Sarkari Yojana

Mahila Samruddhi (Gujarat Backward Caste Development Corporation)

Gujarat
Quick Summary: The Gujarat Backward Class Development Corporation's Mahila Samruddhi scheme lends OBC women aged 21 to 45 up to ₹1,25,000 at 4% per annum. The money is for self-employment and is repaid over 48 months.

About Mahila Samruddhi (Gujarat Backward Caste Development Corporation)

“Mahila Samruddhi”, from the Social Justice and Empowerment Department, Government of Gujarat, is a small credit scheme that helps women of backward classes become self-employed. Women beneficiaries get loans at low interest and can use them to run a business of their own choosing. The Gujarat Backward Class Development Corporation implements it, with the main goal of empowering women from socially and educationally backward classes by opening up self-employment opportunities.

Scheme Overview

Government Level

State Government

Implementing Agency

Gujarat Backward Class Development Corporation

Eligible Entity

Individual

Scheme Details

Eligibility

Eligibility Requirements

To qualify for Mahila Samruddhi (Gujarat Backward Caste Development Corporation), applicants must satisfy the following conditions:

✅

Only women can apply

Only women can apply.

✅

She must live in Gujarat

She must live in Gujarat.

✅

She must come from a socially and educationally…

She must come from a socially and educationally backward class, namely the Other Backward Classes (OBC).

💰

Her family's combined yearly income must stay within…

Her family's combined yearly income must stay within ₹3,00,000/-.

✅

On the date of application, she must be…

On the date of application, she must be aged 21 to 45 years.

✅

Prior experience in a business needing technical and…

Prior experience in a business needing technical and other skills is required.

Applicants must meet all of the above conditions to be considered eligible for this scheme.
Benefits

Benefits Provided

Mahila Samruddhi (Gujarat Backward Caste Development Corporation) provides the following benefits to eligible applicants:

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A loan of no more than ₹1,25,000/- can…

A loan of no more than ₹1,25,000/- can be sanctioned.

✅

Interest under these schemes is 4% per annum

Interest under these schemes is 4% per annum.

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The loan covers 95% of the unit cost,…

The loan covers 95% of the unit cost, with the National Corporation contributing 95% and the State Government 5%.

✅

Repayment, interest included, is made in 48 equal…

Repayment, interest included, is made in 48 equal monthly installments.

Benefit amounts and conditions may vary by category — refer to the official scheme guidelines for exact figures applicable to your case.
Documents Required

Documents Required

Applicants should keep the following documents ready before starting the application:

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The 7/12 Certificate

The 7/12 Certificate

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Copy of the Aadhar Card

Copy of the Aadhar Card

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An affidavit

An affidavit

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Proof of age, to show she is between…

Proof of age, to show she is between 21 and 45 years

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Attested PAN (Permanent Account Number) Card copy

Attested PAN (Permanent Account Number) Card copy

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Front page of the bank passbook

Front page of the bank passbook

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Certificate of birth

Certificate of birth

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Caste Certificate showing she belongs to a socially…

Caste Certificate showing she belongs to a socially and educationally backward class

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An identity card

An identity card

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Income Certificate confirming family income within ₹3,00,000

Income Certificate confirming family income within ₹3,00,000

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Photos of passport size

Photos of passport size

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Price quotations

Price quotations

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Ration Card copy

Ration Card copy

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Proof of residence

Proof of residence

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The School Leaving Certificate

The School Leaving Certificate

Ensure all documents are valid and, where required, duly attested before submitting your application.

How to Apply

Online Application

Applicants can apply for Mahila Samruddhi (Gujarat Backward Caste Development Corporation) through the online application process outlined below.

1️⃣

Go to the Gujarat Backwards Caste Development Corporation's…

Go to the Gujarat Backwards Caste Development Corporation's official website.

2️⃣

Choose "Apply Online" in the menu bar at…

Choose "Apply Online" in the menu bar at the top.

3️⃣

First-time users should click "New Registration", give their…

First-time users should click "New Registration", give their personal details (name, mobile number, email, aadhaar number, etc.), set a password, and finish OTP verification.

4️⃣

Sign in with your registered User ID and…

Sign in with your registered User ID and password.

5️⃣

Choose "New Application" and then pick "Mahila Samruddhi"…

Choose "New Application" and then pick "Mahila Samruddhi" from the schemes listed.

6️⃣

In the Application Form, provide

In the Application Form, provide:
Personal Information: such as name, gender, date of birth, and caste
Address Information: your permanent address and the address for correspondence
Income Details: the family's monthly income and where it comes from
Loan Requirement: how much is needed and its intended purpose (e.g., business, self-employment)
Bank Account Details: where the loan should be credited

7️⃣

Scan and upload the Caste certificate, Income certificate,…

Scan and upload the Caste certificate, Income certificate, Aadhaar card, Passport-size photo, Bank passbook (first page), and Residence proof.

8️⃣

Review everything once more, click "Preview" to confirm,…

Review everything once more, click "Preview" to confirm, and then click "Submit" if all is in order.

9️⃣

You will get an Application ID/Reference Number; save…

You will get an Application ID/Reference Number; save or print the acknowledgement so that you can track the application.

Ensure all required documents are ready before starting the application process.

Official Application & Website

Verify the latest eligibility, dates and instructions before applying.

Official Sources & References