Sarkari Yojana
Education Loan Scheme under NSKFDC- Haryana
About Education Loan Scheme under NSKFDC- Haryana
Haryana Scheduled Castes Finance and Development Corporation (HSFDC) operates the “Education Loan Scheme under NSKFDC” jointly with the National Safai Karamcharis Finance & Development Corporation (NSKFDC). Registered on 02.01.1971 under the Companies Act, 1956, HSFDC is entirely owned by government, its equity split as 51% State Government and 49% Government of India. Students taking regular full-time recognised professional/technical courses in India or in other countries may obtain loans of up to ₹10 lakhs for Indian study and up to ₹20 lakhs for foreign study. > Objective of the Scheme:
- Financing eligible safai karamcharis, or dependents of a Safai Karamchari, who are enrolled in full-time professional/technical education.
The Education Loan is meant to cover:
- Fees charged for admission and tuition.
- Books, stationery and any instruments the course demands.
- Fees for examinations.
- Expenses on food and accommodation.
- The premium on a policy that insures the loanee against the loan in case of death or permanent disability.
- Passage money or travel costs for studying overseas.
- Caution money, development fund and the like.
Funds flow through the state channelising agencies to the Government Recognised Educational Institutions that have admitted the students. Where study is abroad, only institutions duly recognised by the authorities concerned qualify. > Professional/Technical Courses Covered:
Regular full time recognised courses, in India or abroad, in engineering (diploma/ B.Tech/B.E., M.Tech/ M.E.), Architecture (B.Arch/ M.Arch), Medical (MBBS/MD/MS), Biotechnology/ Microbiology/ Clinical Technology (Diploma/Degree), Pharmacy (B.Pharma/ M.Pharma), Dental (BDS,MDS), Physiotherapy (B.SC./M.SC.), Pathology (B.SC./M.SC.), Nursing (B.SC/M.SC), Information Technology (BCA/MCA), Management (BBA/MBA), Hotel Management (BBA/MBA), Hotel Management & catering Technology (Diploma/ Graduation/Post Graduation), Law (LLB, LLM), Education (CT/NTT/B.Ed/ M.Ed), Physical Education (C.PED/B.PED/M.PED), journalism & Mass Communication (Graduation/Post Graduation), Geriatric care (Diploma/Post Graduation Diploma), Midwifery (Diploma), Laboratory Technician ( Diploma), Chartered Accountancy (CA), Cost Accountancy (ICWA), Company Secretary Ship (CS), Actuarial Sciences (Graduation/Post Graduation/FIA), Associate Member of Institute of Engineers (AMIE) and Institute of Electronics & Telecommunication, plus higher education such as Doctoral Studies leading to M.Phil/PHD from recognised institutions.
Scheme Overview
State Government
Haryana Scheduled Castes Finance And Development Corporation
Individual
Scheme Details
Eligibility Requirements
To qualify for Education Loan Scheme under NSKFDC- Haryana, applicants must satisfy the following conditions:
Applicants have to be permanent residents of Haryana
Applicants have to be permanent residents of Haryana.
The age bracket is 18 to 55 years
The age bracket is 18 to 55 years.
No income ceiling applies
No income ceiling applies.
The applicant must be a Safai Karamchari or…
The applicant must be a Safai Karamchari or a dependent of one.
Loans are given for regular full time recognised…
Loans are given for regular full time recognised professional/technical courses in India or abroad.
Each student may receive the education loan just…
Each student may receive the education loan just once, at the Diploma/Graduation or the Post Graduation Diploma/Post Graduation level. A student admitted to a longer integrated course covering both levels can still be offered the loan. Note 1: A permanent Safai Karamchari is anyone engaged or employed in sanitation work, and the term covers his dependents. Note 2: Applicants must submit a certificate proving they are a Safai karamchari or a dependent of one, issued by the head of a Government Department (such as school, colleges, forest, health, education, animal husbandry, of at least Gazetted officer rank), an elected member of a municipal Body/corporation, the pradhan of a Gram panchayat, the local revenue officer or cantonment, or a Railways officer of gazetted rank or above. Note 3: Target-group students admitted to technical /professional courses before 01.12.2009 are also eligible for NSFDC's Educational Loan, as long as they have not borrowed for education from any other institution.
Benefits Provided
Education Loan Scheme under NSKFDC- Haryana provides the following benefits to eligible applicants:
Maximum Loan Limit:
Courses in India
Courses in India: Up to ₹10,00,000/-
Courses abroad
Courses abroad: Up to ₹20,00,000/- Recovery:
Principal and interest recovery begins 6 months after…
Principal and interest recovery begins 6 months after completing the course or on getting a job, if that is sooner. Repayment is spread over 20 quarterly instalments within 5 years of the first disbursement.
A tag/marker will be placed on the student's…
A tag/marker will be placed on the student's Diploma/Degree to flag the outstanding repayment liability. Note: Coverage is confined to admissible costs for the years of study still remaining, worked out pro-rata, and each Educational Loan is sanctioned and released on an individual case basis.
Documents Required
Applicants should keep the following documents ready before starting the application:
Admission confirmation certificate from the Indian embassy/Consulate
Admission confirmation certificate from the Indian embassy/Consulate
The applicant's Aadhaar card
The applicant's Aadhaar card
Accreditation status of the course to be funded,…
Accreditation status of the course to be funded, in the case of overseas study
Accreditation status of the educational institution to be…
Accreditation status of the educational institution to be funded
Proof of sufficient qualifications and experience
Proof of sufficient qualifications and experience
Approval or clearance certificate from the competent authority,…
Approval or clearance certificate from the competent authority, only where the loan is above ₹1,00,000/-
Institute's admission confirmation along with the year-wise payment…
Institute's admission confirmation along with the year-wise payment schedule of fees and other charges
Copy of the foreign exchange permit, if relevant
Copy of the foreign exchange permit, if relevant
Copy of the institute identity card, if already…
Copy of the institute identity card, if already admitted
Passport or visa number and similar details, for…
Passport or visa number and similar details, for overseas study
Copy of the school leaving certificate to prove…
Copy of the school leaving certificate to prove date of birth
Copy of the course prospectus for which funding…
Copy of the course prospectus for which funding is sought
Filled-in loan application form or SC Certificate
Filled-in loan application form or SC Certificate
Certificate of residence from the competent authority
Certificate of residence from the competent authority
Certificate from the competent authority confirming Safai karamchari…
Certificate from the competent authority confirming Safai karamchari or dependent status
Other documents as may be required
Other documents as may be required
How to Apply
Online Application
Applicants can apply for Education Loan Scheme under NSKFDC- Haryana through the online application process outlined below.
Registration Process on Haryana Scheduled Castes Finance and Development Corporation:
Visit the Haryana Scheduled Castes Finance and Development…
Visit the Haryana Scheduled Castes Finance and Development Corporation official website and pick this scheme from the ‘Bank Tie-up Scheme’ section.
Hit "Apply for Loan" to open registration
Hit "Apply for Loan" to open registration.
Key in your name, Aadhaar number, email, mobile…
Key in your name, Aadhaar number, email, mobile number and captcha, and click "Register".
Input the OTP delivered to your mobile and…
Input the OTP delivered to your mobile and click "Submit".
You will see the application form
You will see the application form.
Supply your details and attach the required documents
Supply your details and attach the required documents.
Click "Submit" to lodge the application; a user…
Click "Submit" to lodge the application; a user ID and password will then be issued to you. Login to apply for the scheme:
Visit the Haryana Scheduled Castes Finance and Development…
Visit the Haryana Scheduled Castes Finance and Development Corporation official website and use the ‘Login’ option on its home page.
Key in your user ID/Username, password and captcha
Key in your user ID/Username, password and captcha.
Hit "Login"
Hit "Login".
When your dashboard loads, go to "Edit Profile"
When your dashboard loads, go to "Edit Profile".
Enter surety information, attach the required documents and…
Enter surety information, attach the required documents and update any other details.
Hit "Final Submit"
Hit "Final Submit".
You can then take a printout of the…
You can then take a printout of the application to keep. Registration Process on Antyodaya-SARAL Portal:
Alternatively, eligible applicants may apply online via the…
Alternatively, eligible applicants may apply online via the official Antyodaya-SARAL Portal.
Anyone not registered on the portal should complete…
Anyone not registered on the portal should complete registration there.
Choose “New User” below ‘Sign In Here’ and…
Choose “New User” below ‘Sign In Here’ and supply Name, Email ID, Mobile Number, Password & State, then click ‘Submit’.
Validate your mobile number and email ID using…
Validate your mobile number and email ID using the OTP to finish registering. Login to apply for the scheme:
Visit the official Antyodaya-SARAL Portal and log in…
Visit the official Antyodaya-SARAL Portal and log in with the email ID you registered with.
Key in the Password & Captcha, then click…
Key in the Password & Captcha, then click ‘Login’.
Once inside, go to ‘Apply for Services’ and…
Once inside, go to ‘Apply for Services’ and then ‘View all Available Services’
Find the scheme and open it to fill…
Find the scheme and open it to fill in the application form.
Supply all mandatory details and attach the mandatory…
Supply all mandatory details and attach the mandatory documents.
Review the form preview and click ‘Submit’
Review the form preview and click ‘Submit’. Tracking of Application: To follow up on an application, visit the official Antyodaya-SARAL Portal and enter the Department Name, Scheme Name and Application Reference ID.
Offline Application
Applicants can apply for Education Loan Scheme under NSKFDC- Haryana through the offline application process outlined below.
Application Process
Students who qualify can approach the Corporation's District Managers in the State, submitting evidence that they have been admitted to recognised regular full-time professional/technical courses.
Official Application & Website
Verify the latest eligibility, dates and instructions before applying.