Sarkari Yojana
AFFDF-Financial Assistance For Treatment Of Serious Diseases To Non Pensioner Ex-Servicemen (All Ranks)/Widows
About AFFDF-Financial Assistance For Treatment Of Serious Diseases To Non Pensioner Ex-Servicemen (All Ranks)/Widows
Financial Assistance for Treatment of Serious Diseases to Non-Pensioner Ex-Servicemen (ESM) (All Ranks)/Widows is run by the Department of Ex-Servicemen Welfare under the Ministry of Defence, Government of India, to help non-pensioner ex-servicemen and their widows cover the cost of treating specified serious diseases. It covers hospitalisation, medicine, and treatment expenses, within set limits and subject to eligibility conditions. Applications go through the Zila Sainik Board and get cleared by the Kendriya Sainik Board, with the sanctioned amount credited straight to the beneficiary’s bank account via Electronic Clearance Service (ECS).
Scheme Overview
Central Government
Ministry Of Defence
Individual
01 Jan 2008
Scheme Details
Eligibility Requirements
To qualify for AFFDF-Financial Assistance For Treatment Of Serious Diseases To Non Pensioner Ex-Servicemen (All Ranks)/Widows, applicants must satisfy the following conditions:
The applicant must be a non-pensioner ESM or…
The applicant must be a non-pensioner ESM or the widow of one.
The applicant must not be enrolled in ECHS…
The applicant must not be enrolled in ECHS (Ex-Servicemen Contributory Health Scheme) or using AFMS (Armed Forces Medical Services) facilities.
A recommendation from the relevant Zila Sainik Board…
A recommendation from the relevant Zila Sainik Board (ZSB) is required.
Treatment expenses must be incurred at an approved…
Treatment expenses must be incurred at an approved government hospital, billed at CGHS (Central Government Health Scheme)/ECHS rates.
Benefits Provided
AFFDF-Financial Assistance For Treatment Of Serious Diseases To Non Pensioner Ex-Servicemen (All Ranks)/Widows provides the following benefits to eligible applicants:
For Non-Pensioner Officers/Widows:
Medical Treatment Assistance: Covers 75% of total spending on medical treatment, hospitalisation, medicines, and related costs.
Maximum Assistance Limit: Capped at ₹1,50,000/- (a one-time payment) per approved serious disease.
Cancer Treatment and Dialysis Assistance: Up to ₹75,000/- per year for cancer treatment and dialysis.
For Non-Pensioner Other Ranks/Widows:
Medical Treatment Assistance: Covers 90% of total spending on medical treatment, hospitalisation, medicines, and related costs.
Maximum Assistance Limit: Capped at ₹1,50,000/- (a one-time payment) per approved serious disease.
Cancer Treatment and Dialysis Assistance: Up to ₹75,000/- per year for cancer treatment and dialysis.
List of Serious Diseases Covered Under This Scheme:
Angiography & Angioplasty
Angiography & Angioplasty
CABG, (l) Dialysis
CABG, (l) Dialysis
Open heart surgery
Open heart surgery
Valve replacement
Valve replacement
Pacemaker Implant
Pacemaker Implant
Cerebral stroke
Cerebral stroke
Prostate surgery
Prostate surgery
Joint replacement
Joint replacement
Renal failure
Renal failure
Cancer Treatment of Other Diseases
Cancer
Treatment of Other Diseases:
If the disease needing treatment isn't on this list, the application gets referred to DGAFMS, who comments/recommends on whether the ESM can still receive financial assistance for that condition under the scheme.
Note:
Expenses must be incurred at an approved government hospital, at CGHS/ECHS rates.
Documents Required
Applicants should keep the following documents ready before starting the application:
Copies of the following, each attested by the ZSWO (Zilla Sainik Welfare Officer), must go with the application:
Complete Service Discharge Book/Documents
Complete Service Discharge Book/Documents.
Photocopy of the ESM/widow's I-Card
Photocopy of the ESM/widow's I-Card.
Original medical bills countersigned by the treating doctor
Original medical bills countersigned by the treating doctor.
Hospital admission and discharge report countersigned by the…
Hospital admission and discharge report countersigned by the hospital authority.
A certificate from the applicant stating they haven't…
A certificate from the applicant stating they haven't received any money/grant from the State Government or their current employer as reimbursement or medical allowance.
Bank account number (PNB/SBI only) and IFSC code
Bank account number (PNB/SBI only) and IFSC code.
2008-01-01
How to Apply
Online Application
Applicants can apply for AFFDF-Financial Assistance For Treatment Of Serious Diseases To Non Pensioner Ex-Servicemen (All Ranks)/Widows through the online application process outlined below.
Application Portal: Open Application Portal ↗
Eligible ex-servicemen or their widows can go to…
Eligible ex-servicemen or their widows can go to the Kendriya Sainik Board Secretariat's (KSBS) official website: https://ksb.gov.in/
Click “Register” on the portal's homepage
Click “Register” on the portal's homepage.
A registration form appears — fill it in…
A registration form appears — fill it in with the necessary details.
Upload a photo, click “Save,” and your saved…
Upload a photo, click “Save,” and your saved details plus password get emailed to you.
Click the activation link sent to your email…
Click the activation link sent to your email to log into the KSB portal.
Enter your username, password, and verification code, then…
Enter your username, password, and verification code, then click “Login.”
Pick the scheme name and start filling out…
Pick the scheme name and start filling out the new application form.
Upload copies of the supporting documents, each attested…
Upload copies of the supporting documents, each attested by the relevant Zila Sainik Welfare Officer (ZSWO), along with the online application.
Once submitted online, the ZSWO reviews the application…
Once submitted online, the ZSWO reviews the application and schedules a verification appointment with the applicant.
After successful verification, the ZSWO recommends the application…
After successful verification, the ZSWO recommends the application and sends both hard and soft copies to the Kendriya Sainik Board (KSB) via the Rajya Sainik Boards (RSBs) for further processing. Track Application Status:
Go back to the same portal
Go back to the same portal: https://ksb.gov.in/index.htm
Click “Status of application” on the homepage
Click “Status of application” on the homepage.
Enter your DAK ID and verification code, then…
Enter your DAK ID and verification code, then click “Search.”