Sarkari Yojana

LIDCOM Education Loan Scheme

Maharashtra
Quick Summary: LIDCOM's Education Loan Scheme, funded by NSFDC, offers Charmakar Community postgraduate students in Maharashtra loans of up to ₹ 20,00,000 for study in India or abroad. Applicants must be 18-50 years old with family income up to Rs.3,00,000/-.

About LIDCOM Education Loan Scheme

The Leather Industries Development Corporation (LIDCOM), Govt. of Maharashtra, has been running the “Education Loan Scheme” since 2009. It finances postgraduate students of the Charmakar Community aged 18-50 years with up to ₹ 20,00,000 for study in India and abroad. Applicants must be permanent residents of Maharashtra. This is a Central Government Scheme funded by the National Scheduled Castes Finance and Development Corporation, New Delhi (NSFDC). LIDCOM’s main aim is to carry out schemes that raise the living standards of Charmakars (Dhor, Chambhar, Holar, Mochi etc.) who are economically weak and below poverty line, and to develop them educationally, economically and socially so that they hold a respectable place in Society.

Scheme Overview

Government Level

State Government

Implementing Agency

District Offices Of The Leather Industries Development Corporation (LIDCOM)

Eligible Entity

Individual

Scheme Details

Eligibility

Eligibility Requirements

To qualify for LIDCOM Education Loan Scheme, applicants must satisfy the following conditions:

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Applicants need to be Indian citizens

Applicants need to be Indian citizens.

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Permanent residence in Maharashtra State is required

Permanent residence in Maharashtra State is required.

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Only members of the Charmakar Community (Dhor, Chambhar,…

Only members of the Charmakar Community (Dhor, Chambhar, Holar, Mochi etc.) are eligible.

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The age bracket is 18 to 50 years

The age bracket is 18 to 50 years.

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Family income for the year cannot go beyond…

Family income for the year cannot go beyond Rs.3,00,000/-.

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The applicant is expected to understand the business…

The applicant is expected to understand the business for which the loan has been sought.

Applicants must meet all of the above conditions to be considered eligible for this scheme.
Documents Required

Documents Required

Applicants should keep the following documents ready before starting the application:

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Aadhaar Card of the student

Aadhaar Card of the student.

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2 Passport Sized Photographs with a signature across…

2 Passport Sized Photographs with a signature across them

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Marksheet or Passing Certificate of the most recent…

Marksheet or Passing Certificate of the most recent qualification.

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Proof of Admission

Proof of Admission : an Offer Letter or Admission Letter from the institution; for studies abroad, a conditional admission letter may be accepted.

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Domicile Certificate / Residential Certificate of Maharashtra State

Domicile Certificate / Residential Certificate of Maharashtra State.

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Income Certificate from an Authorised Govt.Officer

Income Certificate from an Authorised Govt.Officer.

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Caste Certificate from an Authorised Govt.Officer

Caste Certificate from an Authorised Govt.Officer.

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Particulars of the Bank Account, including Bank Name,…

Particulars of the Bank Account, including Bank Name, Branch Name, Address and IFSC.

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Where any earlier loan was taken from other…

Where any earlier loan was taken from other Banks/Lenders, the account statement for the last 1 year (if any)

Ensure all documents are valid and, where required, duly attested before submitting your application.

How to Apply

Offline Application

Applicants can apply for LIDCOM Education Loan Scheme through the offline application process outlined below.

1️⃣

The application form format is available at the…

The application form format is available at the District Office of LIDCOM.

2️⃣

Every mandatory field must be filled, a passport…

Every mandatory field must be filled, a passport sized photograph signed across pasted on, and all mandatory documents attached with self-attestation.

3️⃣

The completed and signed form, along with the…

The completed and signed form, along with the documents, is handed in at the District Office.

4️⃣

The District Office then issues a receipt/acknowledgement confirming…

The District Office then issues a receipt/acknowledgement confirming that the form has been received.

Ensure all required documents are ready before starting the application process.

Official Application & Website

Verify the latest eligibility, dates and instructions before applying.

Official Sources & References