Sarkari Yojana
Micro Credit Finance under NSKFDC- Haryana
About Micro Credit Finance under NSKFDC- Haryana
The Haryana Scheduled Castes Finance and Development Corporation (HSFDC) runs “Micro Credit Finance under NSKFDC” together with the National Safai Karamcharis Finance & Development Corporation (NSKFDC). Registered under the Companies Act, 1956 on 02.01.1971, the HSFDC is fully Government-owned, with the State Government holding a 51% share and the Government of India a 49% share. The scheme lends to Safai Karamchari and their dependents for small and petty trade/business and other income-generating projects costing up to ₹1,00,000/- per beneficiary. Beneficiaries must be aged between 18 and 55 years and must be a Safai Karamchari or a dependent of one; a permanent Safai Karamchari means anyone engaged in, or employed for, any sanitation work, including his dependents.
Scheme Overview
State Government
Haryana Scheduled Castes Finance And Development Corporation
Individual
Scheme Details
Eligibility Requirements
To qualify for Micro Credit Finance under NSKFDC- Haryana, applicants must satisfy the following conditions:
Only permanent residents of Haryana can apply
Only permanent residents of Haryana can apply.
Applicants have to be aged between 18 and…
Applicants have to be aged between 18 and 55 years.
No income limit applies
No income limit applies.
The applicant must be a Safai Karamchari or…
The applicant must be a Safai Karamchari or a dependent of one. Note 1: A permanent Safai Karamchari is anyone engaged in, or employed for, any sanitation work, and the term covers his/her dependents. Note 2: The applicant must produce a certificate of being a Safai Karamchari or a Safai Karamchari's dependent, issued by the Head of a Government Department (such as School, Colleges, Forest, Health, Education, Animal Husbandry, of at least Gazetted Officer rank), elected members of a Municipal Body/ Corporation, the Pradhan of a Gram Panchayat, a Local Revenue Officer or an officer of the Local Municipal Office, the Cantonment Executive Officer of a Cantonment, or a Railways officer of at least gazette officer rank.
Benefits Provided
Micro Credit Finance under NSKFDC- Haryana provides the following benefits to eligible applicants:
Project Cost Ceiling: Working with NSKFDC, the Corporation (HSFDC) lends up to ₹1,00,000/- per beneficiary for small and petty trade/business and other self-employment income-generating activities. Margin Money:
Margin money is given by the Corporation at…
Margin money is given by the Corporation at 10% of the project cost. Subsidy: A subsidy of 50% of the total project cost is provided by the corporation, subject to a ceiling of ₹10,000/-. Note: Only beneficiaries below the poverty line receive the subsidy. Interest criteria for the loan amount recoverable by HSFDC:
For loans up to ₹1,00,000/-, interest is 5%…
For loans up to ₹1,00,000/-, interest is 5% P.A. and penal interest is 4% P.A.
Interest begins on the same day, penalty applies…
Interest begins on the same day, penalty applies after 30 days, recovery of principal starts after 120 days, instalments start after 120 days, and the instalment period is 30 days.
Documents Required
Applicants should keep the following documents ready before starting the application:
Applicant's Aadhaar Card
Applicant's Aadhaar Card
Ration Card
Ration Card
Certificate from the competent authority showing the applicant…
Certificate from the competent authority showing the applicant is a Safai Karamchari or a Safai Karamchari's dependent
Other documents, if needed
Other documents, if needed
How to Apply
Online Application
Applicants can apply for Micro Credit Finance under NSKFDC- Haryana through the online application process outlined below.
Registration Process on Haryana Scheduled Castes Finance and Development Corporation:
Open the official website of the Haryana Scheduled…
Open the official website of the Haryana Scheduled Castes Finance and Development Corporation and pick the scheme listed under 'Bank Tie-up Scheme'.
Choose "Apply for Loan" to start registering
Choose "Apply for Loan" to start registering.
Provide your name, Aadhaar number, email, mobile number…
Provide your name, Aadhaar number, email, mobile number and the captcha code, and press "Register".
Type the OTP sent to your mobile and…
Type the OTP sent to your mobile and press "Submit".
The application form then opens
The application form then opens.
Fill in your details and upload the needed…
Fill in your details and upload the needed documents.
Press "Submit" to finish the application; a user…
Press "Submit" to finish the application; a user ID and password will be issued to you. Login to apply for the scheme:
Go to the official website of the Haryana…
Go to the official website of the Haryana Scheduled Castes Finance and Development Corporation and choose the 'Login' option on the home page.
Type your user ID/Username, password and captcha code
Type your user ID/Username, password and captcha code.
Press "Login"
Press "Login".
When the dashboard appears after login, choose "Edit…
When the dashboard appears after login, choose "Edit Profile".
Add the surety details, upload the needed documents…
Add the surety details, upload the needed documents and update the remaining details.
Press "Final Submit"
Press "Final Submit".
Once submitted, the application can be printed for…
Once submitted, the application can be printed for your records. Registration Process on Antyodaya-SARAL Portal:
Eligible applicants can also apply online on the…
Eligible applicants can also apply online on the official portal, the Antyodaya-SARAL Portal. Step 2: Applicants not yet registered on the portal must register there first.
To register, choose "New User" under 'Sign In…
To register, choose "New User" under 'Sign In Here', fill in the mandatory Name, Email ID, Mobile Number, Password & State, and press 'Submit'.
Complete registration by verifying your mobile number and…
Complete registration by verifying your mobile number and email ID with the OTP received. Login to apply for the scheme:
To claim the benefits, open the official Antyodaya-SARAL…
To claim the benefits, open the official Antyodaya-SARAL Portal and sign in with the email ID used during registration.
Type the Password & Captcha and press 'Login'
Type the Password & Captcha and press 'Login'.
Once logged in, choose 'Apply for Services' followed…
Once logged in, choose 'Apply for Services' followed by 'View all Available Services'
Look up the scheme and select it to…
Look up the scheme and select it to open the application form.
Complete all mandatory fields and upload all mandatory…
Complete all mandatory fields and upload all mandatory documents.
Check the form preview and press 'Submit'
Check the form preview and press 'Submit'. Tracking of Application: Applications can be tracked on the official Antyodaya-SARAL Portal by entering the Department Name, Scheme Name, and Application Reference ID. Note: The District Managers concerned scrutinise and verify the loan applications received to confirm that the beneficiaries are genuine. Eligible cases are then forwarded to NSKFDC for loan sanction, and after NSKFDC sanctions the loan, the required sanction is issued for granting the loan to the beneficiaries.
Official Application & Website
Verify the latest eligibility, dates and instructions before applying.