Sarkari Yojana
Jhota Buggi/Camel/Mule Cart Scheme (HSFDC)
About Jhota Buggi/Camel/Mule Cart Scheme (HSFDC)
The Haryana Scheduled Castes Finance and Development Corporation (HSFDC) runs the “Jhota Buggi/Camel/Mule Cart” scheme together with its bank tie-up schemes. HSFDC was registered as a Company under the Companies Act, 1956 on 02.01.1971, and is wholly owned by Government, with the State Government holding a 51% share and the Government of India a 49% share.
Through this scheme, people from Below Poverty Line (BPL) families in rural as well as urban areas, with annual family income of no more than ₹1,80,000/-, can get loans to buy animal-driven carts like Jhota Buggis, camel carts, and mule carts. A subsidy equal to 50% of the total cost is given, capped at ₹10,000/-.
Scheme Overview
State Government
Haryana Scheduled Castes Finance And Development Corporation
Individual
Scheme Details
Eligibility Requirements
To qualify for Jhota Buggi/Camel/Mule Cart Scheme (HSFDC), applicants must satisfy the following conditions:
Only residents of Haryana can apply
Only residents of Haryana can apply.
Applicants have to be from the Scheduled Caste…
Applicants have to be from the Scheduled Caste Category.
The applicant's family must be a Below Poverty…
The applicant's family must be a Below Poverty Line (BPL) family.
Whether in a rural or urban area, yearly…
Whether in a rural or urban area, yearly family income must not be above ₹1,80,000/-.
Family income for the year must also stay…
Family income for the year must also stay within the BPL limit.
The applicant's name has to appear in the…
The applicant's name has to appear in the BPL Survey List. Note: Field staff check whether the applicant is eligible before the case is sponsored to the bank for sanction.
Benefits Provided
Jhota Buggi/Camel/Mule Cart Scheme (HSFDC) provides the following benefits to eligible applicants:
Project Cost Ceiling:
Projects can cost a maximum of ₹1,50,000 /-
Projects can cost a maximum of ₹1,50,000 /-. Subsidy:
Half of the total project cost, i.e
Half of the total project cost, i.e. 50%, is given as subsidy, subject to a ceiling of ₹10,000/-. Bank Loan:
Apart from the subsidy, the banks release the…
Apart from the subsidy, the banks release the composite loan (the subsidy together with the remaining bank loan amount) to the seller of the assets on the beneficiaries' behalf. Interest criteria for the loan amount recoverable by HSFDC:
For amounts up to ₹1,50,000 /-, interest is…
For amounts up to ₹1,50,000 /-, interest is charged at 4% P.A., and penal interest is also 4% P.A.
Interest begins on the same day the loan…
Interest begins on the same day the loan is given.
Penalty applies only after 180 Days
Penalty applies only after 180 Days.
Recovery of the principal begins after 360 Days
Recovery of the principal begins after 360 Days.
Installments begin after 180 Days, and the installment…
Installments begin after 180 Days, and the installment period is 180 Days.
Documents Required
Applicants should keep the following documents ready before starting the application:
1
1. Applicant's Aadhaar Card A recent passport-size photograph The household Ration Card Voter Card, or another valid proof of identity Certificate showing Scheduled Caste status BPL Card or other documentary proof of BPL status Evidence of income Any further documents that may be asked for
How to Apply
Online Application
Applicants can apply for Jhota Buggi/Camel/Mule Cart Scheme (HSFDC) through the online application process outlined below.
Registration Process on Haryana Scheduled Castes Finance and Development Corporation:
Go to the Haryana Scheduled Castes Finance and…
Go to the Haryana Scheduled Castes Finance and Development Corporation website and choose this scheme from the 'Bank Tie-up Scheme' list.
Start registering by clicking "Apply for Loan"
Start registering by clicking "Apply for Loan".
Provide your name, Aadhaar number, email, mobile number,…
Provide your name, Aadhaar number, email, mobile number, and the captcha code, and then press "Register".
Type in the OTP received on your mobile…
Type in the OTP received on your mobile and press "Submit".
This opens the application form
This opens the application form.
Fill in your details and upload the documents…
Fill in your details and upload the documents needed.
Press "Submit" to finish the application; a user…
Press "Submit" to finish the application; a user ID and password will then be sent to you. Login to apply for the scheme:
Open the Haryana Scheduled Castes Finance and Development…
Open the Haryana Scheduled Castes Finance and Development Corporation website and choose the 'Login' option on the home page.
Type your user ID/Username, password, and the captcha…
Type your user ID/Username, password, and the captcha code.
Press "Login"
Press "Login".
When the dashboard appears after logging in, choose…
When the dashboard appears after logging in, choose "Edit Profile".
Add the surety details, upload the documents required,…
Add the surety details, upload the documents required, and update any other information.
Press "Final Submit"
Press "Final Submit".
Once submitted, the application can be printed for…
Once submitted, the application can be printed for your records.
Offline Application
Applicants can apply for Jhota Buggi/Camel/Mule Cart Scheme (HSFDC) through the offline application process outlined below.
Application Process
Loan applications are also collected or filled in by the Corporation at credit camps, Open Darbars, and other events held under the supervision of Deputy Commissioners/Additional Deputy Commissioners.
Official Application & Website
Verify the latest eligibility, dates and instructions before applying.