Sarkari Yojana
Dr. Baba Saheb Ambedkar Loan for Higher Study in Foreign Countries
About Dr. Baba Saheb Ambedkar Loan for Higher Study in Foreign Countries
Administered by the Director Scheduled Caste Welfare, Department of Social Justice & Empowerment, Government of Gujarat, the Dr. Baba Saheb Ambedkar Loan for Higher Study in Foreign Countries began in 1999 to open doors for Scheduled Caste students to study abroad. Talented Scheduled Caste students who cannot afford foreign higher education because of weak finances can borrow ₹15 lakhs at 4% interest. The loan supports graduate and postgraduate study and covers tuition fees, books, hostel fees, living and travel costs and pocket money.
Scheme Overview
State Government
Deputy Director, Scheduled Caste Welfare Office And Director, Scheduled Caste Welfare Office, Gandhinagar
Individual
01 Jan 1999
Scheme Details
Eligibility Requirements
To qualify for Dr. Baba Saheb Ambedkar Loan for Higher Study in Foreign Countries, applicants must satisfy the following conditions:
Applicants must be natives of Gujarat state
Applicants must be natives of Gujarat state.
Applicants must belong to Gujarat State's Scheduled Caste…
Applicants must belong to Gujarat State's Scheduled Caste Category.
Loans for post graduate, Ph.D., higher level research…
Loans for post graduate, Ph.D., higher level research and computer courses require at least 50% marks in graduation.
Loans are also available for technical and professional…
Loans are also available for technical and professional courses abroad after 12th Standard.
A maximum of two members of one family…
A maximum of two members of one family can receive the loan.
No income ceiling applies
No income ceiling applies.
The foreign institution must be recognised by that…
The foreign institution must be recognised by that country's government, and its degree must be accepted there.
Sanction is processed only after the visa and…
Sanction is processed only after the visa and air ticket have been issued.
Scheduled caste students of the state admitted abroad…
Scheduled caste students of the state admitted abroad on the basis of class-12 or higher qualifications must have 50% or more marks. Loans are also available for Diploma, Graduate, Post Graduate, Post Graduate Diploma, Ph.D. and other courses lasting over one year in any field. Note 01: Repayment begins 6 months after the student finishes the course, and the whole loan must be recovered within 10 years; once the principal is repaid, the interest is recovered as well. Note 02: A valid surety must be provided by the beneficiary. Note 03: Students may apply for the loan within six months of going abroad. Note 04: Students who have passed Class-10 and completed a recognised ITI course of two years or longer, passing the related NCVT or GCVT examination, and who have cleared the English subject in the Gujarat Secondary and Higher Secondary Education Board 12th or the Gujarat Open School Examination as per their choice, are treated as 12th-pass for admission to higher secondary education courses. Note 05: Completion of a three-year Polytechnic diploma is treated as equal to Class 12 for college admission. Note 06: If the student settles abroad, informing the authorities of any change of workplace or residence, contact number, e-mail id and travel to India is compulsory "till the loan is repaid".
Benefits Provided
Dr. Baba Saheb Ambedkar Loan for Higher Study in Foreign Countries provides the following benefits to eligible applicants:
Eligible students can borrow ₹15 lakhs at…
Eligible students can borrow ₹15 lakhs at an interest rate of 4%.
Documents Required
Applicants should keep the following documents ready before starting the application:
1
1. A recent passport-size photo A proof of identity, namely the Aadhaar Card A residence proof (Ration Card/Electricity Bill/License/ Rent Agreement) The applicant's caste certificate Certificates of educational qualifications School/Collage leaving certificate A sworn affidavit Valid Passport & Visa Confirmed Air Ticket A surety bond on ₹100/- stamp paper Annexure – C form A valuation report of the property A copy of the bank passbook's first page or a cancelled cheque in the applicant's name Any other document that may be called for
1999-01-01
How to Apply
Online Application
Applicants can apply for Dr. Baba Saheb Ambedkar Loan for Higher Study in Foreign Countries through the online application process outlined below.
Go to the e-Samaj Kalyan Portal
Go to the e-Samaj Kalyan Portal: https://esamajkalyan.gujarat.gov.in/
From the 'Citizen Login' tab on the home…
From the 'Citizen Login' tab on the home page, choose New User 'Please Register Here https://esamajkalyan.gujarat.gov.in/Registration.aspx)'.
Type your Full Name as it appears on…
Type your Full Name as it appears on the Aadhaar Card, along with Gender, Date of Birth, Aadhaar Card Number, Email ID, Caste and so on, and click 'Register'.
Once registration is successful, sign in with your…
Once registration is successful, sign in with your User ID and Password.
Open 'User Profile' to update your details
Open 'User Profile' to update your details.
Complete all required fields and click 'Update'
Complete all required fields and click 'Update'.
After the profile is updated, pick the scheme…
After the profile is updated, pick the scheme listed on the home page to open the application form.
Fill in every compulsory field and upload the…
Fill in every compulsory field and upload the relevant documents.
Accept the terms & conditions and click 'Save…
Accept the terms & conditions and click 'Save Application'.
Submit the form and print a copy for…
Submit the form and print a copy for your records. Note the application number so you can check its status later by logging in with your User ID and Password. (Citizen User Manual)
Offline Application
Applicants can apply for Dr. Baba Saheb Ambedkar Loan for Higher Study in Foreign Countries through the offline application process outlined below.
Collect the application form from the nearest office…
Collect the application form from the nearest office of the District Deputy Director, Scheduled Caste Welfare, or download the application form from the department website.
Complete all compulsory fields, paste a passport-sized photograph…
Complete all compulsory fields, paste a passport-sized photograph (signing across it if asked), and attach copies of the required documents, self-attested where needed.
Hand in the completed and signed form with…
Hand in the completed and signed form with its documents to the authority concerned at the office.
Ask the receiving authority for an acknowledgement or…
Ask the receiving authority for an acknowledgement or receipt.
Official Application & Website
Verify the latest eligibility, dates and instructions before applying.