Sarkari Yojana
Pradhan Mantri Awas Yojana – Urban
About Pradhan Mantri Awas Yojana – Urban
Launched on 25th June 2015 by the Ministry of Housing & Urban Affairs under the banner “Housing for All”, Pradhan Mantri Awas Yojana – Urban (PMAY-U) exists to get pucca houses to eligible urban households. The same Ministry implements it, targeting the urban housing shortage among EWS, LIG, and MIG households, as well as slum dwellers. Affordable, sustainable housing is promoted through components like the Credit Linked Subsidy Scheme (CLSS), which subsidises interest on housing loans. The mission spans every statutory town and notified urban area under Census 2011, and Aadhaar is compulsory for every eligible beneficiary.
Scheme Overview
Central Government
Ministry Of Housing & Urban Affairs
Individual
25 Jun 2015
Scheme Details
Eligibility Requirements
To qualify for Pradhan Mantri Awas Yojana - Urban, applicants must satisfy the following conditions:
The family must fall into one of these…
The family must fall into one of these income brackets -
Economically Weaker Section (EWS)
Economically Weaker Section (EWS): annual household income up to ₹3,00,000.
Low Income Group (LIG)
Low Income Group (LIG): annual household income between ₹3,00,001 and ₹6,00,000.
Middle Income Group-1 (MIG-1)
Middle Income Group-1 (MIG-1): annual household income between ₹6,00,001 and ₹12,00,000.
Middle Income Group-2 (MIG-2)
Middle Income Group-2 (MIG-2): annual household income between ₹12,00,001 and ₹18,00,000.
Neither the applicant nor any family member may…
Neither the applicant nor any family member may own a pucca house anywhere in the country.
The family unit must consist of husband/wife and…
The family unit must consist of husband/wife and unmarried children.
The scheme must cover the town or city…
The scheme must cover the town or city where the family lives.
The family must never have received benefits from…
The family must never have received benefits from any other Government of India housing scheme.
Benefits Provided
Pradhan Mantri Awas Yojana - Urban provides the following benefits to eligible applicants:
States/UTs
BLC & AHPARHISSAssam, Arunachal Pradesh, Meghalaya, Manipur, Mizoram, Nagaland, Tripura, Sikkim, Himachal Pradesh, Uttarakhand, and the UTs of Jammu and Kashmir, Puducherry, and Delhi: Central Govt. contributes ₹2.25 lakh/unit, State Govt. contributes at least ₹0.25 lakh/unit; Technology Innovation Grant of ₹3,000/sqm (Central) and ₹2,000/sqm (State) per unit; Home Loan Subsidy of up to ₹1.80 lakh (actual release) per unit as a Central Sector Scheme. All other UTs: Central Govt. contributes ₹2.50 lakh/unit, with the same ARH and ISS arrangement. All other States: Central Govt. contributes ₹1.5 lakh/unit, State Govt. contributes at least ₹1.00 lakh/unit, with the same ARH and ISS arrangement.
Documents Required
Applicants should keep the following documents ready before starting the application:
Aadhaar number (or Aadhaar/Aadhaar Enrolment ID)
Aadhaar number (or Aadhaar/Aadhaar Enrolment ID).
Self-certificate/affidavit as income proof
Self-certificate/affidavit as income proof.
Identity and residential proof (PAN card, Voter ID,…
Identity and residential proof (PAN card, Voter ID, Driving License).
Proof of belonging to a Minority Community (where…
Proof of belonging to a Minority Community (where applicable).
Proof of nationality
Proof of nationality.
EWS, LIG, or MIG certificate, as applicable
EWS, LIG, or MIG certificate, as applicable.
Salary slips
Salary slips.
IT return statements
IT return statements.
Property valuation certificate
Property valuation certificate.
Bank details and account statement
Bank details and account statement.
Affidavit/proof that the applicant does not own a…
Affidavit/proof that the applicant does not own a pucca house.
Affidavit/proof that the applicant is building a home…
Affidavit/proof that the applicant is building a home under the scheme.
2015-06-25
How to Apply
Online Application
Applicants can apply for Pradhan Mantri Awas Yojana - Urban through the online application process outlined below.
Application Portal: Open Application Portal ↗
A beneficiary wishing to own a house under…
A beneficiary wishing to own a house under PMAY-U 2.0 registers on the PMAY-U 2.0 website by selecting the 'Apply for PMAY-U 2.0' tab.
They should carefully review the instructions, check their…
They should carefully review the instructions, check their eligibility, and pick one of the four verticals of PMAY-U 2.0 before proceeding to the benefits.
Next, the user goes through an eligibility check…
Next, the user goes through an eligibility check for the scheme.
Once that check is done, the user provides…
Once that check is done, the user provides consent for Aadhaar authentication.
The user is then taken to the Beneficiary…
The user is then taken to the Beneficiary Survey Form, which applies to all verticals and is divided into several sections. User Manual: Click here .
Offline Application
Applicants can apply for Pradhan Mantri Awas Yojana - Urban through the offline application process outlined below.
Application Portal: Open Application Portal ↗
Visit a Common Service Centre (CSC) near you
Visit a Common Service Centre (CSC) near you.
Buy the application form at the counter for…
Buy the application form at the counter for ₹25 (plus GST).
Fill in all the mandatory fields — name,…
Fill in all the mandatory fields — name, contact number, other personal details, bank account, and income details, among others — and attach copies of the required documents.
Hand in the completed, signed form at the…
Hand in the completed, signed form at the CSC.
Official Application & Website
Verify the latest eligibility, dates and instructions before applying.