops, applicants must satisfy the following conditions:

✅

Only regular/permanent full-time teachers qualify

Only regular/permanent full-time teachers qualify.

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The teacher should be working in a Secondary…

The teacher should be working in a Secondary school or Higher Secondary school.

✅

The school has to be a Government school…

The school has to be a Government school or a Government Aided school.

✅

The teacher must fall under the Administrative control…

The teacher must fall under the Administrative control of the Directorate of Education in the State of Goa.

Applicants must meet all of the above conditions to be considered eligible for this scheme.
Benefits

Benefits Provided

Interest Free Loan Scheme To Teachers For The Purchase Of Laptops provides the following benefits to eligible applicants:

💰

Teachers can get an Interest Free Loan of…

Teachers can get an Interest Free Loan of no more than ₹1,00,000/- to buy a Laptop.

✅

Payment is made by Crossed Cheque

Payment is made by Crossed Cheque.

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The dealer is the payee on the Cheque

The dealer is the payee on the Cheque.

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Messers Goa Education Development Corporation (GEDC), Government of…

Messers Goa Education Development Corporation (GEDC), Government of Goa, issues the Cheque. Conditions

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The Laptop has to be bought from a…

The Laptop has to be bought from a registered or authorized dealer of the branded manufacturer.

💰

The sanctioned Cheque cannot exceed the ceiling of…

The sanctioned Cheque cannot exceed the ceiling of ₹1,00,000/-.

Benefit amounts and conditions may vary by category — refer to the official scheme guidelines for exact figures applicable to your case.
Documents Required

Documents Required

Applicants should keep the following documents ready before starting the application:

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Laptop Quotation Issued By A Registered Dealer

Laptop Quotation Issued By A Registered Dealer.

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Pre-Receipt

Pre-Receipt.

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Specifications And Details Of The Laptop

Specifications And Details Of The Laptop.

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Breakdown Of The Laptop's Cost

Breakdown Of The Laptop's Cost.

Ensure all documents are valid and, where required, duly attested before submitting your application.

How to Apply

Offline Application

Applicants can apply for Interest Free Loan Scheme To Teachers For The Purchase Of Laptops through the offline application process outlined below.

1️⃣

Get a laptop quotation from any registered dealer…

Get a laptop quotation from any registered dealer you prefer, covering the pre-receipt, specifications, and price, to submit with the application.

2️⃣

Collect the prescribed application form for the scheme…

Collect the prescribed application form for the scheme from the institution where you are presently employed.

3️⃣

Complete each mandatory field and attach copies of…

Complete each mandatory field and attach copies of all mandatory documents, self-attesting where required.

4️⃣

Hand the signed form and documents to the…

Hand the signed form and documents to the Head of the Institution within the prescribed period (if any). The Head of the Institution must recommend the application and forward it to the Directorate of Education. Post-Application Process

1️⃣

Processing at the Directorate of Education and Forwarding

The Directorate of Education makes every effort to process the teacher's application within forty-five days.
After processing and approval, it sends the application and supporting papers to Messers Goa Education Development Corporation (GEDC).

2️⃣

Final Verification and Release of Payment

Messers Goa Education Development Corporation checks and processes the application before releasing the payment or Cheque.
Both the processing and the release of the Cheque depend on funds being available.

3️⃣

Cheque Issuance to the Dealer

A Crossed Cheque equal to the Laptop's price, but capped at the sanctioned maximum of ₹1,00,000/-, is made out to the dealer the teacher selected.
Messers Goa Education Development Corporation then releases the cheque to that party.

Ensure all required documents are ready before starting the application process.

Official Application & Website

Verify the latest eligibility, dates and instructions before applying.

Official Sources & References