Sarkari Yojana
Pravasi Bharatiya Bima Yojana
About Pravasi Bharatiya Bima Yojana
The Ministry of External Affairs (MEA) runs this compulsory insurance cover to protect Indian emigrant workers in the Emigration Check Required (ECR) category who are headed to ECR countries for jobs abroad. PBBY covers policyholders worldwide regardless of their employer or location, allows renewal online, and has streamlined the process for certifying accidental death or permanent disability. These improvements make the scheme more advantageous for emigrant workers and are designed to speed up claim settlements.
Scheme Overview
Central Government
Ministry Of External Affairs
Individual
01 Jan 2003
Scheme Details
Eligibility Requirements
To qualify for Pravasi Bharatiya Bima Yojana, applicants must satisfy the following conditions:
The applicant needs to be an Overseas Indian…
The applicant needs to be an Overseas Indian who has cleared emigration.
The applicant's age must fall between 18 -…
The applicant's age must fall between 18 - 65 Years (the maximum entry age depends on emigration clearance).
Documents Required
Applicants should keep the following documents ready before starting the application:
In case of death due to accident:
A Police Report establishing that death occurred due…
A Police Report establishing that death occurred due to an accident.
The Post Mortem Report
The Post Mortem Report.
A Certificate/Report issued by the relevant Indian Embassy
A Certificate/Report issued by the relevant Indian Embassy.
A duly attested copy of the passport (all…
A duly attested copy of the passport (all pages). Permanent Total Disability:
Medical records relating to treatment given following the…
Medical records relating to treatment given following the accident.
A disability certificate from the competent medical authority
A disability certificate from the competent medical authority. In case of permanent total disability, documents depending on the nature of claim as may be sought by the Company, inter alia –
The original insurance certificate / policy
The original insurance certificate / policy.
A compensation application form filled out completely and…
A compensation application form filled out completely and signed by the claimant.
An attested copy of the passport (all pages),…
An attested copy of the passport (all pages), if the death took place outside India.
2003-01-01
How to Apply
Online Application
Applicants can apply for Pravasi Bharatiya Bima Yojana through the online application process outlined below.
(The purchase of PBBY can be done online. Entities such as IFFCO-TOKIO General Insurance and Oriental Insurance offer multiple online channels from where the PBBY policy can be bought.) Before starting the application, keep all travel-related documents such as Passport, Visa, Work Permit No. etc. ready.
New customers first fill in all the relevant…
New customers first fill in all the relevant details in the online form, after which the payment page loads automatically.
Fill in all the mandatory details correctly as…
Fill in all the mandatory details correctly as prompted on screen.
You will be directed to the premium payment…
You will be directed to the premium payment page, where any of the acceptable modes of payment can be selected to pay the policy premium as per your choice. Accepted Modes of Payment: UPI, Internet Banking, Debit Card, Online Wallets, Credit Card (Master card, Visa and American Express).
Once the payment has been successfully processed, a…
Once the payment has been successfully processed, a confirmation page appears; the receipt should be downloaded for future reference.
Official Application & Website
Verify the latest eligibility, dates and instructions before applying.