Sarkari Yojana
Padho Pardesh
About Padho Pardesh
Padho Pardesh is a central government initiative that offers an interest subsidy to minority students pursuing a Master’s, M.Phil, or Ph.D. abroad. Its goal is to reward meritorious students from economically weaker sections of notified minority communities with a subsidy on their loan interest, opening up better higher-education opportunities overseas and boosting their employability.
Interest-subsidy support is available for Masters, M.Phil, and Ph.D. courses in the following subjects/disciplines:-
1. Arts/ Humanities/ Social Sciences 1. Commerce 1. Pure Sciences 1. Engineering 1. Bio- technology/ Genetic Engineering 1. Industrial Environmental Engineering 1. Nano- technology 1. Marine Engineering 1. Petro-chemical Engineering 1. Plastic Technology 1. Cryogenic Engineering 1. Mechatronics 1. Automation Robotics including artificial intelligence 1. Laser Technology 1. Low Temperature Thermal Dynamics 1. Optometry 1. Art Restoration Technology 1. Dock and Harbour Engineering 1. Imaging System Technology 1. Composite Materials Engineering including Decentralized power Distribution (for Solar Heat) system, Energy Storage Engineering, Energy conservation, Energy Efficient Habitat 1. Packaging Engineering/ Technology 1. Nuclear Engineering 1. Information Technology including Computer Engineering, Software, Software Quality assurance, Networking/ Connectivity Engineering, Communication system under Hazardous or Post-disaster conditions, Multi- media Communication 1. Industrial Safety Engineering 1. Agriculture & Agro Technology 1. Agronomy 1. Medical 1. Floriculture & Landscaping 1. Food Sciences & Technology 1. Forestry & Natural Resources 1. Horticulture 1. Plant Pathology 1. Energy Studies 1. Farm Power & Machinery 1. Veterinary Sciences 1. Soils & Water Management 1. Plant Breeding & Genetics 1. Small- scale Rural Technology 1. Ocean & Atmospheric Sciences 1. M.B.A 1. M.C.A
Scheme Overview
Central Government
Ministry Of Minority Affairs
Individual
26 Feb 2014
15 Dec 2022
Scheme Details
Eligibility Requirements
To qualify for Padho Pardesh, applicants must satisfy the following conditions:
Students must have secured admission to an approved…
Students must have secured admission to an approved Master's, M.Phil, or Ph.D. programme abroad.
Students must have secured admission to a recognized…
Students must have secured admission to a recognized university or institution abroad.
The student's family income must not be more…
The student's family income must not be more than ₹6,00,000 per annum.
Students must have taken an education loan from…
Students must have taken an education loan from a scheduled bank under the Indian Banks Association (IBA) Education Loan Scheme.
Students must apply for the scheme's benefits in…
Students must apply for the scheme's benefits in their first year of study — applications filed in the second year or later will not be entertained.
States and union territories charging lower bank interest…
States and union territories charging lower bank interest rates will be given priority in applications.
Disbursement of financial benefits may be linked to…
Disbursement of financial benefits may be linked to the student's Aadhaar number.
Benefits Provided
Padho Pardesh provides the following benefits to eligible applicants:
1
1. Financial assistance: An interest subsidy on the education loan lowers the overall cost of studying overseas for minority students.1. Wider access to education: The scheme makes overseas study within reach for minority students regardless of their financial background.1. Better employability: A foreign degree can sharpen students' competitive edge in the job market, helping the scheme move minority students closer to their career goals.1. Personal and professional growth: Studying abroad is often a transformative experience, and the scheme helps minority students build skills and knowledge in a global setting.
Documents Required
Applicants should keep the following documents ready before starting the application:
A duly filled application form
A duly filled application form.
The admission letter issued by the institution
The admission letter issued by the institution.
A valid passport
A valid passport.
An income certificate for the family
An income certificate for the family.
A completed education loan application
A completed education loan application.
The applicant's Aadhaar card
The applicant's Aadhaar card.
2014-02-26
How to Apply
Online Application
Applicants can apply for Padho Pardesh through the online application process outlined below.
Go to the scheme's official website
Go to the scheme's official website.
Select the "Apply Now" option
Select the "Apply Now" option.
Fill in the details that are asked for
Fill in the details that are asked for.
Step 4
1. ISD Code
Mobile number
Mobile number
Email ID
Email ID.
Submit the entered details
Submit the entered details.
Official Application & Website
Verify the latest eligibility, dates and instructions before applying.