Sarkari Yojana

Death Benefit (MBOCWWB)

Meghalaya
Quick Summary: Meghalaya's MBOCWWB Death Benefit pays nominees of registered construction workers ₹2,00,000/- for natural death and ₹3,00,000/- for accidental death at work, rising to ₹5,00,000/- for accidental death where the worker had no insurance cover.

About Death Benefit (MBOCWWB)

The Meghalaya Building and Other Construction Workers Welfare Board (MBOCWWB), part of the Labour Department, Government of Meghalaya, runs the “Death Benefit” as a social security measure. When a registered construction worker dies naturally or in an accident while employed, the worker’s nominees or dependents receive financial assistance under the scheme.

Scheme Overview

Government Level

State Government

Implementing Agency

Meghalaya Building & Other Construction Workers Welfare Board

Scheme Details

Eligibility

Eligibility Requirements

To qualify for Death Benefit (MBOCWWB), applicants must satisfy the following conditions:

✅

The claimant must be the deceased worker's legal…

The claimant must be the deceased worker's legal nominee or dependent.

✅

The worker who died must have lived in…

The worker who died must have lived in Meghalaya.

✅

The worker must have been employed in building…

The worker must have been employed in building or other construction work of any kind.

✅

The worker must have been registered under the…

The worker must have been registered under the Meghalaya Building & Other Construction Workers Welfare Board.

✅

Assistance is paid to nominees or dependents of…

Assistance is paid to nominees or dependents of registered workers who die naturally or accidentally in the course of employment.

Applicants must meet all of the above conditions to be considered eligible for this scheme.
Benefits

Benefits Provided

Death Benefit (MBOCWWB) provides the following benefits to eligible applicants:

💰

For a natural death, the scheme pays ₹2,00,000/-…

For a natural death, the scheme pays ₹2,00,000/- as a death benefit to the nominees or dependents of registered construction workers.

💰

Where an accident during employment causes the death,…

Where an accident during employment causes the death, the nominee or dependent of the registered construction worker receives ₹3,00,000/- as a death benefit.

💰

For registered construction workers not covered by any…

For registered construction workers not covered by any insurance scheme, nominees or dependents get ₹2,00,000/- for Natural Death & ₹5,00,000/- for Accidental Death.

✅

The nominee remains free to claim any other…

The nominee remains free to claim any other death or accidental death benefit available under an insurance scheme covering the beneficiary (i.e. PMJJBY/PMSBY/etc.).

Benefit amounts and conditions may vary by category — refer to the official scheme guidelines for exact figures applicable to your case.
Documents Required

Documents Required

Applicants should keep the following documents ready before starting the application:

✅

The worker's MBOCWWB identity card

The worker's MBOCWWB identity card

📄

Official death certificate

Official death certificate

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Challan/receipt for the monthly subscription paid

Challan/receipt for the monthly subscription paid

📄

Identity proof of the nominee, such as a…

Identity proof of the nominee, such as a Voter ID, Licence or similar

✅

A copy of the bank passbook

A copy of the bank passbook

📄

Document proving the applicant's address

Document proving the applicant's address

📄

A medical certificate

A medical certificate

✅

Letters of consent from the nominees

Letters of consent from the nominees

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Guardianship certificate (where the applicant is a minor)

Guardianship certificate (where the applicant is a minor)

✅

Any additional documents that may be required

Any additional documents that may be required

Ensure all documents are valid and, where required, duly attested before submitting your application.

How to Apply

Online Application

Applicants can apply for Death Benefit (MBOCWWB) through the online application process outlined below.

Online Worker Registration Process (Portal):

1️⃣

Go to the online portal

Go to the online portal: https://megbocwwb.gov.in/bocw_services/login.htm

2️⃣

Create a new account by clicking the 'Worker'…

Create a new account by clicking the 'Worker' button on the home page and entering all mandatory information.

3️⃣

When every detail is filled in, press 'Register'

When every detail is filled in, press 'Register'.

4️⃣

On successful registration, the message "Registered Successfully" will…

On successful registration, the message "Registered Successfully" will appear. Application Process for Death Benefit:

1️⃣

Go to the online portal

Go to the online portal: https://megbocwwb.gov.in/bocw_services/login.htm

2️⃣

Type your User ID (Registered Mobile Number), Password…

Type your User ID (Registered Mobile Number), Password and the Security Code, then press Login.

3️⃣

Once logged in, choose the "Death Benefit" scheme…

Once logged in, choose the "Death Benefit" scheme on the Dashboard.

4️⃣

Provide all the information requested and attach the…

Provide all the information requested and attach the necessary enclosures.

5️⃣

Press 'Submit' to lodge your claim

Press 'Submit' to lodge your claim. Application Process to Track/Update:

1️⃣

Go to the online portal

Go to the online portal: https://megbocwwb.gov.in/bocw_services/login.htm

2️⃣

Type your User ID (Registered Mobile Number), Password…

Type your User ID (Registered Mobile Number), Password and the Security Code, then press Login.

3️⃣

Select 'Track Application Status' from the menu

Select 'Track Application Status' from the menu.

4️⃣

Press 'View Details' to open your application

Press 'View Details' to open your application.

5️⃣

Press 'Application History' to see its history

Press 'Application History' to see its history.

6️⃣

Press 'Update' to make changes to your application

Press 'Update' to make changes to your application. Note: An application cannot be updated once it is being processed or has been processed. (Worker's User Manual)

Ensure all required documents are ready before starting the application process.

Offline Application

Applicants can apply for Death Benefit (MBOCWWB) through the offline application process outlined below.

1️⃣

A nominee entitled to a death benefit under…

A nominee entitled to a death benefit under the rule must apply to the Secretary, or an officer he has authorised, in Form No. XL.

2️⃣

The application must be accompanied by a death/accident…

The application must be accompanied by a death/accident death certificate from the Registrar of Births & Deaths and any other documents the BOARD specifies.

3️⃣

On receiving the application, the Secretary or his…

On receiving the application, the Secretary or his authorised Officer may hold an enquiry into the applicant's eligibility

4️⃣

If satisfied that the applicant is entitled to…

If satisfied that the applicant is entitled to the financial assistance, the Secretary or his authorised Officer may sanction the amount. Note: Anyone dissatisfied with a decision may appeal to the BOARD within 60 days of receiving the order under the sub-rule, and the BOARD's decision on the appeal is final.

Ensure all required documents are ready before starting the application process.

Official Application & Website

Verify the latest eligibility, dates and instructions before applying.

Official Sources & References