Sarkari Yojana
Financial Assistance to Traditional Artisans (Panchavrutthi Scheme)
About Financial Assistance to Traditional Artisans (Panchavrutthi Scheme)
The Department of Backward Class Welfare, Government of Karnataka, started the “Financial Assistance to Traditional Artisans (Panchavrutthi Scheme)” to support the traditional artisans (Panchavrutthi) of Karnataka’s Vishwakarma community. Its goal is to let these craftspeople buy modern tools and sharpen their technical skills, strengthening both their trade and their craft. The scheme is delivered through the Karnataka Vishwakarma Communities Development Corporation (KVCDC).
Scheme Overview
State Government
Karnataka Vishwakarma Communities Development Corporation Ltd
Individual
Scheme Details
Eligibility Requirements
To qualify for Financial Assistance to Traditional Artisans (Panchavrutthi Scheme) , applicants must satisfy the following conditions:
Applicants must be members of the Vishwakarma community
Applicants must be members of the Vishwakarma community.
Applicants must be permanent residents of Karnataka
Applicants must be permanent residents of Karnataka.
Applicants must be aged from 18 to 55…
Applicants must be aged from 18 to 55 years.
Applicants must work in a traditional Vishwakarma trade…
Applicants must work in a traditional Vishwakarma trade such as Gold & Silver work, Sculpture, Blacksmith, Woodwork & Handicrafts, or Metallurgy.
Neither the applicant nor any family member should…
Neither the applicant nor any family member should have taken a loan from the KVCDC in earlier years.
Benefits Provided
Financial Assistance to Traditional Artisans (Panchavrutthi Scheme) provides the following benefits to eligible applicants:
Loan Amount:
A loan of up to ₹80,000/- carrying interest at 4% per annum.
Subsidy Amount:
A subsidy of up to ₹20,000/-.
Total Assistance:
Support totalling ₹1,00,000/- (Loan + Subsidy).
Repayment Period:
The loan is paid back in 34 equal installments spread over three years, after a grace period of 2 months.
Documents Required
Applicants should keep the following documents ready before starting the application:
A recent photograph of passport size
A recent photograph of passport size.
Aadhaar identity card
Aadhaar identity card.
Family ration card
Family ration card.
Certificate of income issued by the Tahsildar
Certificate of income issued by the Tahsildar.
Bank passbook of a Nationalized/Rural Bank account linked…
Bank passbook of a Nationalized/Rural Bank account linked with Aadhaar.
Certificate of caste
Certificate of caste.
How to Apply
Offline Application
Applicants can apply for Financial Assistance to Traditional Artisans (Panchavrutthi Scheme) through the offline application process outlined below.
During office hours, go to the Karnataka Vishwakarma…
During office hours, go to the Karnataka Vishwakarma Communities Development Corporation and ask the staff member specifically assigned to issue and receive applications for a printed copy of the prescribed form. OR Alternatively, download the Panchavrutthi application form from the official website.
Complete every mandatory field and enclose copies of…
Complete every mandatory field and enclose copies of the required documents (self-attested where needed).
Hand the completed and signed form, with its…
Hand the completed and signed form, with its documents, to the District Manager.
Ask the District Manager who receives your application…
Ask the District Manager who receives your application for a receipt or acknowledgment, and make sure it shows key details such as the date and time of submission and a unique identification number (if applicable).
Official Application & Website
Verify the latest eligibility, dates and instructions before applying.