Sarkari Yojana

Contributory Social Security Scheme

Jammu and Kashmir
Quick Summary: Jammu & Kashmir's Contributory Social Security Scheme builds savings for marginal workers. Each quarter the UT pays ₹ 300/- and the worker pays ₹ 200/- for 5 or 10 years, with insurance cover included.

About Contributory Social Security Scheme

The “Contributory Social Security Scheme (CSSS)” of the Social Welfare Department, Govt. of Jammu and Kashmir, gives marginal workers social security on a shared-contribution basis. It runs for either 5 years or 10 years. Contributions go into a bank account opened in the beneficiary’s name, which stays pledged to the District Social Welfare Officer (DSWO) while the scheme lasts. At the end, the beneficiary may take out the full amount or put it into a pension scheme, and is also insured during the scheme. Applications are made to the relevant District Social Welfare Officer (DSWO). The Union Territory of Jammu & Kashmir funds the scheme 100%, and only its permanent residents can apply.

Scheme Overview

Government Level

State Government

Implementing Agency

District Social Welfare Offices (DSWO) Of The Department Of Social Welfare, Union Territory Of Jammu & Kashmir

Eligible Entity

Individual

Launch / Open Date

01 Jan 2000

Closing Date

01 Jan 2020

Scheme Details

Eligibility

Eligibility Requirements

To qualify for Contributory Social Security Scheme, applicants must satisfy the following conditions:

✅

Applicants must be Indian citizens

Applicants must be Indian citizens.

✅

They must be 18 years of age or…

They must be 18 years of age or older.

🌾

They must be Marginal Workers (for example agricultural…

They must be Marginal Workers (for example agricultural and non-agricultural labourers, rural barbers, craftsmen, shepherds, blacksmiths, masons or weavers).

💰

Income from all sources must not be more…

Income from all sources must not be more than ₹ 48,000/- a year.

✅

They must be domiciled in / permanent residents…

They must be domiciled in / permanent residents of the Union Territory of Jammu & Kashmir.

✅

Neither the applicant nor the spouse may already…

Neither the applicant nor the spouse may already be a beneficiary of any existing scheme.

Applicants must meet all of the above conditions to be considered eligible for this scheme.
Benefits

Benefits Provided

Contributory Social Security Scheme provides the following benefits to eligible applicants:

💰

Every quarter for 5 or 10 years, the…

Every quarter for 5 or 10 years, the state pays ₹ 300/- and the beneficiary pays ₹ 200/- into the joint account set up for the scheme.

✅

The money is held in a bank account…

The money is held in a bank account in the beneficiary's name, pledged to the District Social Welfare Officer (DSWO) throughout the scheme period.

✅

At the end of the scheme, the beneficiary…

At the end of the scheme, the beneficiary can either take out the full sum or reinvest it in a pension scheme.

✅

Beneficiaries are covered by insurance under the scheme

Beneficiaries are covered by insurance under the scheme.

Benefit amounts and conditions may vary by category — refer to the official scheme guidelines for exact figures applicable to your case.
Documents Required

Documents Required

Applicants should keep the following documents ready before starting the application:

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Evidence of residence in the UT of Jammu…

Evidence of residence in the UT of Jammu & Kashmir.

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A document proving identity

A document proving identity.

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Age proof (from the Board of School Education…

Age proof (from the Board of School Education or the last educational institution attended, or from the Block Medical Officer for people who cannot read or write).

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A certificate of occupation and income (from the…

A certificate of occupation and income (from the Revenue Department at Tehsildar rank or above, or from the Administrator / Chairman of the local government body, or from the Sarpanch of the Panchayat).

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Three recent passport-size photos

Three recent passport-size photos.

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A valid Aadhaar identity card

A valid Aadhaar identity card.

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Bank account particulars (Bank Name, Branch Name, Address,…

Bank account particulars (Bank Name, Branch Name, Address, IFSC, etc.) of the applicant or guardian.

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Any additional document the District Social Welfare Office…

Any additional document the District Social Welfare Office may need.

Ensure all documents are valid and, where required, duly attested before submitting your application.
Important Dates

2000-01-01

How to Apply

Offline Application

Applicants can apply for Contributory Social Security Scheme through the offline application process outlined below.

1️⃣

Go to the Tehsil Social Welfare Office, the…

Go to the Tehsil Social Welfare Office, the District Social Welfare Office or the Nodal Bank and ask the authority for a printed copy of the CSSS application form for the scheme.

2️⃣

Complete every compulsory field, stick on a passport-size…

Complete every compulsory field, stick on a passport-size photograph (signed across it) and attach all the required documents (self-attested).

3️⃣

Hand the completed and signed form with its…

Hand the completed and signed form with its documents to the District Social Welfare Officer.

4️⃣

Collect a receipt/acknowledgment from the District Social Welfare…

Collect a receipt/acknowledgment from the District Social Welfare Office confirming the form has been submitted. Post-Application Processes:

1️⃣

The TSWO collects the completed applications and passes…

The TSWO collects the completed applications and passes them to the DSWO, who puts them before the District Level Sanctioning Committee for approval/sanction.

2️⃣

Once approval is given, the DSWO authorises the…

Once approval is given, the DSWO authorises the designated nodal branch of the J&K Bank to enrol the beneficiary in the scheme.

3️⃣

That branch opens a specially designed recurring social…

That branch opens a specially designed recurring social security deposit account in the beneficiary's name, into which both the state and the beneficiary pay their contributions. Check Application Status: To find out the status of an application, contact the District Social Welfare Officer (DSWO) / Deputy Commissioner.

Ensure all required documents are ready before starting the application process.

Exclusions / Who Is Not Eligible

The applicant or his spouse who are beneficiary of any existing scheme are not eligible.

Official Application & Website

Verify the latest eligibility, dates and instructions before applying.

Official Sources & References