Sarkari Yojana

Micro Finance Scheme- Credit Line 2 for Minority Community

Haryana
Quick Summary: Minority community SHG members in Haryana aged 18 to 55 with family income from ₹98,001/- (rural) or ₹1,20,001/- (urban) up to ₹8,00,000/- can get small loans of ₹1,50,000/- each.

About Micro Finance Scheme- Credit Line 2 for Minority Community

To meet the poor’s need for small loans, the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam runs “Micro Finance Scheme- Credit Line 2 for Minority Community”. Self-Help Group (SHG) members receive small loans of ₹1,50,000/- per beneficiary, given either directly or through their SHGs. The scheme is restricted to permanent residents of Haryana belonging to minority communities such as Muslims, Sikhs, Christians, Buddhists, Parsis, and Jains.

Scheme Overview

Government Level

State Government

Implementing Agency

Haryana Backward Classes And Economically Weaker Sections Kalyan Nigam

Eligible Entity

Individual

Scheme Details

Eligibility

Eligibility Requirements

To qualify for Micro Finance Scheme- Credit Line 2 for Minority Community, applicants must satisfy the following conditions:

✅

Applicants must be permanently resident in Haryana

Applicants must be permanently resident in Haryana.

✅

Only people aged between 18 and 55 years…

Only people aged between 18 and 55 years are eligible.

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Yearly family income has to fall between ₹98,001/-…

Yearly family income has to fall between ₹98,001/- to ₹8,00,000/- in a Rural Area, or ₹1,20,001/- to ₹8,00,000/- in an Urban Area.

✅

Membership of a minority community, i.e., Muslims, Sikhs,…

Membership of a minority community, i.e., Muslims, Sikhs, Christians, Buddhists, Parsis, and Jains, is required.

✅

An SHG may have 75% of its members…

An SHG may have 75% of its members from Minority Communities and the rest (25%) from other weaker sections like SC/Handicapped/Minorities etc.; very exceptionally, groups with up to 60% members from Minority Communities can also be considered eligible.

✅

Applicants need a Parivar Pehchan Patra (PPP ID)

Applicants need a Parivar Pehchan Patra (PPP ID).

Applicants must meet all of the above conditions to be considered eligible for this scheme.
Benefits

Benefits Provided

Micro Finance Scheme- Credit Line 2 for Minority Community provides the following benefits to eligible applicants:

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1

1. Each beneficiary who is a member of a Self-Help Group (SHG) can receive a small loan of ₹1,50,000/-, paid directly or routed through the SHG.

Benefit amounts and conditions may vary by category — refer to the official scheme guidelines for exact figures applicable to your case.
Documents Required

Documents Required

Applicants should keep the following documents ready before starting the application:

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Proof of identity/citizenship, such as the Aadhaar Card

Proof of identity/citizenship, such as the Aadhaar Card

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Document proving age

Document proving age

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Proof of residence/address/ownership, such as the Haryana Domicile…

Proof of residence/address/ownership, such as the Haryana Domicile Certificate

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Caste/religion/community certificate

Caste/religion/community certificate

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The family's Parivar Pehchan Patra (PPP ID)

The family's Parivar Pehchan Patra (PPP ID)

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PAN Card copy

PAN Card copy

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One passport-size photograph of the applicant

One passport-size photograph of the applicant

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Bank account details

Bank account details

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Any further documents asked for

Any further documents asked for

Ensure all documents are valid and, where required, duly attested before submitting your application.

How to Apply

Online Application

Applicants can apply for Micro Finance Scheme- Credit Line 2 for Minority Community through the online application process outlined below.

Registration Process on Antyodaya-SARAL Portal: Step 01: Online applications from eligible applicants are accepted on the official Antyodaya-SARAL Portal. https://saralharyana.gov.in/

2️⃣

First-time users of the portal need to complete…

First-time users of the portal need to complete registration on it.

3️⃣

Registration is done by selecting "New User" under…

Registration is done by selecting "New User" under 'Sign In Here', entering the compulsory details (Name, Email ID, Mobile Number, Password & State) and selecting 'Submit'.

4️⃣

An OTP is sent to verify the mobile…

An OTP is sent to verify the mobile number and email ID; entering it completes registration. Login to apply for the scheme:

1️⃣

To apply for the benefits, go to the…

To apply for the benefits, go to the official Antyodaya-SARAL Portal and log in with your registered email ID.

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Key in the Password & Captcha, then select…

Key in the Password & Captcha, then select 'Login'.

3️⃣

After logging in, select 'Apply for Services' and…

After logging in, select 'Apply for Services' and next 'View all Available Services'

4️⃣

Search for this scheme and select it to…

Search for this scheme and select it to reach the application form.

5️⃣

Key in the Parivar Pehchan Patra number -…

Key in the Parivar Pehchan Patra number - Family ID and select "Click here to Fetch Family Data", which shows all family members registered under that Family ID.

6️⃣

Choose the beneficiary/applicant's name, key in the OTP…

Choose the beneficiary/applicant's name, key in the OTP received by that family member, and select "Click to Verify"

7️⃣

Provide every mandatory detail and attach every mandatory…

Provide every mandatory detail and attach every mandatory document.

8️⃣

Review the preview of the form and select…

Review the preview of the form and select 'Submit'. Tracking of Application: Application status is available on the official Antyodaya-SARAL Portal once the Department Name, Scheme Name, and Application Reference ID are entered.

Ensure all required documents are ready before starting the application process.

Official Application & Website

Verify the latest eligibility, dates and instructions before applying.

Official Sources & References