Sarkari Yojana

CHIEF MINISTER EMPLOYMENT GENERATION PROGRAMME (CMEGP)

Maharashtra
Quick Summary: Maharashtra's CMEGP helps unemployed youth aged 18 to 45 start new ventures with bank term loans and a margin-money subsidy of 15% to 35% of project cost. Projects can go up to Rs.50 lakh in manufacturing and Rs.20 lakhs in services.

About CHIEF MINISTER EMPLOYMENT GENERATION PROGRAMME (CMEGP)

This scheme was introduced through GR शासन निर्णय क्र. योजना-२०१९/प्र.क्र.१२१/उद्योग ७ dated 01.08.2019. The Directorate of Industries (DOI), working under the administrative control of the Industries Department, Government of Maharashtra, is responsible for implementing and monitoring it. Delivery happens through District Industries Canters (DICs) and the Maharashtra State Khadi and Village Industries Boards (KVIB), both overseen by the Directorate of Industries, as well as through banks.

  • For the manufacturing sector, a project/unit can cost at most Rs.50 lakh.
  • For service, Agro-based/ Primary Agro processing, E-vehicle based goods transport and other businesses, and single brand service ventures (single brand-based chains, mobile service ventures), the project/unit cost ceiling is Rs.20 lakhs.
  • Depending on the beneficiary category under the CMEGP scheme, the beneficiary puts in 5% to 10 % of the project cost, while banks cover the remaining total project cost as a term loan.

Scheme Overview

Government Level

State Government

Implementing Agency

District Industries Centres (DICs), Maharashtra State Khadi And Village Industries Boards (KVIB)

Launch / Open Date

01 Aug 2019

Closing Date

31 Jul 2024

Scheme Details

Eligibility

Eligibility Requirements

To qualify for CHIEF MINISTER EMPLOYMENT GENERATION PROGRAMME (CMEGP), applicants must satisfy the following conditions:

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1)Applicants must fall within the Age range of…

1)Applicants must fall within the Age range of 18 to 45; Special category applicants (including SC/ST/Women/ Ex-servicemen/Differently abled) get a 5-year relaxation. 2)By Occupation, the applicant must be one of the unemployed youth, Youth willing to establish new ventures. 3)There is No criteria LPA on the Annual Income of the Applicant/Family/Parent/Guardian. 4)Both Male and Female applicants are covered under Gender. 5)Marital Status is open for all. 6)The Educational Qualification needed is minimum 7th standard pass for project/unit above Rs. 10 lac, while project/units above Rs.25 lac require the applicant to be at least 10th standard pass.

Applicants must meet all of the above conditions to be considered eligible for this scheme.
Benefits

Benefits Provided

CHIEF MINISTER EMPLOYMENT GENERATION PROGRAMME (CMEGP) provides the following benefits to eligible applicants:

Beneficiary contribution and subsidy rates by category under CMEGP:

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General Category

Beneficiary's Contribution (of project cost): 10%; Rate of subsidy for Urban area projects: 15%; Rate of subsidy for Rural area projects: 25%

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Special Category (includes SC / ST /Women/ Ex-…

Special Category (includes SC / ST /Women/ Ex- servicemen / differently abled/VJNT/OBC/Minority) - Beneficiary's Contribution (of project cost): 5%; Rate of subsidy for Urban area projects: 25%; Rate of subsidy for Rural area projects: 35%

Benefit amounts and conditions may vary by category — refer to the official scheme guidelines for exact figures applicable to your case.
Documents Required

Documents Required

Applicants should keep the following documents ready before starting the application:

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A recent photograph in passport size

A recent photograph in passport size

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The applicant's Aadhaar identity card

The applicant's Aadhaar identity card

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Certificate proving domicile

Certificate proving domicile

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Certificates showing educational qualification

Certificates showing educational qualification

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A signed undertaking form

A signed undertaking form

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Profile of the proposed project

Profile of the proposed project

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Certificate of caste (where applicable)

Certificate of caste (where applicable)

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Certificate supporting special category status (where applicable)

Certificate supporting special category status (where applicable)

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PAN card

PAN card

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Certificate of population (needed only from rural applicants)

Certificate of population (needed only from rural applicants)

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Bank clearance/approval certificate (where working capital is zero…

Bank clearance/approval certificate (where working capital is zero for a project costing more than 5 lac)

Ensure all documents are valid and, where required, duly attested before submitting your application.
Important Dates

2019-08-01

How to Apply

Online Application

Applicants can apply for CHIEF MINISTER EMPLOYMENT GENERATION PROGRAMME (CMEGP) through the online application process outlined below.

1️⃣

Submit the online application through the portal https://maha-cmegp.gov.in

Submit the online application through the portal https://maha-cmegp.gov.in

2️⃣

Applications are examined by the District level Scrutiny…

Applications are examined by the District level Scrutiny and Coordination Sub-Committee (DLSCC), chaired by the GM of the respective DIC, which draws up a primary list of eligible applicants.

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After DLTFC approves the primary eligible applicants list,…

After DLTFC approves the primary eligible applicants list, it is sent on to the bank.

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The bank sanctions the loan, Entrepreneurship Development Programme…

The bank sanctions the loan, Entrepreneurship Development Programme (EDP) training is completed, and the loan is disbursed.

5️⃣

The bank lodges the subsidy claim with the…

The bank lodges the subsidy claim with the GM.

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HO approves the claim and releases the margin…

HO approves the claim and releases the margin money via the nodal bank.

7️⃣

Once the activity has run successfully for three…

Once the activity has run successfully for three years and the bank's repayment schedule has been followed on time, the margin money is re-appropriated as grant-in-aid into the applicant's loan account after confirmation / necessary validation by the GM, DIC.

Ensure all required documents are ready before starting the application process.

Exclusions / Who Is Not Eligible

1) Only one person from a family will be eligible under the scheme. (Definition of family includes Self and spouse)
2) Existing Units and units that have availed benefit under PMRY, REGP, PMEGP or any other subsidy linked scheme of Government of India or State Government and also units that have already availed Government Subsidy under any other scheme of Government of India or State Government are not eligible under the scheme.
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Official Application & Website

Verify the latest eligibility, dates and instructions before applying.