Sarkari Yojana
Bihar State Journalist Insurance Scheme
About Bihar State Journalist Insurance Scheme
The Information and Public Relations Department, Government of Bihar, introduced the “Bihar State Journalist Insurance Scheme, 2014” to give working media representatives financial cover of ₹5,00,000/- & related facilities through a group mediclaim & personal accident insurance scheme. The media representative’s spouse and two dependent children are also covered.
Insurance Period:
Cover lasts one year and can be renewed every year.
Scheme Details
Eligibility Requirements
To qualify for Bihar State Journalist Insurance Scheme, applicants must satisfy the following conditions:
The applicant has to be a journalist/media representative
The applicant has to be a journalist/media representative.
Independent journalists need a valid press accreditation card
Independent journalists need a valid press accreditation card.
At least 5 years of experience in journalism…
At least 5 years of experience in journalism is required.
The media representative must be aged 21-70 years
The media representative must be aged 21-70 years.
The media representative must live and work in…
The media representative must live and work in Bihar.
For the insurance, the media representative must have…
For the insurance, the media representative must have passed matriculation or an equivalent exam.
The media representative must account for 50% of…
The media representative must account for 50% of news or comments among journalists from newspapers, magazines, news agencies, electronic media and accredited independent journalists.
Cover extends to the media representative's spouse and…
Cover extends to the media representative's spouse and two dependent children.
A son is covered up to 23 years…
A son is covered up to 23 years of age (or 25 if studying at a bonafide institution), and a daughter until her marriage.
Representatives attached to a private news channel must…
Representatives attached to a private news channel must show that the channel's telecast reaches no fewer than 20 districts in the state.
Benefits Provided
Bihar State Journalist Insurance Scheme provides the following benefits to eligible applicants:
Cover for personal accidents of up to ₹5,00,000/-
Cover for personal accidents of up to ₹5,00,000/-
Cover for medical expenses of up to ₹5,00,000/-…
Cover for medical expenses of up to ₹5,00,000/- for the insured person and dependents. NOTE: The media representative pays 20% of the premium, and the government bears the other 80%.
Documents Required
Applicants should keep the following documents ready before starting the application:
Five recent passport-size photographs
Five recent passport-size photographs.
Letter of appointment or affiliation issued by the…
Letter of appointment or affiliation issued by the editor/ bureau chief for the salaried, full-time/part-time media representative.
Birth certificate countersigned by the editor/ resident editor/employer/…
Birth certificate countersigned by the editor/ resident editor/employer/ Bureau Chief.
Photocopy showing the institution's registration number
Photocopy showing the institution's registration number.
Papers of any other mediclaim policy already held
Papers of any other mediclaim policy already held.
Evidence that the media organisation is registered
Evidence that the media organisation is registered.
Certificate of work experience from the editor/resident editor/employer/…
Certificate of work experience from the editor/resident editor/employer/ Bureau Chief.
Press accreditation card issued by the Information and…
Press accreditation card issued by the Information and Public Relations Department, Government of Bihar.
Evidence of the media organisation's circulation
Evidence of the media organisation's circulation.
A crossed or cancelled cheque giving ECS, MICR…
A crossed or cancelled cheque giving ECS, MICR and IFSC code details.
Receipt for the premium contribution paid
Receipt for the premium contribution paid.
Affidavit declaring any criminal/civil cases
Affidavit declaring any criminal/civil cases.
Nominee declaration
Nominee declaration.
How to Apply
Offline Application
Applicants can apply for Bihar State Journalist Insurance Scheme through the offline application process outlined below.
Application Process:
Download the insurance scheme application form from the…
Download the insurance scheme application form from the official website.
Complete every mandatory field of the form and…
Complete every mandatory field of the form and attach copies of all compulsory documents, self-attested where needed.
Hand the filled and signed form, with the…
Hand the filled and signed form, with the documents, to the District Public Relation Officer.
Ask the District Public Relation Officer for a…
Ask the District Public Relation Officer for a receipt or acknowledgment, and check that it shows the date and time of submission and a unique identification number (if any). Claim Process:
Any accident or treatment claim must be notified…
Any accident or treatment claim must be notified to the insurance company and IPRD within seven days.
Furnish the necessary papers, such as medical reports…
Furnish the necessary papers, such as medical reports and details of the accident.
Exclusions / Who Is Not Eligible
The maternity related cases are not covered under mediclaim policy of this insurance scheme.
Official Application & Website
Verify the latest eligibility, dates and instructions before applying.