Sarkari Yojana

Mahila Samriddhi Yojana (GTKVN)

Gujarat
Quick Summary: GTKVN's Mahila Samriddhi Yojana gives Thakor and Koli women in Gujarat, aged 21 to 50, micro-loans of up to ₹60,000 at 4% per annum to start small businesses. The loan is repaid over 48 monthly installments.

About Mahila Samriddhi Yojana (GTKVN)

The Gujarat Thakor and Koli Vikas Nigam (GTKVN), working under the Social Justice and Empowerment Department, Government of Gujarat, runs the “Mahila Samriddhi Yojana”. Women entrepreneurs of the Thakor and Koli communities are given micro-loans so that they can become self-employed. Eligible women receive these loans at low interest to set up small businesses or trades that match their skills.

Scheme Overview

Government Level

State Government

Implementing Agency

Gujarat Thakor And Koli Development Corporation

Eligible Entity

Individual

Scheme Details

Eligibility

Eligibility Requirements

To qualify for Mahila Samriddhi Yojana (GTKVN), applicants must satisfy the following conditions:

✅

Residence in Gujarat is a must

Residence in Gujarat is a must.

✅

Only women of the Thakor or Koli caste…

Only women of the Thakor or Koli caste qualify.

✅

When applying, she must be between 21 to…

When applying, she must be between 21 to 50 years old.

💰

Her family's yearly income cannot be more than…

Her family's yearly income cannot be more than ₹3,00,000/-.

✅

She should possess the technical skills and experience…

She should possess the technical skills and experience needed for the trade/business she proposes.

💰

Adequate collateral has to be offered to obtain…

Adequate collateral has to be offered to obtain the loan. Note: Families earning up to ₹1,50,000/- a year will receive no less than 50% of the total loan amount.

Applicants must meet all of the above conditions to be considered eligible for this scheme.
Benefits

Benefits Provided

Mahila Samriddhi Yojana (GTKVN) provides the following benefits to eligible applicants:

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Maximum Loan Amount

Maximum Loan Amount: A woman can borrow as much as ₹60,000/-.- Interest Rate: Interest is charged at 4% per annum.- Loan Coverage: The planned business/trade can be financed up to 100% through the loan.- Repayment: Repayment, with interest, is spread over 48 equal monthly installments (4 years).

Benefit amounts and conditions may vary by category — refer to the official scheme guidelines for exact figures applicable to your case.
Documents Required

Documents Required

Applicants should keep the following documents ready before starting the application:

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Copy of Aadhaar Card

Copy of Aadhaar Card

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The family Ration Card

The family Ration Card

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Voter ID card

Voter ID card

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Photographs of passport size

Photographs of passport size

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Proof of the business address

Proof of the business address

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Certificate of birth

Certificate of birth

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Thakor/Koli caste certificate

Thakor/Koli caste certificate

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Certificate of income

Certificate of income

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Passbook of the bank account

Passbook of the bank account

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Other documents, where needed

Other documents, where needed

Ensure all documents are valid and, where required, duly attested before submitting your application.

How to Apply

Online Application

Applicants can apply for Mahila Samriddhi Yojana (GTKVN) through the online application process outlined below.

1️⃣

Open the Gujarat Thakor and Koli Vikas Nigam's…

Open the Gujarat Thakor and Koli Vikas Nigam's official website.

2️⃣

From the menu bar at the top, choose…

From the menu bar at the top, choose "Apply Now".

3️⃣

Pick the name of the loan scheme

Pick the name of the loan scheme.

4️⃣

Choose the loan category and type in the…

Choose the loan category and type in the loan amount you need.

5️⃣

Complete the Application Form with these details

Complete the Application Form with these details:
Personal Information: your name, gender, date of birth, caste, etc.
Address Information: both the permanent and the correspondence address
Income Details: how much the family earns each month and from what source
Loan Requirement: the amount required and what it will be used for (e.g., business, self-employment)
Bank Account Details: the account into which the loan will be paid

6️⃣

Attach scanned copies of the Caste certificate, Income…

Attach scanned copies of the Caste certificate, Income certificate, Aadhaar card, a Passport-size photo, the first page of the Bank passbook, and Residence proof.

7️⃣

Go over every detail again, use "Preview" to…

Go over every detail again, use "Preview" to check, and press "Submit" once satisfied.

8️⃣

An Application ID/Reference Number is issued to the…

An Application ID/Reference Number is issued to the applicant; keep the acknowledgement saved or printed to track the application later.

Ensure all required documents are ready before starting the application process.

Official Application & Website

Verify the latest eligibility, dates and instructions before applying.

Official Sources & References