Sarkari Yojana
Social Security for Tea Plantation Workers in Assam
About Social Security for Tea Plantation Workers in Assam
The Ministry of Labour and Employment, Government of India, runs the “Social Security for Tea Plantation Workers in Assam” scheme to give tea garden workers and employees in Assam institutionalised social security cover — spanning provident funds, pensions and deposit-linked insurance. Under it, workers can access provident fund advances, monthly family pensions, and one-time life assurance payouts. To qualify, an applicant must be employed at a tea plantation or tea factory earning up to ₹15,000/- a month, or be a daily-wage worker there. The Assam Tea Employees Provident Fund Organization implements the scheme.
Scheme Overview
Central Government
Ministry Of Labour and Employment
Individual
Scheme Details
Eligibility Requirements
To qualify for Social Security for Tea Plantation Workers in Assam, applicants must satisfy the following conditions:
The applicant must be employed at a plantation…
The applicant must be employed at a plantation or tea factory in Assam.
The applicant's monthly salary must not exceed ₹15,000/-,…
The applicant's monthly salary must not exceed ₹15,000/-, or the applicant must be a daily-wage worker.
Full pensionary benefits require retirement at age 58…
Full pensionary benefits require retirement at age 58 with at least 10 years of service.
Under the Family Pension-cum-Life Assurance Scheme and the…
Under the Family Pension-cum-Life Assurance Scheme and the Deposit Linked Insurance Scheme, the member must have died while still in service.
Under the Deposit Linked Insurance Scheme, the deceased…
Under the Deposit Linked Insurance Scheme, the deceased employee's Provident Fund balance must have been at least ₹1,000/- on the date of death.
Benefits Provided
Social Security for Tea Plantation Workers in Assam provides the following benefits to eligible applicants:
Assam Tea Plantations Provident Fund Scheme
Provident Fund advances are available for reasons such…
Provident Fund advances are available for reasons such as marriage, death ceremonies, medical treatment, higher/technical education, financial hardship, and house construction.
A member's Provident Fund account is settled on…
A member's Provident Fund account is settled on retirement, termination, or cessation of employment. Pension Scheme
Full pensionary benefits are paid on retirement at…
Full pensionary benefits are paid on retirement at age 58, provided the member has completed at least 10 years of service.
If membership ends after age 50 but before…
If membership ends after age 50 but before 58, pension benefits are paid according to a prescribed schedule.
Family Pension-cum-Life Assurance Scheme
Family Pension-cum-Life Assurance Scheme:
A lump-sum, one-time benefit of ₹2,000/- is paid…
A lump-sum, one-time benefit of ₹2,000/- is paid immediately on the death of the tea plantation worker.
A minimum monthly family pension of ₹1,000/- is…
A minimum monthly family pension of ₹1,000/- is provided.
A maximum monthly family pension of ₹1,500/- is…
A maximum monthly family pension of ₹1,500/- is provided, depending on the member's Provident Fund balance on the date of death.
Family Pension claims are settled within 7 days
Family Pension claims are settled within 7 days. Deposit Linked Insurance Scheme
A one-time monetary assurance is paid to the…
A one-time monetary assurance is paid to the nominee on the death of an employee who was a Provident Fund Scheme member.
The minimum assurance benefit payable to the nominee…
The minimum assurance benefit payable to the nominee is ₹1,00,000/- (raised from ₹50,000/-).
The maximum assurance benefit payable to the nominee…
The maximum assurance benefit payable to the nominee is ₹2,00,000/- (raised from ₹1,00,000/-), matching the balance in the deceased member's Provident Fund account.
Deposit Linked Insurance claims are settled within 7…
Deposit Linked Insurance claims are settled within 7 days. Conditions
Employees must contribute 12% of their wages, inclusive…
Employees must contribute 12% of their wages, inclusive of dearness allowance, the value of food concessions, and amounts earned for plucking tea leaves.
Employers must match this with an equal 12%…
Employers must match this with an equal 12% contribution.
Employers are required to deduct the employee's share…
Employers are required to deduct the employee's share and deposit it, together with their own contribution, into the Board's Account within 30 days.
Employers who miss this deadline are charged interest…
Employers who miss this deadline are charged interest at 15% per annum on the defaulted amount for the delay period.
Under the Deposit Linked Insurance Scheme, the Tea…
Under the Deposit Linked Insurance Scheme, the Tea Garden Management contributes 0.50% and the Government of India 0.25% of the gross annual wages.
Under the Family Pension-cum-Life Assurance Scheme, the Government…
Under the Family Pension-cum-Life Assurance Scheme, the Government of India contributes 1 1/6% of a tea plantation worker's gross annual wages.
Documents Required
Applicants should keep the following documents ready before starting the application:
Identity proof of the employee
Identity proof of the employee.
Proof of employment at a tea plantation or…
Proof of employment at a tea plantation or tea factory in Assam.
A salary slip or wage proof showing a…
A salary slip or wage proof showing a monthly salary up to ₹15,000/- or daily-wage status.
The employee's death certificate (needed for Family Pension…
The employee's death certificate (needed for Family Pension and Deposit-Linked Insurance claims).
The nominee's identity proof and bank account details…
The nominee's identity proof and bank account details (needed for death claim settlements).
Details of the employee's registration with the Assam…
Details of the employee's registration with the Assam Tea Employees Provident Fund Organization.
How to Apply
Online Application
Applicants can apply for Social Security for Tea Plantation Workers in Assam through the online application process outlined below.
Accessing the e-Portal The employer or an organisation…
Accessing the e-Portal The employer or an organisation official starts the process by logging into ATEPFO's official portal, which serves as the central dashboard for statutory submissions and online claims.
Employer and Member Registration The employer completes "Employer…
Employer and Member Registration The employer completes "Employer Registration" for the tea garden or factory under the "Registration" section, followed by "Member Registration" for every eligible employee and daily-wage worker from their very first day of employment.
Contribution Deduction and Deposit The employer deducts 12%…
Contribution Deduction and Deposit The employer deducts 12% of each employee's wages and matches it with an equal 12% contribution, then logs into the "Employers Login" section and uses the "Quick Pay (Dues)" facility to deposit the combined amount into the Board's account within the mandatory 30-day period.
Claim Submission by Officials When a member needs…
Claim Submission by Officials When a member needs an advance, reaches retirement, or passes away, designated ATEPFO Officials log in directly from the tea gardens and use the relevant sections ("Provident Fund Login", "PENSION Login", "Deposit Linked Insurance Login") to process and submit the statutory claim forms. Status Tracking Claims and complaints registered on the portal are processed in real time; members can track their claims, payments and complaints through the "Claim Status Check" facility, the "e-Passbook", or the integrated SMS Gateway. Benefit Disbursal Once verification is complete, benefits such as family pensions or insurance payouts are disbursed to the beneficiary within 7 days. Grievance Redressal / Help & Support Applicants and members can use the "Register a Complaint" and "Complaint Status" modules on the e-Portal. Further assistance is available at 0361-2300108 or via email at atppf@live.com.
Official Application & Website
Verify the latest eligibility, dates and instructions before applying.