Sarkari Yojana
Loan Assistance to Scheduled Castes Students for Commercial Pilot Training
About Loan Assistance to Scheduled Castes Students for Commercial Pilot Training
Administered by the Director Scheduled Caste Welfare, Department of Social Justice & Empowerment, Government of Gujarat, the “Loan Assistance to Scheduled Castes Students for Commercial Pilot Training” scheme began in 1987. It helps bright Scheduled Caste students train for a commercial pilot license, extending loans to every eligible Scheduled Caste candidate who cannot afford such training because of poor economic circumstances.
Scheme Overview
State Government
Office Of The Deputy Director, Scheduled Caste Welfare, Gujarat
Individual
01 Jan 1987
Scheme Details
Eligibility Requirements
To qualify for Loan Assistance to Scheduled Castes Students for Commercial Pilot Training, applicants must satisfy the following conditions:
Gujarat must be the applicant's native state
Gujarat must be the applicant's native state.
Only members of Gujarat State's Scheduled Caste Category…
Only members of Gujarat State's Scheduled Caste Category can apply.
Candidates must have cleared Matriculation, the Higher Secondary…
Candidates must have cleared Matriculation, the Higher Secondary School Certificate, or an equivalent examination, and must meet every academic and technical qualification the chosen institute requires for entry to its Commercial Pilot License Training Course.
The training institution, in India or abroad, must…
The training institution, in India or abroad, must have fulfilled the conditions laid down for admitting trainees and hold all documents needed for such training, such as a medical certificate, fitness certificate, etc.
A foreign institute must be approved by its…
A foreign institute must be approved by its own country's government to give this training, and the commercial pilot license earned must be valid in that country; the trainee must then complete a one-year legal process for the license to be recognised in India.
Assistance is sanctioned only after the training institute…
Assistance is sanctioned only after the training institute issues a consent letter admitting the candidate, and the trainee must submit the training cost estimate obtained from that institute.
Trainees must not be sponsored for financial responsibility…
Trainees must not be sponsored for financial responsibility by any relatives living abroad.
Repaying the dues ahead of the due date…
Repaying the dues ahead of the due date is allowed.
If the loan is used for any other…
If the loan is used for any other purpose, the amount will be recovered from the date of repayment, together with penal interest.
Two valid sureties must be furnished by the…
Two valid sureties must be furnished by the beneficiary. Note 01: Once training is over, the beneficiary must serve in India for no less than five years. Anyone settling abroad has to return the full assistance with interest to the Government of Gujarat, and no relaxation is allowed. Note 02: The amount given is limited to what the training actually requires. For training in India, this includes tuition fees and other incidental expenses. The Director, Scheduled Caste Welfare has the final say here. Note 03: For training abroad, the assistance is paid at the Reserve Bank of India's fixed exchange rate at the time of disbursement, and trainee allowances also need Reserve Bank approval. Loans may be sanctioned to the extent the Reserve Bank approves tuition fees, subsistence allowance (up to six months), and start-up equipment allowance. Note 04: Training must actually start within one month of the loan being disbursed. The trainee must train at the institution and send a quarterly progress report to the Director, Scheduled Caste Welfare, Gandhinagar, Gujarat. Note 05: Defaulting on regular repayment attracts penal interest at 2.5% per annum on the overdue installments. If penalty installments are also not paid, all recovery costs and other costs along with the balance will be recovered as Revenue dues. Note 06: Recovery of the loan begins one year after disbursement. The beneficiary repays the principal over 10 years and the interest over 2 years, i.e. the total amount with interest over 12 years, and the monthly installment is worked out and collected accordingly.
Benefits Provided
Loan Assistance to Scheduled Castes Students for Commercial Pilot Training provides the following benefits to eligible applicants:
Eligible candidates can obtain a loan of…
Eligible candidates can obtain a loan of ₹25 lakhs carrying 4% interest.
Documents Required
Applicants should keep the following documents ready before starting the application:
One passport-size photograph
One passport-size photograph
Applicant's Aadhaar Card
Applicant's Aadhaar Card
Residence proof (Ration Card/Electricity Bill/License/ Rent Agreement)
Residence proof (Ration Card/Electricity Bill/License/ Rent Agreement)
Certificate of caste
Certificate of caste
Certificates of educational qualification
Certificates of educational qualification
Leaving Certificate from School/College
Leaving Certificate from School/College
Total annual family income
Total annual family income
Bank Passbook first page copy or a Canceled…
Bank Passbook first page copy or a Canceled Check in the applicant's name
Property valuation certificate of the surety
Property valuation certificate of the surety
Acknowledgment letter on fixed stamp of ₹50/-
Acknowledgment letter on fixed stamp of ₹50/-
SSC or earlier Marksheets/Certificates
SSC or earlier Marksheets/Certificates
Affidavit of the student
Affidavit of the student
Eligibility Pattern for Loan Repayment
Eligibility Pattern for Loan Repayment
Passport, for training abroad
Passport, for training abroad
Visa, for training abroad
Visa, for training abroad
A written guarantee on ₹100/- stamp paper undertaking…
A written guarantee on ₹100/- stamp paper undertaking to serve in India for at least five years after training abroad
Surety bond as per Annexure-C
Surety bond as per Annexure-C
Further documents as required
Further documents as required
1987-01-01
How to Apply
Online Application
Applicants can apply for Loan Assistance to Scheduled Castes Students for Commercial Pilot Training through the online application process outlined below.
Open the e-Samaj Kalyan Portal
Open the e-Samaj Kalyan Portal: https://esamajkalyan.gujarat.gov.in/
Under the 'Citizen Login' tab on the home…
Under the 'Citizen Login' tab on the home page, choose New User 'Please Register Here'.
Provide your Full Name as on the Aadhaar…
Provide your Full Name as on the Aadhaar Card, Gender, Date of Birth, Aadhaar Card Number, Email ID, Caste etc., and press 'Register'.
Once registered, sign in with your User ID…
Once registered, sign in with your User ID and Password.
Select 'User Profile' to update your profile
Select 'User Profile' to update your profile.
Complete all mandatory information and press 'Update'
Complete all mandatory information and press 'Update'.
With the profile updated, choose the scheme shown…
With the profile updated, choose the scheme shown on the home page to open its application form.
Enter all mandatory details in the form and…
Enter all mandatory details in the form and upload the relevant documents.
Accept the terms & conditions and press 'Save…
Accept the terms & conditions and press 'Save Application'.
Submit the form and print it for your…
Submit the form and print it for your records. Keep the application number handy to track its status by logging in with your User ID and Password. User Manual
Offline Application
Applicants can apply for Loan Assistance to Scheduled Castes Students for Commercial Pilot Training through the offline application process outlined below.
Collect the application form from the closest office…
Collect the application form from the closest office of the District Deputy Director, Scheduled Caste Welfare, or download the application form from the official website.
Complete all mandatory fields, attach a passport-sized photograph…
Complete all mandatory fields, attach a passport-sized photograph (signed across, if required), and enclose copies of the mandatory documents (self-attested, if required).
Hand in the signed and completed form, with…
Hand in the signed and completed form, with documents, to the concerned authority at the office.
Ask that authority for a receipt or acknowledgment…
Ask that authority for a receipt or acknowledgment of your submission.
Official Application & Website
Verify the latest eligibility, dates and instructions before applying.