Mahila Adhikarita Yojana under NSKFDC- Haryana

Only permanent residents of Haryana are covered

Only permanent residents of Haryana are covered.

The applicant has to be a woman

The applicant has to be a woman.

She must be aged between 18 and 55…

She must be aged between 18 and 55 years.

No limit on income applies

No limit on income applies.

She must herself be a Safai Karamchari, or…

She must herself be a Safai Karamchari, or be the dependent daughter of one. Note 1: A permanent Safai Karamchari is anyone engaged in or employed for sanitation work, and the term covers his/her dependents. Note 2: Applicants must furnish a certificate showing they are a Safai Karamchari or a Safai Karamchari's dependent. It may be issued by the Head of a Government Department (i.e. School, Colleges, Forest, Health, Education, Animal Husbandry, of at least Gazetted Officer rank), elected members of a Municipal Body/ Corporation, the Pradhan of a Gram Panchayat, a Local Revenue Officer, an Officer of the Local Municipal Office, the Cantonment Executive Officer of the Cantonment, or a Railways officer of gazetted rank or higher.

Each beneficiary/unit can receive a loan of up…

Each beneficiary/unit can receive a loan of up to ₹2,00,000/- from HSFDC, in collaboration with NSKFDC, for small and petty trade/business and other income-generating activities. Margin Money:

Margin money equal to 10% of the project…

Margin money equal to 10% of the project cost is provided by the Corporation. Subsidy:

A subsidy @ 50% of the total project…

A subsidy @ 50% of the total project cost is given by the corporation, capped at ₹10,000/-. Note: Only beneficiaries below the poverty line receive the subsidy. Interest criteria for the loan amount recoverable by HSFDC:

Interest rates:

For loans of up to ₹2,00,000/-, interest is 5% P.A., and penal interest is charged at 4% P.A.

Repayment timeline:

Interest is charged from the same day the loan is given; the penalty applies after 30 days; recovery of principal and the instalments both begin after 120 days; and each instalment period is 30 days.

Copy of the Aadhaar Card

Copy of the Aadhaar Card

Copy of the Ration Card

Copy of the Ration Card

A certificate from the competent authority confirming the…

A certificate from the competent authority confirming the applicant is a Safai karamchari or a Safai karamchari's dependent

Other documents, as may be needed

Other documents, as may be needed