Sarkari Yojana
Direct Loan Scheme Karnataka
About Direct Loan Scheme Karnataka
Karnataka Leather Industries Development Corporation Ltd, working under the Department of Social Welfare, Govt of Karnataka, runs the “Direct Loan Scheme”. It extends financial help to jobless scheduled caste members of the leather artisan community so they can launch small businesses. By giving artisans access to capital for starting or growing small-scale enterprises, the scheme seeks to empower them and better their livelihoods.
Scheme Overview
State Government
Karnataka Leather Industries Development Corporation Ltd
Individual
Scheme Details
Eligibility Requirements
To qualify for Direct Loan Scheme Karnataka, applicants must satisfy the following conditions:
Only leather artisans may apply
Only leather artisans may apply.
The applicant must be from one of these…
The applicant must be from one of these scheduled caste sub-castes: Arundathiyar, Chammadiya, Chamar, Chambar, Chamagar, Madar, Madig, Madiga, Mini Madig, Jambavalu, Haralayya, Machigar, Mochigar, Mochi, muchi, Telugu Mochi, kamaati mocha, Rohidas, Dhor, kakkayya, Kankayya, Samagara, Samagar, Aadhi Anddra, Aadhi Dravida, Aadhi Karnataka.
The applicant must be 18 years of age
The applicant must be 18 years of age.
Yearly family income must stay within ₹30,000/- for…
Yearly family income must stay within ₹30,000/- for rural areas and ₹25,000/- for urban areas.
Neither the applicant nor any family member should…
Neither the applicant nor any family member should have availed benefits from other schemes, apart from training programs.
No family member should hold a job in…
No family member should hold a job in a government or semi-government organization.
Benefits Provided
Direct Loan Scheme Karnataka provides the following benefits to eligible applicants:
Assistance is split as 50% subsidy and 50%…
Assistance is split as 50% subsidy and 50% loan.
The unit cost in total comes to ₹1,00,000/-
The unit cost in total comes to ₹1,00,000/-.
The loan is repaid in 24 equal installments…
The loan is repaid in 24 equal installments carrying 4% interest.
Documents Required
Applicants should keep the following documents ready before starting the application:
The applicant's Aadhaar Card
The applicant's Aadhaar Card.
A Caste Certificate bearing its RD number
A Caste Certificate bearing its RD number.
A certificate of Annual Income
A certificate of Annual Income.
The family Ration Card
The family Ration Card.
Passport-size photographs of both the applicant and his/her…
Passport-size photographs of both the applicant and his/her spouse.
The applicant's Bank Passbook
The applicant's Bank Passbook.
A Detailed Project Report for the venture
A Detailed Project Report for the venture.
A Profession Certificate/Skill Test Certificate (granted by the…
A Profession Certificate/Skill Test Certificate (granted by the Corporation's Technical section committee).
The required Loan Documents
The required Loan Documents.
How to Apply
Online Application
Applicants can apply for Direct Loan Scheme Karnataka through the online application process outlined below.
Application Process
Registration Process:
Step-01: Open the official Seva Sindhu Portal.
Step-02: Select "New Users Register Here", then type your Aadhaar Number and the Captcha code.
Step-03: An OTP arrives on the mobile number linked to Aadhaar; key it in to move ahead.
Step-04: When the DigiLocker account has been set up, press "Allow" to continue.
Step-05: Provide your email ID and mobile number, set a password, type the captcha and press "Submit".
Step-06: OTPs are sent to your email and your mobile number; enter both and choose "Validate".
Step-07: After validation, a message confirms that registration has succeeded.
Applying for a Scheme:
Step-01: Open the Seva Sindhu Portal and choose "Department & Services".
Step-02: Pick the "Social Welfare Department" and then the "Direct Loan Scheme"
Step-03: Press "Apply Online" and provide your registered email ID/mobile number along with the OTP.
Step-04: Choose the scheme and fill in personal, address and bank details as asked.
Step-05: On submission an Application ID is issued, which lets you follow the status of your application on the portal.
Official Application & Website
Verify the latest eligibility, dates and instructions before applying.