Sarkari Yojana
Assam Tea Plantations Provident Fund Scheme
About Assam Tea Plantations Provident Fund Scheme
Launched by the Assam Tea Employees Provident Fund Organization, Government of Assam, the “Assam Tea Plantations Provident Fund Scheme” is a social security measure for plantation workers in Assam. It builds compulsory savings and protection for tea garden workers and staff against events such as old age, death and invalidity. Under the provident fund, employee and employer each put in 12% of wages, and the balance earns interest at a rate announced by the Board. Daily wage workers and plantation or tea factory employees earning up to ₹6,500/- per month are covered. The Assam Tea Employees Provident Fund Organization implements the scheme, a Board of Trustees administers it, and claims are received through the employer or garden management.
Scheme Overview
State Government
Individual
Scheme Details
Eligibility Requirements
To qualify for Assam Tea Plantations Provident Fund Scheme, applicants must satisfy the following conditions:
The applicant needs to work in a tea…
The applicant needs to work in a tea plantation or tea factory in Assam.
The applicant's monthly salary should not exceed ₹6,500/-
The applicant's monthly salary should not exceed ₹6,500/-.
The applicant may be a daily wage worker…
The applicant may be a daily wage worker (covered from the very first working day).
Benefits Provided
Assam Tea Plantations Provident Fund Scheme provides the following benefits to eligible applicants:
Provident Fund Accumulation:
Each member's account is credited with the member's own 12% of wages plus a matching 12% paid by the employer. Interest: Interest is added to the accumulated deposits at the rate the Board announces each year. Final Settlement: On retirement, resignation, death or invalidity, the full balance along with interest goes to the member or the nominee. Refundable Advances: For marriage, death rites, medical care or children's higher studies, members may draw advances of up to 25% of the balance or nine months' pay, whichever is lower. Housing Advance: To build or buy a house, members can get a non-refundable advance equal to the lowest of 24 months' wage, total contribution, or the cost of the house. Hardship Relief: Non-refundable advances are allowed when hardship arises from natural calamities or a plantation shutting down.
Documents Required
Applicants should keep the following documents ready before starting the application:
Bank Account Details:
The bank passbook or another official bank record showing the Bank Account Number, the banker's name, the Branch Name and the IFS Code.
Proof of Employment:
A Service Certificate or Employment Identity Card from the Tea Garden Manager establishing that the applicant works in a plantation or tea factory.
Proof of Wages:
A Salary Certificate or Wage Slip showing that the applicant earns up to ₹6,500/- a month or works on daily wages.
Nomination Details:
A Declaration of Family Members or Nomination Form naming who should receive the funds if the member dies.
Death Certificate:
The member's Death Certificate (needed only when a nominee claims Family Pension or Deposit Linked Insurance).
Medical Certificate:
A Medical Certificate from a competent authority (needed only for Invalid Pension claims arising from accident or invalidity).
How to Apply
Offline Application
Applicants can apply for Assam Tea Plantations Provident Fund Scheme through the offline application process outlined below.
Give the tea garden Manager your Bank Account…
Give the tea garden Manager your Bank Account Number, the banker's name, the Branch and the IFS code.
Lodge your claim for Provident Fund settlement or…
Lodge your claim for Provident Fund settlement or an advance through your employer.
After checking the claim, the employer sends it…
After checking the claim, the employer sends it to the Inspectorate, Zonal Office or Head Office for settlement.
Once approved, the Board transfers amounts of ₹5,000/-…
Once approved, the Board transfers amounts of ₹5,000/- or more straight into the beneficiary's bank account.
Official Application & Website
Verify the latest eligibility, dates and instructions before applying.