Sarkari Yojana
Medical Assistance (Karmika Arogya Bhagya) (K.B.O.C.W.W.B)
About Medical Assistance (Karmika Arogya Bhagya) (K.B.O.C.W.W.B)
“Medical Assistance (Karmika Arogya Bhagya)” is a welfare scheme of the BOCW Welfare Board, Department of Labour, Karnataka, for workers registered with the board. It gives registered construction workers and their dependents money for hospital treatment in government or private hospitals, or in hospitals recognised under any State Government insurance scheme. The hospital stay must last at least 48 hours without a break.
Scheme Overview
State Government
Individual
Scheme Details
Eligibility Requirements
To qualify for Medical Assistance (Karmika Arogya Bhagya) (K.B.O.C.W.W.B), applicants must satisfy the following conditions:
For Registration as a Building/ Construction Worker:
Only Building/ Construction Workers (Unorganised Worker) can register
Only Building/ Construction Workers (Unorganised Worker) can register.
Applicants must be 18 years old or more
Applicants must be 18 years old or more.
In a given year, the person must have…
In a given year, the person must have done building and construction work for at least 90 days. For the Application of the Welfare Scheme:
The applicant must be a construction worker registered…
The applicant must be a construction worker registered under the Building and Other Construction Workers Welfare Board of Karnataka, or a dependent of such a worker.
The hospital stay must be for at least…
The hospital stay must be for at least 48 hours in a row.
The treatment must take place in a government…
The treatment must take place in a government or private hospital, or in one recognised under a State Government insurance scheme.
Benefits Provided
Medical Assistance (Karmika Arogya Bhagya) (K.B.O.C.W.W.B) provides the following benefits to eligible applicants:
Financial Coverage:
For one continuous spell of Hospitalization, the Board pays ₹300/- per day, limited to actual costs and capped at ₹20,000/-. Note: Only a hospital stay lasting at least 48 hours continuously qualifies for assistance.
Documents Required
Applicants should keep the following documents ready before starting the application:
For Registration as a Building/ Construction Worker:
Certificate of employment or of 90 Days of…
Certificate of employment or of 90 Days of work (Form V(A)/V(B)/V(C)/V(D)).
Applicant's self-attested Aadhar Card
Applicant's self-attested Aadhar Card.
Ration Card, which is not mandatory
Ration Card, which is not mandatory.
Age proof, such as the Voter ID Card…
Age proof, such as the Voter ID Card or Aadhar Card. For the Application of the Welfare Scheme:
The hospital's discharge summary
The hospital's discharge summary.
Form 22A
Form 22A.
The bill for treatment
The bill for treatment.
A self declaration form
A self declaration form.
Employment Certificate or 90 Days Work Certificate (Form…
Employment Certificate or 90 Days Work Certificate (Form V(A)/V(B)/V(C)/V(D)). For the Renewal Process:
The 90 Days Work Certificate or Employment Certificate…
The 90 Days Work Certificate or Employment Certificate (Form V(A)/V(B)/V(C)/V(D)).
How to Apply
Online Application
Applicants can apply for Medical Assistance (Karmika Arogya Bhagya) (K.B.O.C.W.W.B) through the online application process outlined below.
Registration Process as a Building/ Construction Worker:
Open the official Website of the Karnataka Building…
Open the official Website of the Karnataka Building & Other Construction Workers Welfare Board (KBOCWWB) and select "Register".
Choose "Register as New Construction Worker", type the…
Choose "Register as New Construction Worker", type the mobile number linked with your Aadhaar and confirm it with the OTP you receive.
Select "Registration" on the dashboard
Select "Registration" on the dashboard.
Complete all mandatory fields, upload the necessary documents,…
Complete all mandatory fields, upload the necessary documents, and press "Final Submit" to finish registering. Application Process of the Welfare Scheme:
Open the official Website of the Karnataka Building…
Open the official Website of the Karnataka Building & Other Construction Workers Welfare Board (KBOCWWB) and select "Login".
Type the registered mobile number and the OTP…
Type the registered mobile number and the OTP sent to it.
Select "Schemes" on the dashboard (the schemes page…
Select "Schemes" on the dashboard (the schemes page can be opened only after the user's Registration has been approved).
Pick the relevant scheme, complete all mandatory fields…
Pick the relevant scheme, complete all mandatory fields and upload the necessary documents.
Check the details, tick the declaration box and…
Check the details, tick the declaration box and press "Submit" to finish applying. Renewal Process:
Open the official Website of the Karnataka Building…
Open the official Website of the Karnataka Building & Other Construction Workers Welfare Board (KBOCWWB) and select "Login".
Type the registered mobile number and the OTP…
Type the registered mobile number and the OTP sent to it.
Select "Renewal" on the dashboard, complete the mandatory…
Select "Renewal" on the dashboard, complete the mandatory fields and upload the necessary documents.
Check the details and press "Submit" to finish…
Check the details and press "Submit" to finish the renewal.
Note:
Renewal:
Registration with the Karnataka Building and Other Construction Workers Welfare Board has to be renewed by every construction worker once in 3 years. A 1-year grace period is allowed if it is not renewed in time, after which the registration is no longer valid.
Timeline:
The application has to be filed within 6 months from the date the hospitalisation began.
Official Application & Website
Verify the latest eligibility, dates and instructions before applying.