Sarkari Yojana
Green Business Scheme
About Green Business Scheme
The National Safai Karamcharis Finance and Development Corporation (NSFDC) runs the Green Business Scheme to offer loans for activities that both counter climate change effects and generate income. It covers income-generating activities that either mitigate greenhouse gas effects or fall under climate adaptation. > Indicative schemes
Battery electric vehicles (E-rickshaws), compressed air vehicles, solar energy gadgets, poly houses.
Quantum of loan
90% of the unit cost, capped at Rs. 2 lakh — reduced further by any available subsidy.
Promoters’ contribution
10% of the unit cost.
Scheme Overview
Central Government
Ministry Of Social Justice and Empowerment
Individual
Scheme Details
Eligibility Requirements
To qualify for Green Business Scheme, applicants must satisfy the following conditions:
The scheme is open to Safai Karamcharis and…
The scheme is open to Safai Karamcharis and Scavengers, as well as to their Dependents.
Benefits Provided
Green Business Scheme provides the following benefits to eligible applicants:
Quantum of Assistance
NSFDC extends need-based loans under its Term Loan Lending Policy, factoring in the promoter's contribution, margin money from Special Central Assistance (SCA), subsidies from other government agencies, and BPL-beneficiary subsidies under the Central-Sector Scheme of Special Central Assistance to the Special Component Plan — up to ₹10,000 or 50% of the unit cost, whichever is lower. Interest Rates Scheme: Green Business Scheme (GBS). Unit Cost up to Rs. 7.50 Lakh: Maximum Loan up to Rs. 6.75 lakh, Interest 2% (SCA/CA) / 4% (Beneficiary). Unit Cost above Rs. 7.50 Lakh up to Rs. 15.00 Lakh: Maximum Loan Rs. 13.50 lakh, Interest 3% (SCA/CA) / 6% (Beneficiary). Unit Cost above Rs. 15.00 Lakh up to Rs. 30.00 Lakh: Maximum Loan Rs. 27.00 lakh, Interest 4% (SCA/CA) / 7% (Beneficiary). *(A 1% rebate applies on NSKFDC's share of interest for female beneficiaries.)*
Repayment
Repayment
The loan is repaid in quarterly instalments…
The loan is repaid in quarterly instalments over a maximum of 10 years, including a 6-month moratorium; SCA also gets an additional 120-day moratorium for fund utilisation.
Documents Required
Applicants should keep the following documents ready before starting the application:
The applicant's Aadhaar Card for identification
The applicant's Aadhaar Card for identification
A valid Driving License
A valid Driving License
Particulars of the applicant's bank account
Particulars of the applicant's bank account
A certificate showing the applicant's caste
A certificate showing the applicant's caste
A certificate stating the family's income
A certificate stating the family's income
A Domicile Certificate showing the applicant's state of…
A Domicile Certificate showing the applicant's state of residence
How to Apply
Offline Application
Applicants can apply for Green Business Scheme through the offline application process outlined below.
Application Process
Beneficiaries submit loan applications to NSKFDC's State Channelizing Agency (SCA) District Offices, or to branches of Regional Rural Banks (RRBs) and Nationalized Banks. These offices/branches forward the applications, after scrutiny, to their Head Offices. The SCAs/RRBs/Nationalised Banks assess project viability and send viable proposals to NSKFDC with their recommendations.
Online Application
Applicants can apply for Green Business Scheme through the online application process outlined below.
Visit the official website
Visit the official website.
Click "How to Apply" and select the Loan…
Click "How to Apply" and select the Loan Application Form.
Open the Loan Application Form
Open the Loan Application Form.
Fill in all details and click "Save" to…
Fill in all details and click "Save" to save the form.
Official Application & Website
Verify the latest eligibility, dates and instructions before applying.