Sarkari Yojana

Mahila Samridhi Yojana (Maharashtra)

Maharashtra
Quick Summary: Maharashtra's Mahila Samridhi Yojana, funded by NSFDC, lends Charmakar community women aged 18 to 50 between ₹25,000 and ₹50,000 at 4% per annum. Widows and divorcees get priority.

About Mahila Samridhi Yojana (Maharashtra)

Funded by the National Scheduled Castes Finance and Development Corporation (NSFDC) and run by the Department of Social Justice & Special Assistance, Government of Maharashtra, the “Mahila Samridhi Yojana” works to raise the status of economically weaker women from the Charmakar Community. Its focus is on the educational, economic, and social growth of Charmakars (Dhor, Chambhar, Holar, Mochi, etc.) so that they hold a respectable position in society. Women of the Charmakar Community who qualify can borrow between ₹25,000/- and ₹50,000/- at a low interest rate of 4% per annum.

Scheme Overview

Government Level

State Government

Eligible Entity

Individual

Scheme Details

Eligibility

Eligibility Requirements

To qualify for Mahila Samridhi Yojana (Maharashtra), applicants must satisfy the following conditions:

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The scheme is for women

The scheme is for women.

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Membership of the Charmakar Community is required

Membership of the Charmakar Community is required.

✅

The applicant has to be 18 to 50…

The applicant has to be 18 to 50 years old.

✅

She must permanently reside in Maharashtra

She must permanently reside in Maharashtra.

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Knowledge of the business for which she seeks…

Knowledge of the business for which she seeks the loan is essential.

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A below-poverty-line yearly income is required to receive…

A below-poverty-line yearly income is required to receive the 50% Subsidy Scheme and Margin Money.

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If applying under the NSFDC Scheme, annual income…

If applying under the NSFDC Scheme, annual income must be under ₹98,000 in rural areas or under ₹1,20,000 in urban areas. Relaxation/Preference/Priority Priority goes to widows and divorcees.

Applicants must meet all of the above conditions to be considered eligible for this scheme.
Benefits

Benefits Provided

Mahila Samridhi Yojana (Maharashtra) provides the following benefits to eligible applicants:

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Women can get a loan of anywhere between…

Women can get a loan of anywhere between ₹25,000/- and ₹50,000/-, charged at a low 4% per annum interest.

Benefit amounts and conditions may vary by category — refer to the official scheme guidelines for exact figures applicable to your case.
Documents Required

Documents Required

Applicants should keep the following documents ready before starting the application:

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Applicants need income and caste certificates, both issued…

Applicants need income and caste certificates, both issued by an authorised government officer.

Ensure all documents are valid and, where required, duly attested before submitting your application.

How to Apply

Offline Application

Applicants can apply for Mahila Samridhi Yojana (Maharashtra) through the offline application process outlined below.

1️⃣

Visit the LIDCOM District Office during working hours…

Visit the LIDCOM District Office during working hours and collect a printed copy of the prescribed application form from the concerned authority.

2️⃣

Fill in each mandatory field, paste a passport-sized…

Fill in each mandatory field, paste a passport-sized photo (with your signature across it if needed), and attach copies of the required documents, self-attested if asked.

3️⃣

Within any prescribed time limit, give the filled…

Within any prescribed time limit, give the filled and signed form and documents to the LIDCOM District Office.

4️⃣

Collect a receipt or acknowledgement from the official…

Collect a receipt or acknowledgement from the official who receives your application, checking that it mentions the date and time of submission and a unique identification number where applicable. NOTE: Do not miss any deadline that may be set for submission.

Ensure all required documents are ready before starting the application process.

Official Application & Website

Verify the latest eligibility, dates and instructions before applying.

Official Sources & References