Sarkari Yojana

District Central Cooperative Banks and through its Branches: For Housing, House Construction, Repair Extension Loan

Tamil Nadu
Quick Summary: Tamil Nadu's District Central Cooperative Banks provide loans of up to ₹10,00,000/- at 12% interest (subject to change) for house construction, repair and extension.

About District Central Cooperative Banks and through its Branches: For Housing, House Construction, Repair Extension Loan

Through the “District Central Cooperative Banks and through its Branches: For Housing, House Construction, Repair Extension Loan” scheme, the Co-operation, Food and Consumer Protection Department, Tamil Nadu, lends to citizens building, repairing or extending a house. Loans go up to ₹10,00,000/- and carry 12% interest (subject to change).

Scheme Overview

Government Level

State Government

Eligible Entity

Individual

Scheme Details

Eligibility

Eligibility Requirements

To qualify for District Central Cooperative Banks and through its Branches: For Housing, House Construction, Repair Extension Loan, applicants must satisfy the following conditions:

✅

The borrower must reside in Tamil Nadu

The borrower must reside in Tamil Nadu.

✅

The loan can be used only for Housing/…

The loan can be used only for Housing/ House Construction/ Repair Extension.

Applicants must meet all of the above conditions to be considered eligible for this scheme.
Benefits

Benefits Provided

District Central Cooperative Banks and through its Branches: For Housing, House Construction, Repair Extension Loan provides the following benefits to eligible applicants:

💰

Access to Loan:

Borrowers may obtain up to ₹10,00,000/- for housing, construction, repair or extension.

✅

Interest Rate:

Charged at 12% (subject to change).

Benefit amounts and conditions may vary by category — refer to the official scheme guidelines for exact figures applicable to your case.
Documents Required

Documents Required

Applicants should keep the following documents ready before starting the application:

📄

Proof of identity such as Aadhaar or a…

Proof of identity such as Aadhaar or a PAN card (Aadhaar, PAN card, etc.).

✅

Evidence of current address

Evidence of current address.

📄

Property papers (Proof of ownership/ Property Deed, etc.)

Property papers (Proof of ownership/ Property Deed, etc.)

✅

Any further documents (if needed)

Any further documents (if needed).

Ensure all documents are valid and, where required, duly attested before submitting your application.

How to Apply

Offline Application

Applicants can apply for District Central Cooperative Banks and through its Branches: For Housing, House Construction, Repair Extension Loan through the offline application process outlined below.

1️⃣

Application forms are issued at the District Central…

Application forms are issued at the District Central Cooperative Banks and their branches; collect one there.

2️⃣

Complete all compulsory entries, attach a passport-sized photograph…

Complete all compulsory entries, attach a passport-sized photograph (signed across, if required) and include copies of all required documents (self-attested, if required).

3️⃣

Lodge the signed form and documents with the…

Lodge the signed form and documents with the authority concerned.

4️⃣

Collect a receipt or acknowledgment noting when it…

Collect a receipt or acknowledgment noting when it was submitted (date and time) and a unique identification number (if applicable).

Ensure all required documents are ready before starting the application process.

Official Application & Website

Verify the latest eligibility, dates and instructions before applying.

Official Sources & References