Sarkari Yojana

Pradhan Mantri Formalisation Of Micro Food Processing Enterprises

Quick Summary: PMFMPE helps informal micro food processing units, FPOs, SHGs, and cooperatives access credit and upgrade to formal enterprises, with an outlay of ₹10,000 crore over five years. It targets bringing 2,00,000 existing units into a formal framework while building shared processing, storage, and marketing infrastructure.

About Pradhan Mantri Formalisation Of Micro Food Processing Enterprises

Rolled out on 29th June 2020, PMFMPE is a Centrally Sponsored Scheme from the Ministry of Food Processing Industries, built to tackle the problems micro-enterprises face and to tap the potential of groups and cooperatives in helping these enterprises upgrade and become formal.

Aims:

1. Sharpen the competitiveness of individual micro-enterprises still operating informally in food processing, and push the sector toward formalisation; and 2. Back Farmer Producer Organizations (FPOs), Self Help Groups (SHGs), and Producers’ Cooperatives right along their value chain.

Objectives:

To build microenterprise capability so as to enable: 1. Better credit access for existing micro food processing entrepreneurs, FPOs, Self Help Groups, and Cooperatives. 2. Integration into an organised supply chain, through stronger branding and marketing. 3. Bringing 2,00,000 existing enterprises into a formal framework. 4. Wider access to shared services — common processing facilities, laboratories, storage, packaging, marketing, and incubation. 5. Stronger institutions, research, and training within food processing; and 6. Better access to professional and technical support for enterprises.

Outlay:

The scheme runs on an outlay of ₹10,000 crore spread across five years, from 2020-21 to 2024-25. Expenditure is split 60:40 between the Centre and States generally, 90:10 with the North-Eastern and Himalayan States, 60:40 with legislature UTs, and entirely funded by the Centre for other UTs.

Coverage:

The scheme directly helps 2,00,000 micro food processing units through credit-linked subsidies, while also building the supportive common infrastructure and institutional setup needed to grow the sector.

Scheme Overview

Government Level

Central Government

Ministry

Ministry of Food Processing Industries

Eligible Entity

Individual

Scheme Details

Eligibility

Eligibility Requirements

To qualify for Pradhan Mantri Formalisation Of Micro Food Processing Enterprises, applicants must satisfy the following conditions:

Who can borrow under PMFMPE:

🌾

Farmer Producer Organizations (FPO)

Farmer Producer Organizations (FPO).

✅

Self-Help Groups

Self-Help Groups.

✅

Cooperatives

Cooperatives.

✅

Existing micro food processing entrepreneurs

Existing micro food processing entrepreneurs.

✅

New units — individual or group — are…

New units — individual or group — are supported only under One District One Product (ODOP). Eligibility criteria for individual micro-enterprises:

✅

The unit must already be operating in food…

The unit must already be operating in food processing.

✅

Existing units must be identified either in the…

Existing units must be identified either in the SLUP for ODOP products or by the Resource Person through physical verification; where power is used, the electricity bill can support this, while other units rely on existing operations, inventory, machinery, and sales as evidence.

✅

The enterprise must be unincorporated and employ fewer…

The enterprise must be unincorporated and employ fewer than 10 workers.

✅

It should ideally deal in the product identified…

It should ideally deal in the product identified under the district's ODOP, though other micro-enterprises may also be considered.

✅

The applicant must hold ownership rights over the…

The applicant must hold ownership rights over the enterprise.

✅

Ownership can take the form of a proprietorship…

Ownership can take the form of a proprietorship or partnership firm.

✅

The applicant must be over 18 and have…

The applicant must be over 18 and have passed at least Class VIII.

💰

Only one member per family can obtain financial…

Only one member per family can obtain financial assistance under this provision; "family" here covers self, spouse, and children.

✅

The applicant must be willing to formalise, contribute…

The applicant must be willing to formalise, contribute 10% of the project cost, and take a bank loan.

🌾

Land cost is excluded from the project cost,…

Land cost is excluded from the project cost, though the cost of a ready-built workshed, or a long lease or rental one, can be included — lease rental included in the project cost is capped at a 3-year period. Eligibility Criteria for Co-operatives/FPOs:

✅

It should ideally process ODOP produce

It should ideally process ODOP produce.

💰

It needs a minimum turnover of Rs

It needs a minimum turnover of Rs. 1 crore.

✅

The proposed project cost must not exceed current…

The proposed project cost must not exceed current turnover.

✅

Members need at least 3 years' knowledge and…

Members need at least 3 years' knowledge and experience handling the product.

✅

The cooperative/FPO must have enough internal resources, or…

The cooperative/FPO must have enough internal resources, or a State Government sanction, to cover 10% of the project cost plus margin money for working capital. Eligibility Criteria for Seed Capital for SHGs:

✅

Only SHG members currently engaged in food processing…

Only SHG members currently engaged in food processing qualify.

✅

The SHG member must commit to using the…

The SHG member must commit to using the seed capital for working capital and small tools, giving this commitment to their SHG and the SHG federation.

✅

Before disbursing seed capital, the SHG Federation should…

Before disbursing seed capital, the SHG Federation should gather these basic details on each member:

✅

Details of the product processed

Details of the product processed.

✅

Other activities undertaken

Other activities undertaken.

✅

Annual turnover

Annual turnover.

✅

Sources of raw material and how the produce…

Sources of raw material and how the produce is marketed. Eligibility Criteria for Credit Linked Grant for Capital Investment for SHGs:

💰

SHGs need enough own funds to cover 10%…

SHGs need enough own funds to cover 10% of project cost plus 20% margin money for working capital, or a State Government grant sanctioning the same.

✅

Members must have at least 3 years' experience…

Members must have at least 3 years' experience processing the ODOP product. Eligibility Criteria for Branding and Marketing Support: Proposals must meet these conditions: -

✅

They must relate to ODOP

They must relate to ODOP.

💰

The product's minimum turnover for eligibility is Rs

The product's minimum turnover for eligibility is Rs. 5 crore.

✅

The final product must be sold to consumers…

The final product must be sold to consumers in retail packaging.

✅

The applicant should be an FPO/SHG/cooperative/regional or state-level…

The applicant should be an FPO/SHG/cooperative/regional or state-level SPV bringing together a large number of producers.

✅

Both product and producer base should be scalable

Both product and producer base should be scalable.

🎓

The proposal should demonstrate the promoting entity's management…

The proposal should demonstrate the promoting entity's management and entrepreneurship capability. Eligibility Criteria for Support to National Institutions for Capacity Building & Research: At the national level, the National Institute for Food Technology Entrepreneurship and Management (NIFTEM) and the Indian Institute of Food Processing Technology (IIFPT) qualify. Eligibility Criteria for Support to State-Level Technical Institutions for Capacity Building & Research: The institution should already be working in food processing technology, and could be:

🎓

A college/institute under a State Agriculture University or…

A college/institute under a State Agriculture University or another university.

🎓

A State-owned food processing technology research institute

A State-owned food processing technology research institute.

🎓

An institute under CSIR, or another Government of…

An institute under CSIR, or another Government of India body focused on food processing.

🎓

If a college, it should offer undergraduate/postgraduate food…

If a college, it should offer undergraduate/postgraduate food processing technology courses with the necessary faculty.

✅

It should have a full laboratory equipped for…

It should have a full laboratory equipped for testing and processing.

🎓

Its faculty should be engaged in research and…

Its faculty should be engaged in research and product/machinery development for food processing, particularly for MSMEs.

✅

The State Government should recommend the proposal

The State Government should recommend the proposal.

🎓

It should be willing to appoint a Nodal…

It should be willing to appoint a Nodal Officer and a dedicated team of at least two faculty members solely for the scheme.

✅

It should have enough built-up space to train…

It should have enough built-up space to train beneficiaries under the scheme.

✅

It should ideally have pilot plants for processing…

It should ideally have pilot plants for processing a few ODOP products for the State.

Applicants must meet all of the above conditions to be considered eligible for this scheme.
Documents Required

Documents Required

Applicants should keep the following documents ready before starting the application:

Checklist for submitting Credit Proposals: (New Enterprises- Individual/Firms) Mandatory Documents

📄

PAN Card belonging to the concern/all promoters

PAN Card belonging to the concern/all promoters.

📄

Aadhaar copy and photo of every promoter/guarantor

Aadhaar copy and photo of every promoter/guarantor.

📄

Address proof

Address proof:

✅

A utility bill no older than two months…

A utility bill no older than two months from any service provider (electricity, telephone, post-paid mobile, piped gas, water), or

✅

Property or municipal tax paid receipt, or

Property or municipal tax paid receipt, or

✅

Ration Card (individual applicants)

Ration Card (individual applicants).

📄

Photocopy of the bank statement/passbook for the last…

Photocopy of the bank statement/passbook for the last 6 months. Optional Documents

📄

Photocopy of the promoter's/promoters' highest academic qualification

Photocopy of the promoter's/promoters' highest academic qualification.

✅

Sanction letter for any active loans

Sanction letter for any active loans.

✅

Loan statement for any active loans

Loan statement for any active loans.

📄

Any other document

Any other document. Checklist for submitting Credit Proposals. (Existing Enterprises- Individual/Firms with more than 1 Cr Turn over) Mandatory Documents

📄

PAN Card of the concern/group concerns/all promoters/guarantors

PAN Card of the concern/group concerns/all promoters/guarantors.

📄

Aadhaar copy and photo of every promoter/guarantor

Aadhaar copy and photo of every promoter/guarantor.

📄

Address proof

Address proof:

✅

A utility bill no older than two months…

A utility bill no older than two months from any service provider (electricity, telephone, post-paid mobile, piped gas, water), or

✅

Property or municipal tax paid receipt

Property or municipal tax paid receipt.

📄

Udyam Registration Certificate(s)/IE code, wherever applicable, plus licences…

Udyam Registration Certificate(s)/IE code, wherever applicable, plus licences (Trade License/Shop & Establishment Registration/Panchayat License/Corporation License/Municipality License).

✅

Business Partnership Agreement (not applicable for individuals/proprietors)

Business Partnership Agreement (not applicable for individuals/proprietors).

📄

Photocopy of the firm's bank statement/passbook for the…

Photocopy of the firm's bank statement/passbook for the last 6 months.

✅

Audited balance sheets for up to 3 years…

Audited balance sheets for up to 3 years with annexures and ITR.

✅

Copy of the licence relevant to the industry…

Copy of the licence relevant to the industry (e.g., FSSAI, Pollution Clearance, ESI).

📄

GSTIN registration certificate

GSTIN registration certificate.

💰

GST returns for the last financial years

GST returns for the last financial years.

✅

List of existing machinery and equipment

List of existing machinery and equipment.

📄

Photo of the existing unit

Photo of the existing unit. Optional Documents

✅

Loan statement for any active loans

Loan statement for any active loans.

✅

Sanction letter for any active loans

Sanction letter for any active loans.

✅

Insurance policy copy for the existing unit and…

Insurance policy copy for the existing unit and stock.

✅

Audited balance sheet for the group/sister concern, with…

Audited balance sheet for the group/sister concern, with annexures, for the last 3 years, with ITR.

✅

Latest stock statement

Latest stock statement.

✅

Quarterly sales-purchase figures for the previous and current…

Quarterly sales-purchase figures for the previous and current year.

📄

Photocopy of the promoter's/promoters' highest academic qualification

Photocopy of the promoter's/promoters' highest academic qualification.

📄

Any other document

Any other document. Checklist for submitting Credit Proposals. (Existing Enterprises- Individual/Firms with less than 1 Cr Turn over) Mandatory Documents

📄

PAN Card of the concern

PAN Card of the concern.

📄

Aadhaar copy and photo of every promoter/guarantor

Aadhaar copy and photo of every promoter/guarantor.

📄

Address proof

Address proof:

✅

A utility bill no older than two months…

A utility bill no older than two months from any service provider (electricity, telephone, post-paid mobile, piped gas, water), or

✅

Property or municipal tax paid receipt, or

Property or municipal tax paid receipt, or

✅

Ration Card (individual applicants)

Ration Card (individual applicants).

📄

Udyam Registration Certificate(s)/IE code, wherever applicable, plus licences…

Udyam Registration Certificate(s)/IE code, wherever applicable, plus licences (Trade License/Shop & Establishment Registration/Panchayat License/Corporation License/Municipality License).

✅

Business Partnership Agreement (not applicable for individuals/proprietors)

Business Partnership Agreement (not applicable for individuals/proprietors).

📄

Photocopy of the firm's bank statement/passbook for the…

Photocopy of the firm's bank statement/passbook for the last 6 months. Optional Documents

✅

Audited or self-attested balance sheet with annexures for…

Audited or self-attested balance sheet with annexures for up to 3 years, with ITR.

✅

Copy of the licence relevant to the industry…

Copy of the licence relevant to the industry (e.g., FSSAI, Pollution Clearance, ESI).

📄

GSTIN registration certificate, if applicable

GSTIN registration certificate, if applicable.

✅

GST returns for the last 1 year, if…

GST returns for the last 1 year, if applicable.

✅

Loan statement for any active loans

Loan statement for any active loans.

✅

Sanction letter for any active loans

Sanction letter for any active loans.

✅

Insurance policy copy for the existing unit and…

Insurance policy copy for the existing unit and stock.

✅

Latest stock statement

Latest stock statement.

✅

Quarterly sales-purchase figures for the previous and current…

Quarterly sales-purchase figures for the previous and current year.

📄

Any other document

Any other document.

📄

Photocopy of the promoter's/promoters' highest academic qualification

Photocopy of the promoter's/promoters' highest academic qualification. Checklist for submitting Credit Proposals. (Farmers Producer Companies- Existing Enterprises) Mandatory Documents

📄

PAN Card of the company/Chairman/Chief Executive

PAN Card of the company/Chairman/Chief Executive.

📄

Aadhaar copy and photo of the Chairman/Chief Executive

Aadhaar copy and photo of the Chairman/Chief Executive.

📄

Address proof

Address proof:

✅

A utility bill no older than two months…

A utility bill no older than two months from any service provider (electricity, telephone, post-paid mobile, piped gas, water), or

✅

Property or municipal tax paid receipt

Property or municipal tax paid receipt.

📄

Udyam Registration Certificate(s)/IE code, wherever applicable, plus licences…

Udyam Registration Certificate(s)/IE code, wherever applicable, plus licences (Trade License/Shop & Establishment Registration/Panchayat License/Corporation License/Municipality License).

📄

Certificate of registration

Certificate of registration.

✅

Memorandum and Articles of Association

Memorandum and Articles of Association.

✅

List of directors with brief bio-data, attested by…

List of directors with brief bio-data, attested by an authorised signatory.

✅

Shareholding pattern details, attested by an authorised signatory

Shareholding pattern details, attested by an authorised signatory.

✅

Board resolution authorising the loan/borrowing power

Board resolution authorising the loan/borrowing power.

📄

Photocopy of the company's bank statement/passbook for the…

Photocopy of the company's bank statement/passbook for the last 6 months.

✅

Audited balance sheets for up to 3 years…

Audited balance sheets for up to 3 years with annexures and ITR.

✅

Copy of the licence relevant to the industry…

Copy of the licence relevant to the industry (e.g., FSSAI, Pollution Clearance, ESI), if available.

📄

GSTIN registration certificate

GSTIN registration certificate.

✅

GST returns for the last 3 years (for…

GST returns for the last 3 years (for an existing unit).

✅

List of existing machinery and equipment

List of existing machinery and equipment.

📄

Photo of the existing unit

Photo of the existing unit.

✅

DPR

DPR. Optional Documents

✅

Loan statement for any active loans

Loan statement for any active loans.

✅

Sanction letter for any active loans

Sanction letter for any active loans.

✅

Insurance policy copy for the existing unit and…

Insurance policy copy for the existing unit and stock.

✅

Latest stock statement/register

Latest stock statement/register.

✅

Quarter-wise sales-purchase figures for the previous and current…

Quarter-wise sales-purchase figures for the previous and current year.

✅

Minutes of the last AGM and Board meeting

Minutes of the last AGM and Board meeting.

✅

Copies of recent grants received

Copies of recent grants received.

✅

Annual report for the last year

Annual report for the last year.

✅

Agreements made with buyers

Agreements made with buyers.

📄

Any other document

Any other document. Checklist for submitting Credit Proposals. (Co-operative Society- Existing Enterprise) Mandatory Documents

📄

PAN Card of the Society/Chairman/President/Chief Executive

PAN Card of the Society/Chairman/President/Chief Executive.

📄

Aadhaar copy and photo of the Chairman/President/Chief Executive

Aadhaar copy and photo of the Chairman/President/Chief Executive.

📄

Address proof

Address proof:

✅

A utility bill no older than two months…

A utility bill no older than two months from any service provider (electricity, telephone, post-paid mobile, piped gas, water), or

✅

Property or municipal tax paid receipt

Property or municipal tax paid receipt.

📄

Udyam Registration Certificate(s)/IE code, wherever applicable, plus licences…

Udyam Registration Certificate(s)/IE code, wherever applicable, plus licences (Trade License/Shop & Establishment Registration/Panchayat License/Corporation License/Municipality License).

📄

Certificate of Co-operative Society registration

Certificate of Co-operative Society registration.

✅

Copy of the Society's bye-laws, with amendments if…

Copy of the Society's bye-laws, with amendments if any.

✅

List of Board/Executive Members with brief bio-data, attested…

List of Board/Executive Members with brief bio-data, attested by an authorised signatory.

✅

Shareholding pattern details, attested by an authorised signatory

Shareholding pattern details, attested by an authorised signatory.

✅

Board resolution authorising the loan/borrowing power

Board resolution authorising the loan/borrowing power.

📄

Photocopy of the society's bank statement/passbook for the…

Photocopy of the society's bank statement/passbook for the last 6 months.

✅

Estimates and quotations for all capital machinery and…

Estimates and quotations for all capital machinery and equipment.

✅

Audited balance sheets for up to 3 years…

Audited balance sheets for up to 3 years with annexures and ITR (for an existing unit).

✅

Copy of the licence relevant to the industry…

Copy of the licence relevant to the industry (e.g., FSSAI, Pollution Clearance, ESI).

📄

GSTIN registration certificate

GSTIN registration certificate.

✅

GST returns for the last one year

GST returns for the last one year.

✅

List of existing machinery and equipment

List of existing machinery and equipment.

📄

Photo of the existing unit

Photo of the existing unit.

✅

DPR

DPR. Optional Documents

✅

Loan statement for any active loans

Loan statement for any active loans.

✅

Sanction letter for any active loans

Sanction letter for any active loans.

✅

Insurance policy copy for the existing unit and…

Insurance policy copy for the existing unit and stock.

✅

Latest stock statement/register

Latest stock statement/register.

✅

Quarter-wise sales-purchase figures for the previous and current…

Quarter-wise sales-purchase figures for the previous and current year.

✅

Minutes of the last AGM and Board meeting

Minutes of the last AGM and Board meeting.

✅

Copies of recent grants received

Copies of recent grants received.

✅

The Society's annual report for the last year

The Society's annual report for the last year.

✅

Agreements made with buyers

Agreements made with buyers.

📄

Any other document

Any other document. Checklist for submitting Credit Proposals. (Self Help Groups) Mandatory Documents

📄

Aadhaar copy of every group member

Aadhaar copy of every group member.

📄

List of every group member, with photo, contact…

List of every group member, with photo, contact number, and address.

📄

Address proof of the unit

Address proof of the unit:

✅

A utility bill no older than two months…

A utility bill no older than two months from any service provider (electricity, telephone, post-paid mobile, piped gas, water), or

✅

Property or municipal tax paid receipt

Property or municipal tax paid receipt.

✅

Resolution signed by every SHG member agreeing to…

Resolution signed by every SHG member agreeing to take the loan.

✅

Estimates and quotations for all capital machinery and…

Estimates and quotations for all capital machinery and equipment.

✅

Details of group savings, existing loans, etc

Details of group savings, existing loans, etc. 7 DPR. Optional Documents

✅

Loan statement for any active loans

Loan statement for any active loans.

✅

Sanction letter for any active loans

Sanction letter for any active loans.

✅

Minutes of the last SHG members' meeting

Minutes of the last SHG members' meeting.

✅

Agreements made with buyers, if any

Agreements made with buyers, if any.

✅

Copies of any other government grants received, if…

Copies of any other government grants received, if any.

📄

Photocopy of the SHG's bank statement/passbook for the…

Photocopy of the SHG's bank statement/passbook for the last 6 months.

📄

Any other document

Any other document.

Ensure all documents are valid and, where required, duly attested before submitting your application.

How to Apply

Online Application

Applicants can apply for Pradhan Mantri Formalisation Of Micro Food Processing Enterprises through the online application process outlined below.

Application Portal: Open Application Portal ↗

1️⃣

Go to https://pmfme.mofpi.gov.in/pmfme/#/Home-Page Select "Login", then "Applicant Login"…

Go to https://pmfme.mofpi.gov.in/pmfme/#/Home-Page Select "Login", then "Applicant Login" to reach the application's login screen. Existing users should select their "Beneficiary Type", enter their "User ID" and "Password", and select "Submit". Once validated, you'll gain access to the website.

2️⃣

New users wanting to register should select "Sign…

New users wanting to register should select "Sign Up" to open the "NEW USER REGISTRATION" form. Provide these mandatory details (matching your Aadhaar Card): Select the Beneficiary type: Individual / Group Application / Common Infrastructure Application. If "Group Application" or "Common Infrastructure Application" is chosen, also select the "Non-Individual" type: Cooperative Society / Farmer Producer Companies (FPC/FPO) / Self Help Groups (SHG). Name (नाम) Email ID (ईमेल आईडी) Mobile Number (मोबाइल नंबर) Address (पता) State (राज्य) District (जिला)

3️⃣

Select "Register" to complete registration for the PMFMFPE…

Select "Register" to complete registration for the PMFMFPE scheme. You'll receive an email at your registered address with a username and password, plus a notification on your registered mobile confirming successful registration. Apply for the PMFMFPE Scheme -

1️⃣

Log in with your credentials

Log in with your credentials. On the next screen, select your role: Individual New Food Processing Enterprise Individual Applicant (Present Business Turnover more than ₹1,00,00,000) Individual Applicant (Present Business Turnover less than ₹1,00,00,000)

2️⃣

Pick the relevant option and select "Submit"; confirm…

Pick the relevant option and select "Submit"; confirm by selecting "Yes" in the pop-up. You'll be taken to the applicant's dashboard. The left pane shows three options: Home / Apply Online / Guidelines and Instructions. Select "Guidelines and Instructions" to read and download the scheme guidelines, or go straight to "Apply Online".

3️⃣

Selecting "Apply Online" opens the application form, made…

Selecting "Apply Online" opens the application form, made up of seven sections — Applicant Details, Existing Enterprise, Proposed Business Details, Financial Details, Lending Bank, Upload Documents, Declaration, and Submit.

4️⃣

Fill in every mandatory detail, upload the required…

Fill in every mandatory detail, upload the required documents in the correct format, tick the declaration, and select "Submit" to send in the application. A confirmation notification appears on screen and is also emailed to your registered address. Source(s): User Manual (English): blob:https://pmfme.mofpi.gov.in/2f07ed0d-1309-4a40-9b70-ebe99d8d8eba User Manual (Hindi): blob:https://pmfme.mofpi.gov.in/f6323fc0-e335-4ce2-bffb-e593963d35d2

Ensure all required documents are ready before starting the application process.

Objectives

**

Official Application & Website

Verify the latest eligibility, dates and instructions before applying.

Official Sources & References

  • Guidelines (English)
  • Guidelines (Hindi)
  • Joint Guidelines For Seed Capital
  • Guidelines For Incubation Center
  • FAQs (English)
  • FAQs (Hindi)
  • Application Process (Hindi)
  • Application Process (English)