Sarkari Yojana
Bina Mulya Samajik Suraksha Yojana
About Bina Mulya Samajik Suraksha Yojana
BM-SSY marks an important move to extend social security to West Bengal’s unorganised workforce, and it can meaningfully better the lives of millions of workers and their families. Every category of unorganised worker is covered, such as construction workers, transport workers and the self-employed. Coverage extends to all wage earners, self-employed persons included, who fall under Part A and Part B of the Schedule to the West Bengal Unorganized Sector Workers Welfare Act, 2007,
Part A of the Schedule lists Forty-six (46) unorganized industries:
1. Garages repairing automobiles (with fewer than 20 workers). 1. Bakeries (with fewer than 20 workers) 1. Making of beedis 1. Boatman services 1. Bone mills 1. Binding of books. 1. Brassware work 1. Processing of cashew 1. Ceramics 1. Cinema halls 1. Clinical Nursing Homes / Private Hospitals. 1. The coir industry 1. Copy writing work at Courts / Registration Offices. . 1. Cottage / Village based Cottage Industry (Boatman service, Bangle Making, Fire work, Chakki Mills, Kite & Kite sticks Manufacturing, Earthen pottery Work, Paddy Husking, Embroidery & Zari Chicon Works). 1. Dal mills. 1. Decoration work. 1. Footwear (Leather, Rubber, Plastic) 1. Forestry & Timber Operations 1. Making of garments 1. Handloom 1. Hosiery work. 1. Hotels & Restaurants 1. LC.D.S., I.P.P.-VlII & C.U.D.P.-IlI. 1. Iron foundries 1. Khadi 1. The lac industry (with fewer than 20 workers) 1. Leather & Leather goods. 1. Linesmen supplying Bakery Products. 1. Medicinal Plants apart from Cinchona 1. Oil mills. 1. Manufacture of Paper Board & Straw Board. 1. The plastic industry. 1. Power looms 1. Printing presses. 1. Rice Mills, Husking Mills included 1. Rubber & Rubber Products 1. Saw mills 1. Security agencies. 1. Sericulture 1. Shops (with fewer than 20 workers) & Establishments (with fewer than 20 1. workers) 1. Printing on silk. 1. Slaughter houses 1. Small Scale Engineering Units. 1. Small Scale Chemical Units 1. Tailoring Industries (with fewer than 20 workers). 1. Type copying work
Part B of the Schedule names Fifteen (15) occupations of self-employed persons:
1. Amins (Land Surveyors) 1. Ayahs / Attendants hired by patients in Hospitals/Nursing Homes. 1. Barbers / Beauticians. 1. Carpenters. 1. Cobblers / Shoe Makers. 1. Cycle Rickshaw & Van Pullers / Paddlers 1. Domestic workers. 1. Fishermen. 1. Gold Smithery & Silver Smithery. 1. Head-load Workers and those doing Loading & Unloading. 1. Makers of idols. 1. Hawkers on railways. 1. Street Hawkers, News Paper Hawkers included. 1. Waste pickers 1. NGO Workers & persons working in Government-run West Bengal Welfare Schemes, including Self-Employed Labor Organisers ( SLOs)
Scheme Overview
State Government
Individual
12 Oct 2017
Scheme Details
Eligibility Requirements
To qualify for Bina Mulya Samajik Suraksha Yojana, applicants must satisfy the following conditions:
The applicant should be a West Bengal resident
The applicant should be a West Bengal resident.
The applicant's age must fall between 18-60 years
The applicant's age must fall between 18-60 years.
Monthly family income of the applicant must not…
Monthly family income of the applicant must not be above ₹ 6, 500/-, except for construction & transport workers, for whom there is no upper income limit.
Average family income is worked out over the…
Average family income is worked out over the 12 months before the month in which the application is submitted.
Benefits Provided
Bina Mulya Samajik Suraksha Yojana provides the following benefits to eligible applicants:
Provident Fund:
Each month the State Government pays ₹ 55/- ( ₹ 25/- + ₹ 30/-) covering the beneficiary share and State Grant). The accumulated sum, with interest, is paid back on retirement or death.1. Health And Family Welfare:
Medical Expenses
Financial help is given to beneficiaries and their…
Financial help is given to beneficiaries and their family members for hospital admission and outdoor treatment of illnesses covered by WBHS 2008.
Assistance is capped at ₹ 20,000/- per year
Assistance is capped at ₹ 20,000/- per year.
Clinical tests, medicines and hospital stay are fully…
Clinical tests, medicines and hospital stay are fully covered.
When hospitalised, the beneficiary is compensated for loss…
When hospitalised, the beneficiary is compensated for loss of employment.
Surgical Expenses
Beneficiaries and family members get financial help for…
Beneficiaries and family members get financial help for surgery of any kind.
Yearly assistance is capped at ₹ 60,000/-
Yearly assistance is capped at ₹ 60,000/-.
Coverage extends fully to clinical tests, medicines and…
Coverage extends fully to clinical tests, medicines and hospital stay.
The beneficiary is paid compensation for loss of…
The beneficiary is paid compensation for loss of employment during hospitalisation.
Additional Provisions
If an accident leads to hospitalisation of five…
If an accident leads to hospitalisation of five or more days, the beneficiary gets compensation for loss of employment.
Claims for medical costs, surgical costs and accident-linked…
Claims for medical costs, surgical costs and accident-linked loss of employment are accepted only for government or empaneled hospitals.
Loss of employment payment is made solely to…
Loss of employment payment is made solely to the registered beneficiary and not to family members.
Benefits are counted on a financial-year basis
Benefits are counted on a financial-year basis.
Death and Disability:
The Yojana offers the following benefits as social security for the nominees of beneficiaries:-
Death of the beneficiary due to an accident : ₹ 2,00,000/- only
Normal death of the beneficiary : ₹ 50,000/- only : ₹ 50,000/-
Disability of the beneficiary of at least 40%, which must be certified by a Government Hospital.
Complete and irrecoverable loss of both eyes, or loss of use of both hands or feet, or loss of sight in one eye together with loss of use of a hand or foot : ₹ 2,00,000/-
Complete and irrecoverable loss of sight in one eye or loss of use of one hand or foot : ₹ 1,00,000/-
Education
Educational assistance is given in these categories at the following rates:
Class XI - ₹ 4,000/- pa
Class XII
₹ 5,000/- pa
Training at ITI - ₹ 6,000/- pa
UG (Arts/Science/Commerce) - ₹ 6,000/- pa
PG (Arts/Science/Commerce) - ₹ 10,000/- pa
Polytechnic - ₹ 10,000/- pa
Medical / Engineering - ₹ 30,000/- pa
Up to two daughters will each receive ₹ 25000/- to complete UG education or an equivalent Skill Development course, provided the daughter stays unmarried until her studies are finished
Documents Required
Applicants should keep the following documents ready before starting the application:
A photograph of the applicant (compulsory)
A photograph of the applicant (compulsory).
The applicant's signature (compulsory)
The applicant's signature (compulsory).
Either an Aadhaar card or a Voter ID…
Either an Aadhaar card or a Voter ID Card.
EPIC (Elector's Photo Identity Card) document
EPIC (Elector's Photo Identity Card) document.
The applicant's bank passbook (compulsory)
The applicant's bank passbook (compulsory).
2017-10-12
How to Apply
Online Application
Applicants can apply for Bina Mulya Samajik Suraksha Yojana through the online application process outlined below.
Go to the official website at https://bmssy.wblabour.gov.in/
Go to the official website at https://bmssy.wblabour.gov.in/
Select “New Registration by Beneficiary”
Select “New Registration by Beneficiary”.
On the “Beneficiary Registration” page, enter your personal…
On the “Beneficiary Registration” page, enter your personal and contact information and finish registering.
Once you get your Username and Password, log…
Once you get your Username and Password, log in.
Supply the requested information on the following
Supply the requested information on the following.
Step 6
1. Basic Information.
Address Details
Address Details.
Bank Details
Bank Details.
Nominee Details
Nominee Details.
Dependent Details
Dependent Details.
Upload of Document Details
Upload of Document Details.
Once the Documents Are Uploaded Successfully
Once the Documents Are Uploaded Successfully.
Review the Final Preview Of the Application
Review the Final Preview Of the Application.
Download Form-1 from page 12 of the manual…
Download Form-1 from page 12 of the manual documents and upload it.
Submit
Submit.
Official Application & Website
Verify the latest eligibility, dates and instructions before applying.