Sarkari Yojana
Mahila Samruddhi Yojana (DAADC)
About Mahila Samruddhi Yojana (DAADC)
Under the Social Justice and Empowerment Department, Government of Gujarat, the Dr. Ambedkar Antyodaya Development Corporation (DAADC) carries out the “Mahila Samruddhi Yojana”. It encourages women of the Antyodaya Samaj, particularly Scheduled Caste women, to become self-employed and financially independent. Eligible women can take loans at a concessional rate of interest to begin small-scale businesses.
Scheme Overview
State Government
Individual
Scheme Details
Eligibility Requirements
To qualify for Mahila Samruddhi Yojana (DAADC), applicants must satisfy the following conditions:
Applicants must be permanent residents of Gujarat
Applicants must be permanent residents of Gujarat.
Only women are covered
Only women are covered.
She has to be from the Scheduled Caste…
She has to be from the Scheduled Caste (SC) category.
Her family must be an Antyodaya Anna Yojana…
Her family must be an Antyodaya Anna Yojana (AAY) household, or she must be from the economically backward class.
Annual family income has to be ₹3,00,000/- or…
Annual family income has to be ₹3,00,000/- or lower.
She should intend to start a self-employment venture…
She should intend to start a self-employment venture or a micro-enterprise.
Benefits Provided
Mahila Samruddhi Yojana (DAADC) provides the following benefits to eligible applicants:
Loan Amount
Loan Amount: To set up a micro or small business, an eligible woman gets ₹50,000/-.- Interest Rate: The loan carries interest of 6% per annum.- State Government Contribution: The state bears 95% of the loan, which is ₹47,500/-.- Beneficiary Contribution: The woman puts in the remaining 5%, i.e., ₹2,500/-.- Possible Monthly Installment Amount: Repayment works out to around ₹1,445/- per month.- Duration: The repayment term is 36 Months (3 years)
Documents Required
Applicants should keep the following documents ready before starting the application:
Copy of Aadhaar Card
Copy of Aadhaar Card
Cancelled Cheque or Bank Passbook
Cancelled Cheque or Bank Passbook
SC caste certificate
SC caste certificate
Family Ration Card
Family Ration Card
Election Card copy
Election Card copy
Certificate of widowhood
Certificate of widowhood
Proof of age
Proof of age
Certificate of birth
Certificate of birth
Certificate of income
Certificate of income
Leaving certificate from school
Leaving certificate from school
A copy of the Electricity Bill
A copy of the Electricity Bill
How to Apply
Online Application
Applicants can apply for Mahila Samruddhi Yojana (DAADC) through the online application process outlined below.
Visit the Dr
Visit the Dr. Ambedkar Antyodaya Vikas Nigam (SC) official website.
Click "Apply Now" on the top menu
Click "Apply Now" on the top menu.
Select the loan scheme by its name
Select the loan scheme by its name.
Specify the loan category and the loan amount
Specify the loan category and the loan amount.
The Application Form asks for
The Application Form asks for:
Personal Information: name, gender, date of birth, caste and similar details
Address Information: permanent address plus correspondence address
Income Details: monthly earnings of the family and the income source
Loan Requirement: the sum required and how it will be used (e.g., business, self-employment)
Bank Account Details: the account for receiving the loan
Scanned copies of these must be uploaded
Scanned copies of these must be uploaded: the Caste certificate, Income certificate, Aadhaar card, Passport-size photo, the first page of the Bank passbook, and Residence proof.
Make sure all entries are correct by clicking…
Make sure all entries are correct by clicking "Preview", then click "Submit".
Keep the Application ID/Reference Number you receive, and…
Keep the Application ID/Reference Number you receive, and save or print the acknowledgement for tracking later.
Official Application & Website
Verify the latest eligibility, dates and instructions before applying.