Sarkari Yojana

Accidental Death Benefit Scheme (PBAOCWWB)

Puducherry
Quick Summary: Puducherry's Accidental Death Benefit Scheme pays ₹2,25,000/- by DBT to nominees of registered construction workers who die in accidents, in addition to ₹2,00,000/- from LIC. Claims must be filed within two months of death.

About Accidental Death Benefit Scheme (PBAOCWWB)

The Puducherry Building and Other Construction Workers Welfare Board, Labour Department, Union Territory of Puducherry, operates the “Accidental Death Benefit Scheme”. It pays ₹2,25,000/- to the nominees/dependents of a Construction Worker who has died, over and above the ₹2,00,000/- paid through the Life Insurance Corporation (LIC). The money goes by Direct Benefit Transfer (DBT) to the nominee/dependent’s bank account, and applications are taken offline.

Scheme Overview

Government Level

State Government

Eligible Entity

Individual

Scheme Details

Eligibility

Eligibility Requirements

To qualify for Accidental Death Benefit Scheme (PBAOCWWB), applicants must satisfy the following conditions:

✅

The applicant must be the nominee/dependent of the…

The applicant must be the nominee/dependent of the Construction Worker who died.

✅

The Construction Worker must have been an Indian…

The Construction Worker must have been an Indian citizen.

✅

The Construction Worker must have died in an…

The Construction Worker must have died in an accident caused due to the harness.

✅

During his/her lifetime, the deceased must have been…

During his/her lifetime, the deceased must have been registered as a Construction Worker with the Puducherry Building and Other Construction Workers Welfare Board.

✅

During his/her lifetime, the deceased must have reached…

During his/her lifetime, the deceased must have reached the age of 18 years.

✅

During his/her lifetime, the deceased must not have…

During his/her lifetime, the deceased must not have reached the age of 60 years in the previous 12 months of construction work.

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During his/her lifetime, the deceased must have paid…

During his/her lifetime, the deceased must have paid regular contributions to the fund.

✅

During his/her lifetime, the deceased must not have…

During his/her lifetime, the deceased must not have missed contributions to the Board for over one year at a stretch.

Applicants must meet all of the above conditions to be considered eligible for this scheme.
Benefits

Benefits Provided

Accidental Death Benefit Scheme (PBAOCWWB) provides the following benefits to eligible applicants:

💰

Financial Assistance

Financial Assistance: A sum of ₹2,25,000/-.- Time of Disbursal: Paid within 15 days of applying.- Mode of Disbursal: Credited to the bank account by Direct Benefit Transfer (DBT).

Benefit amounts and conditions may vary by category — refer to the official scheme guidelines for exact figures applicable to your case.
Documents Required

Documents Required

Applicants should keep the following documents ready before starting the application:

✅

The worker's original Board Identity Card

The worker's original Board Identity Card.

✅

Copy of the most recent subscription renewal

Copy of the most recent subscription renewal.

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Certificate of death

Certificate of death.

✅

Copy of the FIR

Copy of the FIR.

✅

Report of the accident

Report of the accident.

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Document proving the nominee's relationship with the deceased

Document proving the nominee's relationship with the deceased.

✅

Family ration card

Family ration card.

✅

Bank account particulars

Bank account particulars.

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Aadhaar identity card

Aadhaar identity card.

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Medical report from the competent authority (RMO)

Medical report from the competent authority (RMO).

Ensure all documents are valid and, where required, duly attested before submitting your application.

How to Apply

Offline Application

Applicants can apply for Accidental Death Benefit Scheme (PBAOCWWB) through the offline application process outlined below.

1️⃣

The nominee of the deceased worker should go…

The nominee of the deceased worker should go to the Office of the Puducherry Building and Other Construction Workers Welfare Board (Industrial Estate, Thattanchavady, Puducherry - 605 009) and collect the prescribed application form free of charge from the authority designated to hand out and receive applications. OR The nominee may instead print the prescribed application form given under "Application for Welfare Benefits" on Page No. 87 of the Citizen's Charter.

2️⃣

Complete all compulsory fields, affix a passport-size photo…

Complete all compulsory fields, affix a passport-size photo (signed across if needed) and attach copies of all mandatory documents (self-attested if needed).

3️⃣

The nominee should hand in the completed, signed…

The nominee should hand in the completed, signed form with the documents to the relevant authority.

4️⃣

Obtain a receipt or acknowledgement from the authority…

Obtain a receipt or acknowledgement from the authority receiving the form, making sure it shows the date and time of submission and a unique identification number (where applicable). NOTE: The application must be filed within two months of the Construction Worker's death.

Ensure all required documents are ready before starting the application process.

Official Application & Website

Verify the latest eligibility, dates and instructions before applying.

Official Sources & References