Sarkari Yojana
Loans to Tribal Students for Higher Studies Abroad
About Loans to Tribal Students for Higher Studies Abroad
The Tribal Development Department, Government of Gujarat, introduced the “Loans to Tribal Students for Higher Studies Abroad” scheme to help tribal students who want to study at foreign universities. Eligible Scheduled Tribe (ST) students can borrow at a concessional interest rate of 4% per annum.
Scheme Overview
State Government
Individual
Scheme Details
Eligibility Requirements
To qualify for Loans to Tribal Students for Higher Studies Abroad, applicants must satisfy the following conditions:
Applicants must live in Gujarat
Applicants must live in Gujarat.
Only students qualify
Only students qualify.
Membership of the Scheduled Tribe (ST) category is…
Membership of the Scheduled Tribe (ST) category is required.
Special merit must have been achieved in Matriculation,…
Special merit must have been achieved in Matriculation, Higher Secondary, Indian School Certificate, or an equivalent exam.
Admission to a recognized foreign university for higher…
Admission to a recognized foreign university for higher studies must be secured.
The Higher Secondary Certificate (HSC) or an equivalent…
The Higher Secondary Certificate (HSC) or an equivalent exam must be passed.
Benefits Provided
Loans to Tribal Students for Higher Studies Abroad provides the following benefits to eligible applicants:
Monetary Benefit:
Students can borrow up to ₹15,00,000 or the…
Students can borrow up to ₹15,00,000 or the actual cost of studying/training abroad, whichever is less. Interest Rate:
The loan carries 4% per annum
The loan carries 4% per annum. Penalty Interest:
Repayments made late attract 2.5% per annum
Repayments made late attract 2.5% per annum. Beneficiary Contribution:
Beneficiaries do not have to put in any…
Beneficiaries do not have to put in any contribution. Repayment Terms:
The loan is paid back in 60 monthly…
The loan is paid back in 60 monthly installments.
Repayments begin 6 months after studies are completed
Repayments begin 6 months after studies are completed.
Prepayment is allowed
Prepayment is allowed.
Documents Required
Applicants should keep the following documents ready before starting the application:
7/12 land Certificate
7/12 land Certificate
An Affidavit
An Affidavit
Certificate of Birth
Certificate of Birth
Professional Course Certificate
Professional Course Certificate
Identity Card of the student
Identity Card of the student
12th Class Marksheet
12th Class Marksheet
Marksheet of Post Graduation
Marksheet of Post Graduation
Fee payment receipt
Fee payment receipt
Passport copy, self-attested
Passport copy, self-attested
Applicant's Aadhaar Card
Applicant's Aadhaar Card
Cancelled Cheque/Bank Passbook
Cancelled Cheque/Bank Passbook
Certificate of Caste
Certificate of Caste
Marksheet of Graduation
Marksheet of Graduation
Other Marksheet
Other Marksheet
Photos of passport size
Photos of passport size
Family Ration Card
Family Ration Card
School Leaving certificate
School Leaving certificate
How to Apply
Online Application
Applicants can apply for Loans to Tribal Students for Higher Studies Abroad through the online application process outlined below.
Application Process
Registration Process
Open the official website of the Gujarat Tribal Development Corporation.
Select the "APPLY FOR LOAN" option.
Choose "Foreign Study" as the scheme.
In the registration form, give your Full Name (matching the Aadhaar Card), Gender, Date of Birth, Aadhaar Number, Mobile Number, User name, a login Password, and Confirm Password.
Click "Sign Up".
Your User ID and Password are generated on successful registration.
Login and Application Process
Sign in by entering the User ID, Password, and Captcha Code.
Schemes meant for your caste are shown once you are logged in.
Click the scheme you would like to apply for.
Fill out the "Application Form" and attach the necessary documents
Choose Save Application to get a system-generated Application Number.
Choose Print Application.
Official Application & Website
Verify the latest eligibility, dates and instructions before applying.