Sarkari Yojana
Pradhan Mantri Kisan Maandhan Yojana
About Pradhan Mantri Kisan Maandhan Yojana
Run by the Department of Agriculture & Farmers Welfare, Government of India, Pradhan Mantri Kisan Maandhan Yojana provides old-age protection and social security to Small and Marginal Farmers (SMF). Any Small or Marginal Farmer aged 18 to 40 years with cultivable landholding up to 2 hectares, whose name featured in the land records of a State/UT as on 01.08.2019, qualifies for the scheme’s benefits. Once a farmer turns 60, the scheme pays a minimum assured pension of ₹3,000/- per month, and should the farmer pass away, their spouse becomes entitled to a family pension equal to 50% of that amount — a benefit reserved solely for the spouse.
Scheme Overview
Central Government
Ministry Of Agriculture and Farmers Welfare
Individual
Scheme Details
Eligibility Requirements
To qualify for Pradhan Mantri Kisan Maandhan Yojana, applicants must satisfy the following conditions:
Applicants must be Small or Marginal Farmers
Applicants must be Small or Marginal Farmers.
Applicants must hold cultivable landholding of up to…
Applicants must hold cultivable landholding of up to 2 hectares as recorded by the State or Union Territory.
Applicants must be between 18 and 40 years…
Applicants must be between 18 and 40 years old at entry.
Applicants' names must appear in the land records…
Applicants' names must appear in the land records as on 01.08.2019.
Applicants must possess an Aadhaar card
Applicants must possess an Aadhaar card.
Applicants must hold a savings bank account or…
Applicants must hold a savings bank account or a PM-KISAN account.
Benefits Provided
Pradhan Mantri Kisan Maandhan Yojana provides the following benefits to eligible applicants:
Monthly Pension Benefit
Monthly Pension Benefit:
Once the subscriber turns 60, a minimum assured…
Once the subscriber turns 60, a minimum assured pension of ₹ 3,000/- per month becomes payable.
Family Pension Benefit
Family Pension Benefit:
Should the subscriber die, their spouse receives 50%…
Should the subscriber die, their spouse receives 50% of the pension amount as a family pension.
This family pension benefit applies only to the…
This family pension benefit applies only to the spouse.
Government Matching Contribution
Government Matching Contribution:
An amount equal to the subscriber's own monthly…
An amount equal to the subscriber's own monthly contribution is added to the pension fund by the Government of India.
Disablement Benefit
Disablement Benefit:
Should the subscriber become permanently disabled before turning…
Should the subscriber become permanently disabled before turning 60 years, the spouse may either keep the scheme going by paying the contributions or exit and receive the subscriber's contribution back with interest.
Exit Benefits
Exit Benefits:
Exiting within 10 years means only the subscriber's…
Exiting within 10 years means only the subscriber's own contribution is refunded, along with savings bank interest.
Exiting after 10 years but before age 60…
Exiting after 10 years but before age 60 means the subscriber's contribution is refunded with whichever is higher — accumulated fund interest or savings bank interest.
If the subscriber dies before 60 years, the…
If the subscriber dies before 60 years, the spouse may continue the scheme or exit with the subscriber's contribution plus interest refunded.
Once both the subscriber and spouse have died,…
Once both the subscriber and spouse have died, the remaining corpus reverts to the pension fund.
Documents Required
Applicants should keep the following documents ready before starting the application:
An Aadhaar Card
An Aadhaar Card.
A Savings Bank Account Number with IFSC Code,…
A Savings Bank Account Number with IFSC Code, supported by a Bank Passbook, Cheque Leaf/book, or a copy of the bank statement as proof of the account.
How to Apply
Online - via CSC Application
Applicants can apply for Pradhan Mantri Kisan Maandhan Yojana through the online - via csc application process outlined below.
Eligible SMFs wishing to join the scheme must…
Eligible SMFs wishing to join the scheme must visit their nearest Common Service Centre (CSC).
The enrolment process needs the following in place…
The enrolment process needs the following in place beforehand:
Aadhaar Card
A Savings Bank Account Number with IFSC Code (Bank Passbook, Cheque Leaf/book, or a copy of the bank statement as evidence of the account).
The initial contribution is handed over in cash…
The initial contribution is handed over in cash to the Village Level Entrepreneur (VLE).
The VLE keys in the Aadhaar number, the…
The VLE keys in the Aadhaar number, the subscriber's name, and their date of birth exactly as printed on the Aadhaar card, for authentication purposes.
The VLE then finishes the online registration, capturing…
The VLE then finishes the online registration, capturing details such as Bank Account information, Mobile Number, Email Address, and Spouse (if any) and Nominee details.
The system automatically works out the monthly contribution…
The system automatically works out the monthly contribution payable, based on the Subscriber's age.
The subscriber pays the first subscription amount to…
The subscriber pays the first subscription amount to the VLE in cash.
An Enrolment cum Auto Debit mandate form is…
An Enrolment cum Auto Debit mandate form is printed and signed by the subscriber, which the VLE then scans and uploads into the system.
A unique Kisan Pension Account Number (KPAN) is…
A unique Kisan Pension Account Number (KPAN) is generated, and a Kisan Card gets printed.
Exclusions / Who Is Not Eligible
- SMFs covered under any other statuary social security schemes such as National Pension Scheme (NPS), Employees’ State Insurance Corporation scheme, Employees’ Fund Organization Scheme etc.
- Farmers who have opted for Pradhan Mantri Shram Yogi Maandhan Yojana and Pradhan Mantri Vyapari Maandhan administered by the Ministry of Labour & Employment.
- Further, the following categories of beneficiaries of higher economic status shall not be eligible for benefits under the scheme:
1. All Institutional Landholders.
1. Former and present holders of constitutional posts.
1. Former and present Ministers/ State Ministers and former/present Members of Lok Sabha/ Rajya Sabha/ State Legislative Assemblies/ State Legislative Councils, former and present Mayors of Municipal Corporations, former and present Chairpersons of District Panchayats.
1. All serving or retired officers and employees of Central/ State Government Ministries/ Offices/Departments and their field units, Central or State PSEs and Attached offices/ Autonomous Institutions under Government as well as regular employees of the Local Bodies (Excluding Multi Tasking Staff / Class IV/Group D employees).
1. All Persons who paid Income Tax in the last assessment year Professionals like Doctors, Engineers, Lawyers, Chartered Accountants, and Architects registered with Professional bodies and carrying out profession by undertaking practice.
Official Application & Website
Verify the latest eligibility, dates and instructions before applying.