Sarkari Yojana
Janshree Bima Yojana for Khadi Artisans
About Janshree Bima Yojana for Khadi Artisans
Launched by the Khadi and Village Industries Commission (KVIC), Government of India, “Janshree Bima Yojana for Khadi Artisans” gives Khadi artisans (spinners and weavers) group insurance cover. KVIC runs it jointly with the Life Insurance Corporation of India (LIC), under the name Khadi Karigar Janshree Bima Yojana (JBY), to insure Khadi artisans. It pays out for death, permanent disability, and partial disability, and throws in a free scholarship add-on for Khadi Karigar children studying in classes 9 to 12.
Scheme Overview
Central Government
Ministry Of Micro, Small and Medium Enterprises
Pension Group Schemes Department, Life Insurance Corporation Of India (LIC)
Individual
15 Aug 2003
Scheme Details
Eligibility Requirements
To qualify for Janshree Bima Yojana for Khadi Artisans, applicants must satisfy the following conditions:
The applicant must be a Khadi Artisan (Khadi…
The applicant must be a Khadi Artisan (Khadi Karigar).
The applicant's age must fall between 18 and…
The applicant's age must fall between 18 and 59 years.
The applicant must belong to an approved vocation/occupation…
The applicant must belong to an approved vocation/occupation group.
The group must have at least 25 members
The group must have at least 25 members.
Benefits Provided
Janshree Bima Yojana for Khadi Artisans provides the following benefits to eligible applicants:
1
1. For death: Natural causes – ₹20,000; Accident – ₹50,000.1. For permanent disability (loss of two eyes or two limbs) – ₹50,000.1. For partial disability (loss of one eye or one limb) – ₹25,000.1. Free add-on benefit: A quarterly scholarship of ₹300 for Khadi Karigar children studying in classes 9 to 12, capped at 2 children per family.
Documents Required
Applicants should keep the following documents ready before starting the application:
Document proving the artisan's age
Document proving the artisan's age
An Income Certificate as evidence of income
An Income Certificate as evidence of income
Evidence of the artisan's occupation
Evidence of the artisan's occupation
Aadhaar of the applicant
Aadhaar of the applicant
Bank account particulars (account must be Aadhaar Seeded)
Bank account particulars (account must be Aadhaar Seeded)
Depending on the claim, a Death Certificate or…
Depending on the claim, a Death Certificate or a Certificate of Disability
2003-08-15
How to Apply
Offline Application
Applicants can apply for Janshree Bima Yojana for Khadi Artisans through the offline application process outlined below.
The deceased person's nominee must follow this procedure:
Submit the original death certificate of the deceased…
Submit the original death certificate of the deceased to LIC of India's Pension Group Schemes Department, through the Khadi Institution the deceased belonged to.
For accidental deaths, also attach the police enquiry…
For accidental deaths, also attach the police enquiry report to the application.
The agency forwards the documents and claim papers…
The agency forwards the documents and claim papers to LIC, at the branch that originally finalized the insurance cover.
LIC settles all claims by sending an account…
LIC settles all claims by sending an account payee cheque directly to the beneficiary, and informs the concerned State Government.
Official Application & Website
Verify the latest eligibility, dates and instructions before applying.