Sarkari Yojana

Micro Finance Scheme- Credit Line 1 for Minority Community

Haryana
Quick Summary: Haryana's Backward Classes and EWS Kalyan Nigam gives minority community SHG members aged 18 to 55, with family income within ₹98,000/- (rural) or ₹1,20,000/- (urban), small loans of ₹1,00,000/- each.

About Micro Finance Scheme- Credit Line 1 for Minority Community

The Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam implements “Micro Finance Scheme- Credit Line 1 for Minority Community”. To serve the poorest among the poor, it gives small loans of ₹1,00,000/- per beneficiary to Self-Help Group (SHG) members, either directly or by way of the SHGs. Only permanent residents of Haryana from minority communities, namely Muslims, Sikhs, Christians, Buddhists, Parsis, and Jains, can apply.

Scheme Overview

Government Level

State Government

Implementing Agency

Haryana Backward Classes And Economically Weaker Sections Kalyan Nigam

Eligible Entity

Individual

Scheme Details

Eligibility

Eligibility Requirements

To qualify for Micro Finance Scheme- Credit Line 1 for Minority Community, applicants must satisfy the following conditions:

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Only permanent residents of Haryana can apply

Only permanent residents of Haryana can apply.

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Applicants have to be aged between 18 and…

Applicants have to be aged between 18 and 55 years.

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Family income in a year must not be…

Family income in a year must not be more than ₹98,000/- in a Rural Area or ₹1,20,000/- in an Urban Area.

✅

The applicant must come from a minority community,…

The applicant must come from a minority community, i.e., Muslims, Sikhs, Christians, Buddhists, Parsis, and Jains.

✅

Up to 75% of an SHG's members may…

Up to 75% of an SHG's members may be from Minority Communities, with the other 25% from other weaker sections like SC/Handicapped/Minorities etc.; in very exceptional cases, groups where up to 60% of members belong to Minority Communities will also qualify.

✅

A Parivar Pehchan Patra (PPP ID) is required

A Parivar Pehchan Patra (PPP ID) is required.

Applicants must meet all of the above conditions to be considered eligible for this scheme.
Benefits

Benefits Provided

Micro Finance Scheme- Credit Line 1 for Minority Community provides the following benefits to eligible applicants:

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1

1. Members of Self-Help Groups (SHGs) can get small loans of ₹1,00,000/- each, either directly or through their SHGs.

Benefit amounts and conditions may vary by category — refer to the official scheme guidelines for exact figures applicable to your case.
Documents Required

Documents Required

Applicants should keep the following documents ready before starting the application:

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Aadhaar Card, as proof of identity/citizenship

Aadhaar Card, as proof of identity/citizenship

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Age proof

Age proof

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Haryana Domicile Certificate, as proof of residence/address/ownership

Haryana Domicile Certificate, as proof of residence/address/ownership

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Proof of caste/religion/community

Proof of caste/religion/community

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Parivar Pehchan Patra (PPP ID)

Parivar Pehchan Patra (PPP ID)

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A copy of the PAN Card

A copy of the PAN Card

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Applicant's passport-size photograph

Applicant's passport-size photograph

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Particulars of the bank account

Particulars of the bank account

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Other documents, if needed

Other documents, if needed

Ensure all documents are valid and, where required, duly attested before submitting your application.

How to Apply

Online Application

Applicants can apply for Micro Finance Scheme- Credit Line 1 for Minority Community through the online application process outlined below.

Registration Process on Antyodaya-SARAL Portal:

1️⃣

Eligible applicants can apply online on the official…

Eligible applicants can apply online on the official portal, the Antyodaya-SARAL Portal. https://saralharyana.gov.in/

2️⃣

Anyone not yet registered on the portal has…

Anyone not yet registered on the portal has to register there first.

3️⃣

To register, choose "New User" under 'Sign In…

To register, choose "New User" under 'Sign In Here', fill in the mandatory Name, Email ID, Mobile Number, Password & State, and press 'Submit'.

4️⃣

Finish registering by confirming your mobile number and…

Finish registering by confirming your mobile number and email ID with the OTP you receive. Login to apply for the scheme:

1️⃣

To claim the benefits, open the official Antyodaya-SARAL…

To claim the benefits, open the official Antyodaya-SARAL Portal and sign in with the email ID used at registration.

2️⃣

Type the Password & Captcha and press 'Login'

Type the Password & Captcha and press 'Login'.

3️⃣

Once logged in, choose 'Apply for Services' followed…

Once logged in, choose 'Apply for Services' followed by 'View all Available Services'

4️⃣

Look up the scheme and select it to…

Look up the scheme and select it to open its application form.

5️⃣

Type your Parivar Pehchan Patra number - Family…

Type your Parivar Pehchan Patra number - Family ID and press "Click here to Fetch Family Data" to list the family members registered under that Family ID.

6️⃣

Pick the beneficiary/applicant name, type the OTP sent…

Pick the beneficiary/applicant name, type the OTP sent to that family member, and press "Click to Verify"

7️⃣

Complete all mandatory fields and upload all mandatory…

Complete all mandatory fields and upload all mandatory documents.

8️⃣

Check the form preview and press 'Submit'

Check the form preview and press 'Submit'. Tracking of Application: The status of applications can be followed on the official Antyodaya-SARAL Portal by entering the Department Name, Scheme Name, and Application Reference ID.

Ensure all required documents are ready before starting the application process.

Official Application & Website

Verify the latest eligibility, dates and instructions before applying.

Official Sources & References