Sarkari Yojana

New Swarnima Scheme For Women

Quick Summary: The New Swarnima Scheme gives backward-class women entrepreneurs aged 18-55, with family income under Rs.3 lakh, loans up to Rs.2,00,000 at 5% interest and no self-investment required.

About New Swarnima Scheme For Women

Run by the Ministry of Social Justice and Empowerment, Government of India, the “New Swarnima Scheme For Women” gives women entrepreneurs from backward classes access to loans of up to ₹2,00,000/- at 5% annual interest, building their social and financial security. The National Backward Classes Finance and Development Corporation (NBCFDC) set up the scheme, which State Channelising Agencies (SCAs) implement as the nodal agency.

Scheme Overview

Government Level

Central Government

Ministry

Ministry Of Social Justice and Empowerment

Implementing Agency

State Channelising Agencies (SCAs) Of National Backward Classes Finance & Development Corporation (NBCFDC)

Eligible Entity

Individual

Scheme Details

Eligibility

Eligibility Requirements

To qualify for New Swarnima Scheme For Women, applicants must satisfy the following conditions:

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The applicant must be a woman

The applicant must be a woman.

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The applicant must be aged between 18 and…

The applicant must be aged between 18 and 55.

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The applicant must be an entrepreneur

The applicant must be an entrepreneur.

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The applicant's total annual family income must be…

The applicant's total annual family income must be under ₹ 3 Lakh.

Applicants must meet all of the above conditions to be considered eligible for this scheme.
Benefits

Benefits Provided

New Swarnima Scheme For Women provides the following benefits to eligible applicants:

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A loan of up to ₹ 2,00,000/- at…

A loan of up to ₹ 2,00,000/- at 5% annual interest supports self-employment, with any balance cost met by the beneficiary herself.

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For projects costing up to ₹ 2,00,000/-, the…

For projects costing up to ₹ 2,00,000/-, the beneficiary doesn't need to put in any of her own money.

Benefit amounts and conditions may vary by category — refer to the official scheme guidelines for exact figures applicable to your case.
Documents Required

Documents Required

Applicants should keep the following documents ready before starting the application:

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The applicant's Aadhaar card as proof of identity

The applicant's Aadhaar card as proof of identity

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A copy of the household's ration card

A copy of the household's ration card

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A certificate showing the applicant's domicile

A certificate showing the applicant's domicile

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A caste certificate, for applicants from a reserved…

A caste certificate, for applicants from a reserved category

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A photograph of the applicant in passport size

A photograph of the applicant in passport size

Ensure all documents are valid and, where required, duly attested before submitting your application.

How to Apply

Offline Application

Applicants can apply for New Swarnima Scheme For Women through the offline application process outlined below.

1️⃣

Visit your nearest SCA office and apply using…

Visit your nearest SCA office and apply using the prescribed Swarnima Scheme for Women form -- find your nearest SCA office at https://nsfdc.nic.in/channel-patrners/scas

2️⃣

Fill in the required details, along with your…

Fill in the required details, along with your needs, chosen vocation, and any training requirements.

3️⃣

Hand in the application and supporting documents at…

Hand in the application and supporting documents at the same SCA office, which reviews it and sanctions the loan.

Ensure all required documents are ready before starting the application process.

Official Application & Website

Verify the latest eligibility, dates and instructions before applying.

Official Sources & References