Sarkari Yojana

Delhi Lakhpati Bitiya Scheme

Delhi
Quick Summary: The Delhi Lakhpati Bitiya Scheme builds a savings fund for girls born in Delhi from families earning up to ₹1,20,000 a year, with deposits at birth and at each school and higher-education milestone. The matured amount is paid to her Aadhaar-linked account at 18 or 21.

About Delhi Lakhpati Bitiya Scheme

The Department of Women and Child Development, Delhi, has rolled out the “Delhi Lakhpati Bitiya Scheme” to raise the standing of the girl child, secure her schooling, support her empowerment and give her financial stability over the long run. > Objectives of the scheme:

  • Improve how girls are valued, both in wider society and inside their own families.
  • Make sure girls receive proper education and are empowered.
  • Motivate girls to keep studying without dropping out.
  • Provide girls with lasting financial security.
  • Shield girls from discrimination and deprivation.

Scheme Overview

Government Level

State Government

Eligible Entity

Individual

Launch / Open Date

01 Apr 2026

Scheme Details

Eligibility

Eligibility Requirements

To qualify for Delhi Lakhpati Bitiya Scheme, applicants must satisfy the following conditions:

✅

The girl must have been born in Delhi

The girl must have been born in Delhi.

📄

She must have a birth certificate from the…

She must have a birth certificate from the Registrar (Births and Deaths) of Delhi.

✅

She must have been a bonafide resident of…

She must have been a bonafide resident of Delhi for no less than 3 years before applying.

💰

Her family's yearly income must be ₹1,20,000 or…

Her family's yearly income must be ₹1,20,000 or less.

✅

No more than two girl children in a…

No more than two girl children in a family can benefit.

✅

She must be enrolled in a Government, Municipal…

She must be enrolled in a Government, Municipal Corporation of Delhi (MCD), New Delhi Municipal Council (NDMC) or government-recognised school in Delhi.

✅

The application must be made within 1 year…

The application must be made within 1 year of birth or within 90 days of admission at the relevant stages.

🎓

Registration is allowed within one year of birth,…

Registration is allowed within one year of birth, or on admission to Class 1st, 6th, 9th, 11th, or on joining Polytechnic/ITI courses (anywhere in India) after clearing class 10th, or on joining Graduation/Diploma courses after clearing 12th.

🎓

She must be studying for a professional diploma…

She must be studying for a professional diploma at a Government-recognised or affiliated university, college or institution, or under another Government body (State/Central), anywhere in India.

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She must be studying for graduation at a…

She must be studying for graduation at a university, college or institution affiliated with or recognised by the UGC or another Government body, anywhere in India.

✅

She must stay unmarried until she turns 18…

She must stay unmarried until she turns 18 years of age.

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She must meet immunization requirements laid down in…

She must meet immunization requirements laid down in government norms. For girl child residing in any Government run and Licensed Child Care Institutions (CCIs) located in Delhi, where guardian is the State:

🎓

The person in charge of the institution acts…

The person in charge of the institution acts as the girl's guardian.

✅

In these cases, the three-year Delhi residence condition…

In these cases, the three-year Delhi residence condition and the family income ceiling do not apply.

✅

The requirement about the girl's place of birth…

The requirement about the girl's place of birth is also waived.

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The girl's Aadhaar card and the Aadhaar card…

The girl's Aadhaar card and the Aadhaar card of the CCI in-charge (at registration) acting as guardian will count among the required documents.

✅

This covers only long-term resident cases who attend…

This covers only long-term resident cases who attend school.

Applicants must meet all of the above conditions to be considered eligible for this scheme.
Benefits

Benefits Provided

Delhi Lakhpati Bitiya Scheme provides the following benefits to eligible applicants:

Financial Assistance (Stage-wise Detailed Structure) At Birth

💰

A deposit of ₹11,000 under milestone 'B', which…

A deposit of ₹11,000 under milestone 'B', which can be redeemed at 18 or 21 years School Education Milestones

💰

On joining Class I

On joining Class I: ₹5,000 (Milestone 'O')

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On joining Class VI

On joining Class VI: ₹5,000 (Milestone 'S')

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On joining Class IX

On joining Class IX: ₹5,000 (Milestone 'N')

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On joining Class XI, or Polytechnic/ITI after Class…

On joining Class XI, or Polytechnic/ITI after Class X: ₹5,000 (Milestone 't')

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On joining Class XII

On joining Class XII: ₹5,000 (Milestone 'T') Higher Education / Skill Development

💰

1-year Diploma

1-year Diploma: ₹10,000 (Milestone 'D')

💰

2-year Diploma

2-year Diploma: ₹20,000 in total (₹10,000 per year – Milestones 'd1' and 'd2')

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3-year Diploma

3-year Diploma: ₹20,000 in total (₹5,000 + ₹5,000 + ₹10,000 – Milestones 'D1', 'D2', 'D3')

💰

3-year Graduation

3-year Graduation: ₹20,000 in total (₹5,000 + ₹5,000 + ₹10,000 – Milestones 'G1', 'G2', 'G3')

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4-year Graduation

4-year Graduation: ₹25,000 in total (₹5,000 + ₹5,000 + ₹5,000 + ₹10,000 – Milestones 'H1', 'H2', 'H3', 'H4') Conditions

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The assistance cannot be transferred and will not…

The assistance cannot be transferred and will not be refunded

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Early withdrawal of the amount is not permitted

Early withdrawal of the amount is not permitted

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The deposit cannot be used to secure any…

The deposit cannot be used to secure any loan or credit

✅

The girl has to stay unmarried until she…

The girl has to stay unmarried until she is 18 years old

✅

Immunization compliance is compulsory at every stage

Immunization compliance is compulsory at every stage

✅

Not renewing milestones can result in benefits being…

Not renewing milestones can result in benefits being stopped Mode of Disbursement

✅

Deposits are made in the girl child's own…

Deposits are made in the girl child's own name

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An authorised banking partner manages the funds

An authorised banking partner manages the funds

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The final maturity sum is paid into her…

The final maturity sum is paid into her Aadhaar-linked bank account

✅

Remains valid until the milestones are completed or…

Remains valid until the milestones are completed or she reaches 21 years

Benefit amounts and conditions may vary by category — refer to the official scheme guidelines for exact figures applicable to your case.
Documents Required

Documents Required

Applicants should keep the following documents ready before starting the application:

📄

Evidence of 3 years' residence in Delhi (Ration…

Evidence of 3 years' residence in Delhi (Ration Card / Voter Identity Card / other valid proof)

📄

The girl's birth certificate from the Registrar (Births…

The girl's birth certificate from the Registrar (Births & Deaths) of the National Capital Territory of Delhi

📄

A joint photograph showing both parents with the…

A joint photograph showing both parents with the girl child

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A self-declaration by the parents about the family's…

A self-declaration by the parents about the family's yearly income and the girl's marital status

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Admission Certificate/ Bonafide Certificate from a Govt./MCD/NDMC or…

Admission Certificate/ Bonafide Certificate from a Govt./MCD/NDMC or Govt. recognised school, or a Government recognised & affiliated university/college/institution affiliated/recognised by UGC or any other government body

📄

A certificate from the Principal (for students of…

A certificate from the Principal (for students of private schools in Delhi, attested by the District Education Officer)

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An immunization certificate in line with Government norms

An immunization certificate in line with Government norms

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Particulars of an Aadhaar-linked bank account

Particulars of an Aadhaar-linked bank account

✅

Any additional documents that may be requested

Any additional documents that may be requested

Ensure all documents are valid and, where required, duly attested before submitting your application.
Important Dates

2026-04-01

How to Apply

Online Application

Applicants can apply for Delhi Lakhpati Bitiya Scheme through the online application process outlined below.

Registration Process:

1️⃣

The parent/guardian opens the official website of the…

The parent/guardian opens the official website of the "Delhi Lakhpati Bitiya Scheme".

2️⃣

Select the option "Sign Up for Parent or…

Select the option "Sign Up for Parent or Guardian."

3️⃣

Complete the registration form with the parent/guardian's name,…

Complete the registration form with the parent/guardian's name, mobile number, email ID, etc.

4️⃣

Type in the captcha code and submit

Type in the captcha code and submit. Application Process:

1️⃣

Sign in to the official portal with the…

Sign in to the official portal with the registered mobile number and captcha.

2️⃣

Complete the full application form, entering personal information,…

Complete the full application form, entering personal information, family income, education details and Aadhaar particulars.

3️⃣

Upload every required document, such as the birth…

Upload every required document, such as the birth certificate, residence proof, Aadhaar and school certificates. NOTE:
Applications must reach the portal within the set time frame, i.e. within 1 year of birth or 90 days of admission at any milestone.
Maturity processing begins once the girl finishes Class XII and turns 18 years, or finishes graduation/diploma and turns 21 years.
The total accumulated amount is paid straight into the girl's Aadhaar-linked bank account.
The maturity process is started when she has completed Class XII and reached 18 years, or completed graduation/diploma and reached 21 years.
The final accumulated sum is transferred directly to her Aadhaar-linked bank account.

Ensure all required documents are ready before starting the application process.

Official Application & Website

Verify the latest eligibility, dates and instructions before applying.

Official Sources & References