Sarkari Yojana
Aam Aadmi Bima Yojana (Maharashtra)
About Aam Aadmi Bima Yojana (Maharashtra)
Run by the Social Justice & Special Assistance Department, Government of Maharashtra, the “Aam Aadmi Bima Yojana” is a Centrally Sponsored Scheme that extends insurance cover and scholarship support to rural landless labourers between 18 to 59 years of age. Each member’s yearly premium comes to ₹200/-, and the State and Central Governments together bear 50% of it. Open to beneficiaries of every category, the scheme is built around giving families financial protection via insurance along with scholarships for education.
Scheme Overview
State Government
Individual
Scheme Details
Eligibility Requirements
To qualify for Aam Aadmi Bima Yojana (Maharashtra), applicants must satisfy the following conditions:
Applicants must be residents of Maharashtra
Applicants must be residents of Maharashtra.
The applicant's age has to fall in the…
The applicant's age has to fall in the range of 18 to 59 years.
The applicant needs to be a labourer who…
The applicant needs to be a labourer who owns no land.
The applicant must live in a rural area
The applicant must live in a rural area.
No agricultural land should be held by the…
No agricultural land should be held by the applicant's family.
The applicant must not already be insured under…
The applicant must not already be insured under a comparable insurance scheme.
Benefits Provided
Aam Aadmi Bima Yojana (Maharashtra) provides the following benefits to eligible applicants:
Natural Death Benefit
Natural Death Benefit: If the member dies of natural causes before the terminal date, the nominee receives ₹30,000.- Accidental Death Benefit: Should death result from an accident, ₹75,000 is paid to the nominee.- Permanent Total Disability (Accident): An accident leaving the member permanently and totally disabled attracts a payment of ₹75,000.- Loss of Two Eyes or Two Limbs (Accident): Where an accident costs the member both eyes or two limbs, ₹75,000 is paid.- Loss of One Eye or One Limb (Accident): Losing a single eye or limb in an accident entitles the member to ₹37,500.- Scholarship Benefit: Children of the insured member who are in 9th to 12th standards receive a scholarship of ₹100 per month, limited to a maximum of two children per family.
Documents Required
Applicants should keep the following documents ready before starting the application:
A document establishing identity
A document establishing identity
A document confirming date of birth/age
A document confirming date of birth/age
Proof of current residential address
Proof of current residential address
Certificate stating that the applicant is landless
Certificate stating that the applicant is landless
Recent passport-sized photos
Recent passport-sized photos
Certificate showing family income
Certificate showing family income
The completed application form
The completed application form
Self-attested copies of documents
Self-attested copies of documents
Any further documents that may be applicable
Any further documents that may be applicable
How to Apply
Offline Application
Applicants can apply for Aam Aadmi Bima Yojana (Maharashtra) through the offline application process outlined below.
During working hours, the applicant should go to…
During working hours, the applicant should go to the Office of the Collector/Tahsildar/Talathi and ask the relevant authority for a printed copy of the prescribed application form.
Complete every compulsory field of the form, affix…
Complete every compulsory field of the form, affix the passport-sized photograph (with a signature across it where needed), and enclose copies of all mandatory documents (self-attested where required).
Hand in the completed and signed form together…
Hand in the completed and signed form together with the documents to the relevant authority, within any time limit that has been set.
Ask the authority receiving the application for a…
Ask the authority receiving the application for a receipt or acknowledgement, and check that it records key details like the date and time of submission and a unique identification number (where applicable). NOTE: Make sure the application reaches the authority within the prescribed period, if one applies.
Official Application & Website
Verify the latest eligibility, dates and instructions before applying.