Sarkari Yojana
100% Penalty Mafi Yojana
About 100% Penalty Mafi Yojana
Gujarat’s Urban Development and Urban Housing Department launched the “100% Penalty Mafi Yojana” to ease the burden on Gujarat Housing Board and Slum Clearance Cell allottees who have fallen behind on their installment payments. Anyone who clears every outstanding installment in a single lump-sum payment by 31st March gets the entire accumulated penalty waived, and the scheme also smooths the way for transferring property ownership to eligible applicants. Applications are submitted online.
Scheme Overview
State Government
Individual
Scheme Details
Eligibility Requirements
To qualify for 100% Penalty Mafi Yojana, applicants must satisfy the following conditions:
The applicant must reside in Gujarat
The applicant must reside in Gujarat.
The applicant must be a beneficiary of the…
The applicant must be a beneficiary of the Gujarat Housing Board or the Slum Clearance Cell.
The applicant must have unpaid installment arrears under…
The applicant must have unpaid installment arrears under the old Gujarat Housing Board/Slum Clearance Cell schemes.
All outstanding installments must be cleared in a…
All outstanding installments must be cleared in a single lump-sum payment.
Payment must be completed by 31st March
Payment must be completed by 31st March.
The applicant must be the original tenant, a…
The applicant must be the original tenant, a successive power-of-attorney holder, or the property's current occupant.
Benefits Provided
100% Penalty Mafi Yojana provides the following benefits to eligible applicants:
The entire penalty accrued on pending installments is…
The entire penalty accrued on pending installments is waived off.
This waiver covers arrears from any of the…
This waiver covers arrears from any of the older Gujarat Housing Board and Slum Clearance Cell schemes.
It is granted as a one-time benefit once…
It is granted as a one-time benefit once the payment conditions are met.
The waiver takes effect at the point the…
The waiver takes effect at the point the dues are finally settled. Conditions All installment arrears must be cleared in one lump-sum payment. Payment must be completed by 31st March. Only the penalty is waived — the full principal installment amount still has to be paid.
Documents Required
Applicants should keep the following documents ready before starting the application:
The Aadhaar card
The Aadhaar card.
The Permanent Account Number (PAN) card
The Permanent Account Number (PAN) card.
An income certificate
An income certificate.
A copy of the Power of Attorney and…
A copy of the Power of Attorney and its fee receipt.
Copies of all Power of Attorney documents and…
Copies of all Power of Attorney documents and agreements executed after the original tenant.
A copy of the rent agreement, rent receipt,…
A copy of the rent agreement, rent receipt, or a letter from the landlord.
A death certificate, where the original tenant or…
A death certificate, where the original tenant or power-of-attorney holder has passed away.
A recent photograph of the house
A recent photograph of the house.
A copy of the last year's municipal/municipal corporation…
A copy of the last year's municipal/municipal corporation tax bill for the building.
A copy of the property's search report, or…
A copy of the property's search report, or the latest document, obtained from the local Registration Office.
Photocopies of receipts for amounts previously paid to…
Photocopies of receipts for amounts previously paid to the Gujarat Housing Board.
A firm-name declaration on ₹300/- stamp paper, where…
A firm-name declaration on ₹300/- stamp paper, where the original tenant or power-of-attorney holder has died.
A title consent form executed on ₹300/- stamp…
A title consent form executed on ₹300/- stamp paper. Every document except the house photograph must be uploaded as a PDF not exceeding 10 MB. The house photograph must be uploaded in .jpg or .jpeg format, also within a 10 MB limit.
How to Apply
Online Application
Applicants can apply for 100% Penalty Mafi Yojana through the online application process outlined below.
Open the online application form and enter all…
Open the online application form and enter all the required personal details, making sure every field marked with an asterisk (*) is completed.
To upload documents, use "Choose File" or drag…
To upload documents, use "Choose File" or drag and drop them into the relevant fields, ensuring each file is clear, legible, and within the allowed size.
Go over all the entered details and uploaded…
Go over all the entered details and uploaded documents once more for accuracy, then click "Submit". Note down the reference or acknowledgment number provided for future tracking.
After submitting, pay off all pending installment arrears…
After submitting, pay off all pending installment arrears in one lump sum through the designated Gujarat Housing Board payment channels before 31st March. Keep the payment receipts safe for verification. Application Deadline The lump-sum payment covering all arrears must be completed by 31st March of the relevant year.
Official Application & Website
Verify the latest eligibility, dates and instructions before applying.